<SEC-DOCUMENT>0001086888-19-000038.txt : 20190501
<SEC-HEADER>0001086888-19-000038.hdr.sgml : 20190501
<ACCEPTANCE-DATETIME>20190501171823
ACCESSION NUMBER:		0001086888-19-000038
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		7
CONFORMED PERIOD OF REPORT:	20190501
FILED AS OF DATE:		20190501
DATE AS OF CHANGE:		20190501

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MANULIFE FINANCIAL CORP
		CENTRAL INDEX KEY:			0001086888
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				889897526
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14942
		FILM NUMBER:		19788727

	BUSINESS ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
		BUSINESS PHONE:		416-926-3000

	MAIL ADDRESS:	
		STREET 1:		200 BLOOR ST EAST, NT-10
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M4W1E5
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>form6-k.htm
<DESCRIPTION>FORM6-K-1MAY2019-1QREPORT
<TEXT>
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    <div style="text-align: center; line-height: 15.95pt; font-family: 'Times New Roman Bold', serif; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; line-height: 15.95pt;"><font style="font-family: 'Times New Roman Bold', serif; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</font></div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</font></div>
    <div style="text-align: center; line-height: 15.95pt;"><font style="font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center; line-height: 15.95pt;"><font style="font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;"> </font>
      <hr align="center" noshade="noshade" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; line-height: 15.95pt;"><font style="font-family: 'Times New Roman', serif; font-size: 14pt; font-weight: bold;">Form 6-K</font>
      <hr align="center" noshade="noshade" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">REPORT OF <font style="font-family: 'Times New Roman Bold', serif; font-size: 12pt;">FOREIGN</font> PRIVATE
        ISSUER PURSUANT TO RULE 13<font style="font-family: 'Times New Roman Bold', serif; font-size: 12pt;">a</font>-16 OR <font style="font-family: 'Times New Roman Bold', serif; font-size: 12pt;">15d</font>-16 UNDER THE</font></div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</font></div>
    <div style="line-height: 15.95pt;"><br style="line-height: 15.95pt;">
    </div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">For the month of <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><u>May, 2019</u></font></font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Commission File Number:&#160; 1-14942</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 11.4pt;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="text-align: center; line-height: 18.25pt; margin-top: 12pt; margin-bottom: 12pt;">
        <div style="text-align: center; line-height: 18.25pt; font-family: 'Times New Roman', serif; font-size: 16pt; font-weight: bold;">MANULIFE FINANCIAL CORPORATION
          <hr align="center" noshade="noshade" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
        <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(Translation of registrant's name into English)</font></font></div>
        <font style="font-family: 'Times New Roman', serif; font-size: 10pt;"></font></div>
    </div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">200 Bloor Street East</font></div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">North Tower 10</font></div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">Toronto, Ontario, Canada M4W 1E5</font></div>
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      <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">(416) 926&#8209;3000</font></div>
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    <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Times New Roman', serif; font-size: 10pt;">(Address of principal executive office)</font></div>
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    </div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</font></div>
    <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
      </font></div>
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            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Form 20-F</font></div>
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          <td style="width: 28.28%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9744;</font></div>
          </td>
          <td style="width: 21.21%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Form 40-F</font></div>
          </td>
          <td style="width: 28.28%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9745;</font></div>
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    </div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9744;</font></font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9744;</font></font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the
        information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.</font></div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
      </font></div>
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          <td style="width: 16.44%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Yes</font></div>
          </td>
          <td style="width: 33.57%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9744;</font></div>
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          <td style="width: 12.91%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">No</font></div>
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          <td style="width: 37.08%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9745;</font></div>
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    </div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82- ________.</font></div>
    <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;"> <br>
      </font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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    <div style="text-align: left; line-height: 12.55pt;">
      <div style="text-align: left; line-height: 12.55pt; font-family: 'Times New Roman', serif; font-size: 11pt;">The registrant&#8217;s Management&#8217;s Discussion and Analysis and Unaudited Interim Consolidated Financial Statements for the quarter ended March&#160;31,
        2019 included on pages 4 to 29 and 30 to 61, respectively, of the registrant&#8217;s 2019 First Quarter Report to Shareholders filed with this Form 6-K as Exhibit&#160;99.1, are incorporated by reference in the registration statements filed with the
        Securities and Exchange Commission by the registrant on Form S-8 (Registration Nos. 333-12610, 333-13072, 333-114951, 333-129430, 333&#8209;157326, and 333-211366), on Form&#160;F&#8209;3 (Registration No. 333-159176) and on Form F-10 (Registration No. 333-221951)
        and by the registrant and John&#160;Hancock Life Insurance Company (U.S.A.) on Form F-3 (Registration Nos. 333-221821-01 and 333-221821, 333-208663-01 and 333-208663, respectively). Except for the foregoing, no other document or portion of a document
        filed with this Form 6-K is incorporated by reference in the above registration statements.</div>
    </div>
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    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">DOCUMENTS FILED AS PART OF THIS FORM 6-K</font></div>
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    </div>
    <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">The following documents, filed as exhibits to this Form 6-K, are incorporated by reference as
        part of this Form 6-K:</font></div>
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    </div>
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            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Exhibit</font></div>
          </td>
          <td style="width: 84.36%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Description of Exhibit</font></div>
          </td>
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          <td style="width: 15.64%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
          <td style="width: 84.36%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</font></div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">First Quarter Report to Shareholders</font></div>
          </td>
        </tr>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">99.2</font></div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Executive Officer</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 15.64%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">99.3</font></div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Financial Officer</font></div>
          </td>
        </tr>

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    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold;">SIGNATURES</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
    <div style="text-align: left; text-indent: 36pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this
        report to be signed on its behalf by the undersigned, thereunto duly authorized.</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top; font-size: 14pt;">
            <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: &quot;Times New Roman&quot;,serif;">MANULIFE FINANCIAL CORPORATION</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">By:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;"><font style="font-family:
                  'Times New Roman', serif; font-size: 11pt; font-style: italic;">/s/</font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">&#160;</font><font style="font-family: 'Times New Roman', serif; font-size: 11pt; font-style:
                  italic;">James D. Gallagher</font></font></div>
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        </tr>
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          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Name:</font>&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif; font-size: 11pt;">James D. Gallagher</font></div>
          </td>
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        <tr>
          <td style="width: 41.48%; vertical-align: top;">&#160;</td>
          <td style="width: 58.52%; vertical-align: top;">
            <div style="text-align: left; text-indent: -36.6pt; margin-left: 36.6pt; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Title:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman', serif;
                font-size: 11pt;">General Counsel</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
            <div style="line-height: 12.55pt;"><font style="line-height: 12.55pt;">&#160;</font></div>
          </td>
        </tr>
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          <td style="width: 41.48%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Date:&#160; May 1, 2019</font></div>
          </td>
          <td style="width: 58.52%; vertical-align: top;">&#160;</td>
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    </div>
    <div style="text-align: center; line-height: 13.7pt;"><font style="font-family: 'Times New Roman', serif; font-size: 12pt; font-weight: bold; color: #000000;">EXHIBIT INDEX</font></div>
    <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
    </div>
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            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Exhibit</font></div>
          </td>
          <td style="width: 84.36%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">Description of Exhibit</font></div>
          </td>
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          <td style="width: 15.64%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
          <td style="width: 84.36%; vertical-align: top; border-top: #000000 2px solid;">&#160;</td>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">99.1</font></div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">First Quarter Report to Shareholders</font></div>
          </td>
        </tr>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">99.2</font></div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Executive Officer</font></div>
          </td>
        </tr>
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          <td style="width: 15.64%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">99.3</font></div>
          </td>
          <td style="width: 84.36%; vertical-align: top;">
            <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">Certification Chief Financial Officer</font></div>
          </td>
        </tr>

    </table>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit99-1.htm
<DESCRIPTION>EXHIBIT99-1-1MAY2019-1QREPORT
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      <div style="text-align: left; line-height: 13.7pt; margin-top: 6pt; margin-bottom: 12pt;"><font style="font-weight: bold; color: #008000; font-family: 'Arial Narrow', sans-serif; font-size: 12pt;"><u>Manulife reports 1Q19 net income of $2.2 billion
            and core earnings of $1.5 billion with strong growth in Asia</u></font></div>
      <div style="text-align: left; margin-right: 12.6pt; line-height: 12.55pt; margin-bottom: 3pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Today, Manulife announced its 1Q19 results. Key highlights include:</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk531875609"></a>Net income attributed to shareholders of $2.2 billion in 1Q19, up
                      $0.8 billion from 1Q18</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9726;</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: Arial, sans-serif;">1</font></sup> of $1.5
                      billion in 1Q19, up 15%<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: Arial, sans-serif;">2</font></sup> from 1Q18</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9726;</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of 14.2% in 1Q19 compared with 13.4% in 1Q18</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9726;</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">2.1 percentage point improvement in our 1Q19 expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> to 49.9%</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9726;</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">NBV<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $0.5 billion in 1Q19, up 31% from 1Q18</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">APE sales<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.7 billion in 1Q19, up 23% from 1Q18</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">WAM net outflows<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> of $1.3 billion in 1Q19 compared with net inflows of $10.0
                      billion in 1Q18</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#9726;</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Strong LICAT ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: Arial, sans-serif;">3</font></sup> of 144%</font></div>
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        <div style="text-align: left; line-height: 12.55pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;We delivered another quarter of strong core earnings and net income, both of which achieved solid double-digit growth over last year,&#8221;
          said Manulife President &amp; Chief Executive Officer Roy Gori. &#8220;New business value grew 31% with double-digit increases across all of our operating segments. And while net flows were negative, they improved significantly from the prior quarter.&#8221;</div>
        <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
        </div>
        <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;We continue to make progress in the execution of our digital customer-centric strategy, including the roll-out of our
            electronic claims systems in Asia, as well as an industry-first voice-enabled retirement product in the U.S.,&#8221; added Mr. Gori.</font></div>
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        <div style="text-align: left; margin-right: 12.95pt; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Phil Witherington, Chief Financial Officer, said, &#8220;We continued to optimize our portfolio during the
            quarter, which included the cumulative release of over $2 billion of capital from the sale of alternative long-duration assets, exceeding our target.&#8221;</font></div>
        <div style="line-height: 12.55pt;"><br style="line-height: 12.55pt;">
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        <div style="text-align: left; margin-right: 12.95pt; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8220;Our efficiency initiatives are delivering bottom line benefits with expenses held at the same level
            as the prior year and our expense efficiency ratio improving to 49.9%. We are in a strong capital position and have redeemed debt in the quarter, contributing to the improvement in our leverage ratio to 27%,&#8221; added Mr. Witherington.</font></div>
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      <div style="text-align: left; margin-right: 12.95pt; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; margin-right: 7.2pt; line-height: 13.7pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;"><a name="_Hlk535571720"></a><a name="_Hlk5969037"></a>BUSINESS
          HIGHLIGHTS:</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">We progressed our efforts to redefine insurance and how we interact with customers through
          our behavioural insurance offerings &#8211; Manulife and John Hancock Vitality in North America and ManulifeMOVE in Asia. Behavioural insurance is increasingly recognized as a differentiator as evident in our Customer Net Promoter Scores and number of
          enrollees.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">In Asia, deployment and adoption of our electronic point of sale and claim systems are
          improving both the customer experience and our expense efficiency. New this quarter, in the U.S. we launched an industry-first voice-enabled retirement product on Amazon&#8217;s Alexa.</font></div>
      <br>
      <br>
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    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
      </font></div>
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        <div>
          <table cellspacing="0" cellpadding="0" id="zdc2aa3c4c39c45e7869b10600eb075a7" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

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                <td style="width: 18pt; vertical-align: top; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: Arial, sans-serif;">1</font></sup></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Core earnings, core return on common shareholders' equity ("core ROE"), expense efficiency ratio, annualized premium equivalent (&#8220;APE&#8221;) sales, new business value
                      (&#8220;NBV&#8221;) and net flows are non-GAAP measures. See &#8220;Performance and non-GAAP measures&#8221; below and in our First Quarter 2019 Management&#8217;s Discussion and Analysis (&#8220;1Q19 MD&amp;A&#8221;) for additional information.</font></div>
                </td>
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        <div>
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                <td style="width: 17.3pt; vertical-align: top; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: Arial, sans-serif;">2</font></sup></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">All percentage growth / declines in financial metrics in this news release are reported on a constant exchange rate basis. Constant exchange rate basis excludes
                      the impact of currency fluctuations and is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below and in our 1Q19 MD&amp;A for additional information.</font></div>
                </td>
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                <td style="width: 18pt; vertical-align: top; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: Arial, sans-serif;">3</font></sup></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;) ratio of The Manufacturers Life Insurance Company (&#8220;MLI&#8221;).</font></div>
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            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
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      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">FINANCIAL HIGHLIGHTS:</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="zc382b30385e242e28e789459c33f78ee">

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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="6">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">1Q19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">1Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; margin-right: 18.6pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Profitability:</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Net income attributed to shareholders</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">2,176</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">1,372</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">1,548</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">1,303</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Diluted earnings per common share ($)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">1.08</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">0.67</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Diluted core earnings per common share ($)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">0.76</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">0.64</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Return on common shareholders&#8217; equity
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">20.1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">%</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">%</font></div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">14.2</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">%</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">13.4</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">%</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">49.9</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">%</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">%</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Growth:</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Asia new business value</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">411</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">325</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Canada new business value</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">62</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">U.S. new business value</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">46</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Total new business value<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">519</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">384</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Asia APE sales</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">1,336</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">984</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Canada APE sales</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">261</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 4.5pt; margin-left: 8.25pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">U.S. APE sales</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">143</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">113</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Total APE sales<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">1,740</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">1,387</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Wealth and asset management net flows ($
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">(1.3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">10.0</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Wealth and asset management gross flows ($
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">27.9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">36.5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Wealth and asset management assets under
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">648.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">626.8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; margin-right: 18.6pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Financial Strength:</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">MLI&#8217;s LICAT ratio</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">144</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">%</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">129</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">%</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Financial leverage ratio</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">27.0</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">%</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">29.7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">%</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Book value per common share ($)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">22.34</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">19.72</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 11.4pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Book value per common share excluding AOCI ($)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">19.06</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">17.28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="text-align: left; line-height: 9.1pt; margin-top: 4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z7c77aac2bb6540139b28d874d3106b77" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. <a name="_Hlk6852607"></a>See &#8220;Performance and non-GAAP measures&#8221; below and in our 1Q19 MD&amp;A for additional information.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; margin-right: 21.6pt; line-height: 12.55pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"><a name="_Hlk5889883"></a>Reported net income attributed to
          shareholders of $2.2 billion in 1Q19, up $0.8 billion from 1Q18<a name="_Hlk531875891"></a></font></div>
      <div style="text-align: left; margin-right: 21.6pt; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk6492982"></a>The increase compared with 1Q18 was driven by higher gains from
          investment-related experience and from the direct impact of markets, and core earnings growth. Investment-related experience in 1Q19 reflected higher-than-expected returns (including fair value changes) on ALDA and strong credit experience. Gains
          related to the direct impact of markets were driven by a recovery in global equity markets, partially offset by the impact of narrowing corporate spreads.</font></div>
      <div style="text-align: left; margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color: #000000;"><a name="_Hlk535511198"></a>Achieved core earnings
          of $1.5 billion in 1Q19, an increase of 15% compared with 1Q18</font></div>
      <div style="text-align: left; margin-right: 21.6pt; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk536376093"></a>The increase compared with 1Q18 was driven by the favourable impact of new
          business in Asia and the U.S., higher investment income in our surplus portfolio, including the favourable impact of equity markets on seed money investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>, and improved expense efficiency. These increases were partially offset by
          both the impact of reinsurance transactions in 2018 and the sale of ALDA to improve the capital efficiency of our legacy businesses. Core earnings in 1Q19 included <a name="_Hlk535512373"></a>net policyholder experience gains of $20 million
          post-tax compared with charges of $3 million post-tax in 1Q18.</font></div>
      <br>
      <br>
      <hr align="left" noshade="noshade" style="text-align: left; background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="text-align: left; line-height: 9.1pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>&#160; Seed money investments include investments in new segregated and mutual funds<font style="font-family: 'Times New Roman', serif; font-size: 8pt;">.</font></font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color: #000000;">BUSINESS GROWTH:</font></div>
      <div style="text-align: left; margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color: #000000;">Achieved new business value (&#8220;NBV&#8221;) of $519 million
          in 1Q19, an increase of 31% compared with 1Q18</font></div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"><a name="_Hlk5992892"></a>In Asia, NBV increased 23% to $411 million driven by higher sales, partially offset
          by a less favourable business mix. In Canada, NBV increased 27% to $62 million driven by the new Manulife Par product. In the U.S., NBV more than quadrupled to $46 million, primarily due to actions to improve margins and a more favourable product
          mix.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color: #000000;">Reported annualized premium equivalent (&#8220;APE&#8221;) sales of $1.7 billion in
          1Q19, an increase of 23% compared with 1Q18</font></div>
      <div style="text-align: left; margin-right: 21.6pt; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">In Asia, APE sales increased 32%, with growth across Japan, Hong Kong and Asia Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>.
          APE sales in Japan increased 62%, driven by strong sales of the COLI product in advance of a potential change in tax regulations. Hong Kong sales increased 11%, driven by growth in our bancassurance channel. Asia Other APE sales increased 20%
          driven by growth in both the bancassurance and agency channels. In Canada, APE sales declined 10% due to lower large-case group insurance sales, partially offset by the continued success of our Manulife Par product. In the U.S., APE sales
          increased 20% as a result of higher universal life and international sales.</font></div>
      <div style="text-align: left; margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"><a name="_Hlk533075884"></a>Reported negative Global Wealth and
          Asset Management net flows of $1.3 billion in 1Q19 compared with positive net flows of $10.0 billion in 1Q18</font></div>
      <div style="background-color: #FFFFFF; line-height: 14.4pt;">
        <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk5993022"></a>Net flows in Asia were $0.6 billion in 1Q19, down $1.4 billion from 1Q18, driven by lower gross
            flows in institutional asset management. Net flows in Canada were $2.1 billion in 1Q19, a decrease of $1.4 billion from 1Q18, which was also driven by lower gross flows in institutional asset management. Net flows in the U.S. were negative $4.0
            billion in 1Q19 compared with positive net flows of $4.5 billion in 1Q18. This was primarily due to lower gross flows in retail and institutional asset management. Additionally, we reported higher redemptions, partly due to the rationalization
            of our investment management teams, designed to improve margins and to focus our line-up on our core capabilities where we can generate further scale, as well as portfolio rebalancing by a large advisor.</font></div>
        <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
          </font></div>
      </div>
      <br>
      <br>
      <br>
      <br>
      <br>
      <br>
      <hr align="left" noshade="noshade" style="text-align: left; background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="text-align: left; line-height: 9.1pt; margin-bottom: 12pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;;"><font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>&#160;&#160; Asia Other excludes Japan and Hong Kong.</font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 21.45pt; margin-bottom: 8pt;"><br style="line-height: 21.45pt;">
      </div>
      <div style="text-align: left; line-height: 18.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 16pt; font-weight: bold;">MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">This Management&#8217;s Discussion and Analysis (&#8220;MD&amp;A&#8221;) is current as of
          May 1, 2019, unless otherwise noted. This MD&amp;A should be read in conjunction with our unaudited Interim Consolidated Financial Statements for the three months ended March 31, 2019 and the MD&amp;A and audited Consolidated Financial Statements
          contained in our 2018 Annual Report.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">For further information relating to our risk management practices and
          risk factors affecting the Company, see &#8220;Risk Factors&#8221; in our 2018 Annual Information Form, &#8220;Risk Management&#8221;, &#8220;Risk Factors&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221; in the MD&amp;A in our 2018 Annual Report and the &#8220;Risk Management&#8221;
          note to the Consolidated Financial Statements in our most recent annual and interim reports.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">In this MD&amp;A, the terms &#8220;Company&#8221;, &#8220;Manulife&#8221;, &#8220;we&#8221; and &#8220;our&#8221; mean
          Manulife Financial Corporation (&#8220;MFC&#8221;) and its subsidiaries. All amounts are reported in Canadian dollars, unless otherwise indicated.</font></div>
      <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Contents</font></div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z1bdd4a47f9ac4de1bb945bdf9d2427da">

          <tr>
            <td style="vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -18pt; margin-left: 18pt; line-height: 11.4pt; margin-top: 6pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">A.</font>&#160;&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">TOTAL COMPANY PERFORMANCE</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">1.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Profitability</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">2.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Growth</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">3.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Financial strength</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">4.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Revenue</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Assets under management and administration</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">6.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Impact of fair value accounting</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">7.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Impact of foreign currency exchange rates</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">8.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Business highlights</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">9.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Updates to the ultimate reinvestment rate</font></div>
              <div style="line-height: 11.4pt; margin-bottom: 6pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -18pt; margin-left: 18pt; line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">B.</font>&#160;&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">PERFORMANCE BY SEGMENT</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">1.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Asia</font></div>
              <div style="margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">2.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Canada</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">3.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">U.S.</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">4.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Global Wealth and Asset Management</font></div>
              <div style="margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Corporate and Other</font></div>
              <div style="line-height: 11.4pt; margin-top: 12pt; margin-bottom: 1pt;"><font style="line-height: 11.4pt;">&#160;</font></div>
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
            </td>
            <td style="vertical-align: top; border-top: 2px solid rgb(0, 0, 0); padding-left: 1px; padding-right: 1px;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -19.2pt; margin-left: 19.2pt; line-height: 11.4pt; margin-top: 6pt; margin-bottom: 1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">C.</font>&#160;&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">RISK MANAGEMENT AND RISK FACTORS UPDATE</font></div>
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              <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">1.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow',
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              <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">2.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow',
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              <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">4.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow',
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              <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 9pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Arial Narrow',
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              <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</font></font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width:
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              <div style="line-height: 10.25pt;"><font style="line-height: 10.25pt;">&#160;</font></div>
            </td>
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          <tr>
            <td style="vertical-align: top;">&#160;<br>
            </td>
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      </div>
      <div><br>
      </div>
      <div><br>
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      <div><br>
        <br>
        <br>
      </div>
      <br>
      <br>
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          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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      <div style="text-align: left; line-height: 13.7pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">A</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px;
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A1</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px;
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          <tr>
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              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Profitability</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,176</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">593</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,372</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,548</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,337</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,303</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
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              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted earnings per common share ($)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1.08</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted core earnings per common share ($)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.64</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Return on common shareholders&#8217; equity
                  (&#8220;ROE&#8221;)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">20.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5.3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core ROE<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14.2</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">12.5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">13.4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; margin-right: 18.6pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Expense efficiency ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">49.9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">55.2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">52.0</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</font></div>
            </td>
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      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z029b8605b0184641a2d07771ff1f2adf" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; width: 100%;">

            <tr>
              <td style="width: 22.5pt; vertical-align: top;">
                <div style="text-align: left; margin-left: 4.5pt; line-height: 9.1pt; margin-top: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 6pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</font></div>
              </td>
            </tr>

        </table>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Manulife&#8217;s net income attributed to shareholders was $2,176 million in the first quarter
          of 2019 (&#8220;1Q19&#8221;) compared with $1,372 million in the first quarter of 2018 (&#8220;1Q18&#8221;). The increase compared with 1Q18 was driven by higher gains from investment-related experience and from the direct impact of markets, and core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: 'Times New Roman', serif;">1</font></sup> growth.<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"> Net income attributed to shareholders is comprised of core earnings (consisting of
            items we believe reflect the underlying earnings capacity of the business), which amounted to $1,548 million in 1Q19 compared with $1,303 million in 1Q18, and items excluded from core earnings, which amounted to a net gain of $628 million in
            1Q19 compared with a net gain of $69 million in 1Q18.</font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Diluted earnings per common share were $1.08 and return on common shareholders&#8217; equity (&#8220;ROE&#8221;) was 20.1%,
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            Narrow', sans-serif; font-size: 11pt; color: #000000;"> was 14.2%, compared with</font> $0.64 and 13.4%, respectively, for 1Q18.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk528000896"></a>The $245 million or 15%<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: 'Times
              New Roman', serif;">2</font></sup> increase in core earnings was driven by the favourable impact of new business in Asia and the U.S., higher investment income in our surplus portfolio, including the favourable impact of equity markets on
          seed money investments in new segregated and mutual funds, and improved expense efficiency<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="color: #000000;">1</font></sup>. These increases were partially offset by both the impact of reinsurance transactions in 2018 and the sale
          of alternative long-duration assets (&#8220;ALDA&#8221;) to improve the capital efficiency of our legacy businesses. <a name="_Hlk6148811"></a>Core earnings in 1Q19 included net policyholder experience gains of $20 million post-tax ($18 million pre-tax)
          compared with charges of $3 million post-tax ($2 million pre-tax) in 1Q18.</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z1f690b58ab55466cb9ffa73435759303">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial
                    Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Core Earnings by Segment</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><a name="_Hlk6152410"></a>($ millions,
                  unaudited)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">520</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">463</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">431</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">283</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">305</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
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              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S.</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">475</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">454</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">422</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Global Wealth and Asset Management</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">233</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">231</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">227</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -7.85pt; margin-right: 18.6pt; margin-left: 7.85pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate and Other (excluding core
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(216</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 18.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core investment gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">96</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total core earnings</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,548</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,337</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,303</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z50bedbb5f0e244d7b0a5d36d810f3be5" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><a name="_Hlk6491185"></a>2018 comparatives for core earnings in each segment have been
                    updated to reflect <a name="_Hlk6852476"></a>the 2019 methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3dc0db94a842485d92b9f39b7c1fc63b" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <br>
      <br>
      <br>
      <br>
      <br>
      <br>
      <hr align="left" noshade="noshade" style="text-align: left; background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="text-align: left; line-height: 11.4pt; margin-top: 2pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="za0e4581e1a854cee9f247fb66a805612" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;"><font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zfcf28eafc8cb421289f9738cfc3a181c" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></font><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Percentage growth / declines in core earnings, APE sales, gross flows, NBV, assets under management and administration, assets under management and core EBITDA
                      are stated on a constant exchange rate basis<font style="font-family: 'Times New Roman', serif; font-size: 8pt;">.</font> Constant exchange rate basis is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
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        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: left; margin-right: 21.6pt; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Items excluded from core earnings were $628 million in 1Q19 compared with $69 million
          in 1Q18.</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="ze8797e12eed4482cac5ffcfd3f03b3a8">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Items excluded from core earnings</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><a name="_Hlk6153979"></a>($ millions,
                  unaudited)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment-related experience outside of core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">327</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(130</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Direct impact of equity markets and
                  interest rates and variable annuity guarantee liabilities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(675</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">50</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -0.7pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">Direct
                  impact of equity markets and variable annuity guarantee liabilities</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; font-style: italic; color: #808080;">367</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">(723</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">(187</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -0.7pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">Fixed
                  income reinvestment rates assumed in the valuation of policy liabilities</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; font-style: italic; color: #808080;">(160</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; font-style: italic; color: #808080;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">112</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">313</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -0.7pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">Sale of
                  AFS bonds and derivative positions in the Corporate and Other segment</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; font-style: italic; color: #808080;">42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">(64</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">(76</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-style: italic; color: #808080;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Restructuring charge</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance transactions and other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">52</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">124</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Items excluded from core earnings</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">628</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(744</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">69</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 6pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 6pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Investment-related experience gains in 1Q19 reflected higher-than-expected returns
                    (including fair value changes) on ALDA and strong credit experience. Investment-related experience gains in 1Q18 reflected the favourable impact of fixed income reinvestment activities on the measurement of our policy liabilities and
                    strong credit experience, partially offset by lower than expected returns (including fair value changes) on ALDA. Total investment-related experience gains in 1Q19 were $427 million, compared with $96 million in 1Q18, and in accordance
                    with our definition of core earnings, we included $100 million of investment-related experience gains in core earnings and $327 million in items excluded from core earnings in 1Q19 ($96 million and $nil, respectively, in 1Q18).</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z16121516f0eb4f4caed97d2dbb7385b2" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The direct impact of markets was a net gain of $249 million in 1Q19 reflecting the favourable impact of the
                    recovery in global equity markets partially offset by the unfavourable impact of interest rates in the quarter, primarily from the narrowing corporate spreads. The direct impact of markets was a net gain of $50 million in 1Q18 primarily
                    due to widening corporate spreads and a rising and flattening of the yield curve in the U.S., partially offset by charges from unfavourable equity markets and the sale of available-for-sale (&#8220;AFS&#8221;) bonds.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd312ce8faf454db7a601ff490eb56f95" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The $52 million gain from reinsurance transactions and other in 1Q19 is related to reinsurance transactions
                    in our legacy business in Canada and the U.S.</font></div>
              </td>
            </tr>

        </table>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 8pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 8pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A2</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block;
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      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z537879ed81314bbf94afb793f71e7cbb">

          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size:
                    9pt; font-weight: bold;">Growth</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="10">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12pt; margin-right: 18.6pt; margin-left: 12pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia APE sales</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,336</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,040</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">984</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada APE sales</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">261</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">277</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 4.5pt; margin-left: 8.25pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. APE sales</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">143</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">152</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">113</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -5.25pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total APE sales</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,740</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,469</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,387</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Asia new business value</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">411</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">402</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">325</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canada new business value</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">62</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">51</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: 3.75pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. new business value</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">46</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">48</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total new business value</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">519</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">501</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">384</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management gross flows ($
                  billions)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27.9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">26.3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">36.5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management net flows ($
                  billions)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1.3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(9.0</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">10.0</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 3.6pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management assets under
                  management and administration ($ billions)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">648.1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">608.8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">626.8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zec3f18b91a2f4b6ebb09e8728ecd6d50" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 6pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">These items are non-GAAP measures. See &#8220;Performance and non-GAAP measures&#8221; below.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Annualized premium equivalent (&#8220;APE&#8221;) sales</font><a name="_Hlk6480020"></a><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: 'Times New Roman', serif;">1</font></sup><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> </sup>were $1.7 billion in 1Q19, an increase of 23% compared with 1Q18. <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">In Asia, APE sales increased 32%, with growth across Japan, Hong Kong and Asia Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></font><font style="font-family: 'Arial Narrow', sans-serif;
            font-size: 11pt; color: #000000;">. APE sales in Japan increased 62%, </font><a name="_Hlk6998425"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">driven by strong sales of the corporate-owned life
            insurance (&#8220;COLI&#8221;) product in advance of a potential change in tax regulations. Hong Kong sales increased 11%, driven by growth in our bancassurance channel. Asia Other APE sales increased 20% driven by growth in both the bancassurance and
            agency channels. In Canada, APE sales declined 10% due to lower large-case group insurance sales, partially offset by the continued success of our Manulife Par product. In the U.S., APE sales increased 20% as a result of higher universal life
            and international sales</font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
      <div style="text-align: left; margin-right: 21.6pt; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"><a name="_Hlk528001010"></a><font style="font-family: 'Arial Narrow', sans-serif;
            font-size: 11pt; font-weight: bold;">New business value (&#8220;NBV&#8221;)</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">&#160;</font>was $519 million in 1Q19, an increase of 31% compared with
          1Q18. <a name="_Hlk6238634"></a>In Asia, NBV increased 23% to $411 million driven by higher sales, partially offset by a less favourable business mix. In Canada, NBV increased 27% to $62 million driven by the new Manulife Par product. In the
          U.S., NBV more than quadrupled to $46 million primarily due to actions to improve margins and a more favourable product mix.</font></div>
      <br>
      <br>
      <hr align="left" noshade="noshade" style="text-align: left; background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="text-align: left; line-height: 11.4pt; margin-top: 2pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z8d7f6bee74584974b7e66bce5aadda5b" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;"><font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font><br>
                </td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below</font><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 11.4pt; margin-bottom: 2pt;">
        <div>
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                <td style="width: 18pt; vertical-align: top;"><font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></font><br>
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                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia Other excludes Japan and Hong Kong.</font></font></div>
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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        <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Wealth and
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        <div style="text-align: left; line-height: 12.55pt; margin-top: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk528001071"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A3</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block;
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              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; margin-right: 18.6pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Financial strength</font></div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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              <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(unaudited)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q19</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MLI&#8217;s LICAT ratio</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">144</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">143</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">129</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Financial leverage ratio</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27.0</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">%</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">28.6</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">29.7</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">%</font></div>
            </td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Total consolidated capital ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">57.3</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">56.0</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">52.5</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Book value per common share ($)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22.34</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21.38</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <div style="text-align: left; text-indent: -9pt; margin-left: 9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Book value per common share excluding AOCI ($)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19.06</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z5ccee1bfa53a45aa9f2ade5ef60dc61d" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top;"><a name="_Hlk527995824"></a><a name="_Hlk528001092"></a><font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk6843444"></a><a name="_Hlk6832961"></a>The <font style="font-family: 'Arial Narrow',
            sans-serif; font-size: 11pt; color: #000000;">Life Insurance Capital Adequacy Test (&#8220;LICAT&#8221;)</font> for <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">The Manufacturers Life Insurance Company (&#8220;MLI&#8221;) as
            at March 31, 2019 </font>was 144%, compared with 129% as at March 31, 2018 and 143% as at December 31, 2018. The 1 percentage point increase compared with December 31, 2018 was primarily due to strong earnings and capital initiatives, which
          more than offset the impact of dividends and the redemption of subordinated debentures. Market impact overall was neutral, with a favourable reduction in risk-free rates and growth in equity markets, offset by a narrowing of corporate spreads.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk6835802"></a>In 1Q19, we entered into a reinsurance agreement in Canada and completed a
          previously-announced reinsurance transaction in the U.S., releasing $85 million in capital. In addition, we released $250 million in capital from the sale of ALDA as part of our decision announced in December 2017 to free up approximately $2
          billion in capital over 12-18 months. We have now exceeded our target, and have cumulatively released $2.1 billion in capital from the program.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">MFC&#8217;s LICAT ratio was 133% as at March 31, 2019 compared with 132% as at December 31, 2018. The
          difference between the MLI and MFC ratios as at March 31, 2019 was largely due to the $4.7 billion of MFC senior debt outstanding that does not qualify as available capital at the MFC level.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"><a name="_Hlk528170071"></a><font style="font-family: 'Arial Narrow', sans-serif;
            font-size: 11pt; font-weight: bold;">MFC&#8217;s financial leverage ratio</font> as at March 31, 2019 was 27.0%, a decrease of 1.6 percentage points from the December 31, 2018 ratio of 28.6%, as growth in retained earnings, the redemption of $0.5
          billion in subordinated debentures and the impact of lower interest rates on unrealized gains on AFS securities, more than offset the impact of a stronger Canadian dollar.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color:
            #000000;">MFC&#8217;s total consolidated capital</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="color: #000000;">1</font></sup><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"> as at March 31, 2019 was $57.3 billion, an increase of
            $4.8 billion compared with March 31, 2018 consolidated capital of $52.5 billion and an increase of $1.3 billion compared with December 31, 2018 consolidated capital of $56.0 billion. The increase from December 31, 2018 was primarily driven by
            net income attributed to shareholders </font>over the last 3 months and an increase in the market value of AFS securities, partially offset by the impact of<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">
            changes in foreign currency exchange rates as well as the redemption of subordinated debentures of $0.5 billion and dividend payments over the last 3 months.</font></font></div>
      <div style="text-align: left; line-height: 14.75pt; margin-bottom: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk6249586"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;
            font-weight: bold;">Book value per common share</font> as at March 31, 2019 was $22.34, an increase of 4% compared with $21.38 as at December 31, 2018, and the book value per common share excluding accumulated other comprehensive income
          (&#8220;AOCI&#8221;) was $19.06 as at March 31, 2019, an increase of 5% compared with $18.23 as at December 31, 2018. The increase in the book value per common share is due to the $1.8 billion increase in equity which included a $0.3 billion increase in
          AOCI.</font></div>
      <div style="text-align: left; line-height: 14.75pt; margin-bottom: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 14.75pt; margin-bottom: 8pt;"><br>
        <br>
        <hr align="left" noshade="noshade" style="text-align: left; background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 11.4pt; margin-top: 2pt; margin-bottom: 2pt;">
          <div>
            <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 18pt; vertical-align: top;"><font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font><br>
                  </td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below</font><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">.</font></font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
      <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: left; line-height: 14.75pt; margin-bottom: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The number of common shares outstanding was 1,970 million as at March 31, 2019 and 1,971 million as at
          December 31, 2018.</font></div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A4</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px;
          width: 27pt">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Revenue</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z0d132403d95447eb82b4bf1443cb584b">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: justify; margin-right: 12.6pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unaudited)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross premiums</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,187</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,990</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,466</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premiums ceded to reinsurers</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,873</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(8,158</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,141</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium income</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,314</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,832</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">8,325</font></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,747</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,278</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">3,235</font></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -6.6pt; margin-right: 12.6pt; margin-left: 6.6pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other revenue</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,562</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,291</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">2,502</font></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -8.1pt; margin-right: 12.6pt; margin-left: 8.1pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized
                  investment gains and losses</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14,623</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,401</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">14,062</font></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -7.9pt; margin-right: 12.95pt; margin-left: 7.9pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains and
                  losses on assets supporting insurance and investment contract liabilities and on the macro hedge program</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,926</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,113</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">(5,316</font></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">)</font></font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; margin-right: 12.6pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,549</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,514</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">8,746</font></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">Total revenue in 1Q19 was $23.5 billion compared with $8.7 billion in
          1Q18. The amount of revenue reported in any fiscal period can be significantly affected by fair value accounting, which can materially impact the reported realized and unrealized gains or losses on assets supporting insurance and investment
          contract liabilities and on the macro hedge program, a component of revenue (see &#8220;Impact of fair value accounting&#8221; below). Accordingly, we discuss specific drivers of revenue in each segment before realized and unrealized investment gains and
          losses in section B &#8220;Performance by Segment&#8221; below.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">1Q19




















            revenue before realized and unrealized investment gains and losses of $14.6 billion increased $0.6 billion compared with 1Q18, primarily </font>due to business growth in Asia and higher investment income, partially offset by higher ceded
          premiums of $0.7 billion from the 1Q19 reinsurance transactions related to our legacy businesses.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk5284702"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color:
            #000000;">Net realized and unrealized gains and losses on assets supporting insurance and investment contract liabilities and on the macro hedge program was a gain of $8.9 billion in 1Q19 compared with a charge of $5.3 billion in 1Q18. The 1Q19
            gain was primarily due to an overall decrease in interest rates and rising equity markets. The </font>1Q18 charge was <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">due to an overall increase in
            interest rates</font><font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zbbb91d2ff74d45ce8a22663386e350c2" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A5</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk5713580"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Assets under management and administration
                        (&#8220;AUMA&#8221;)</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">AUMA as at March
            31, 2019 was $1.1 trillion, an increase of 6% compared with December 31, 2018. </font>The primary driver of the increase was the favourable impact of markets during the quarter.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z5c529c9604c44d44ba8adee8ad8f5d0b" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A6</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Impact of fair value accounting</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">Fair value accounting policies affect the measurement of both our assets and our
          liabilities. The impact on the measurement of both assets and liabilities of investment activities and market movements are reported as experience gains and losses on investments and the direct impact of equity markets and interest rates and
          variable annuity guarantees, each of which impacts net income attributed to shareholders (see &#8220;Profitability&#8221; section above for discussion of 1Q19 experience).</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">Net realized and unrealized gains on assets supporting insurance and
          investment contract liabilities and on the macro hedge program were $8.9 billion for 1Q19 (1Q18 &#8211; losses of $5.3 billion). See &#8220;Revenue&#8221; section above for discussion of results.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">As




















            outlined in the &#8220;Critical Actuarial and Accounting Policies&#8221; in the MD&amp;A in our 2018 Annual Report, net insurance contract liabilities as permitted under IFRS 4 are determined using the Canadian Asset Liability Method (&#8220;CALM&#8221;), as required
            by the Canadian Institute of Actuaries (&#8220;CIA&#8221;). The measurement of policy liabilities includes the estimated value of future policyholder benefits and settlement obligations to be paid over the term remaining on in-force policies, including the
            costs of servicing the policies, reduced by the future expected policy revenues and future expected investment income on assets supporting the policies. Investment returns are projected using current asset portfolios and projected reinvestment
            strategies. Experience gains and losses are reported when current period activity differs from what was assumed in the policy liabilities at the beginning of the period. We classify gains and losses by assumption type. For example, current
            period investing activities that increase (decrease) the future expected investment income on assets supporting policies will result in an investment-related experience gain (loss). See description of investment-related experience in
            &#8220;Performance and non-GAAP measures&#8221; below</font>.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><br>
        <br>
        <hr align="left" noshade="noshade" style="text-align: left; background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 11.4pt; margin-top: 2pt; margin-bottom: 2pt;">
          <div>
            <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 18pt; vertical-align: top;"><font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font><br>
                  </td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below</font><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">.</font></font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
      <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As noted in our 2018 Annual MD&amp;A, IFRS 17, which is expected to be effective January
          1, 2022, will replace IFRS 4 and therefore CALM. While there are many differences between IFRS 17 and IFRS 4, two items of note are the discount rate used to estimate the present value of insurance liabilities, and the reporting of new business
          gains. We reported $225 million (post-tax) of new business gains in net income attributed to shareholders in 1Q19. Under IFRS 17, new business gains are recorded on the balance sheet and amortized into income as services are provided.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z3e549be4f472485885a5a3b14eefdc67" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><a name="_Hlk6300165"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A7</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Impact of foreign currency exchange rates</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">Changes in foreign currency exchange rates increased core earnings by $54 million in 1Q19
          compared with 1Q18 primarily due to a weaker Canadian dollar compared with the U.S. dollar. The impact of foreign currency exchange rates on items excluded from core earnings does not provide relevant information given the nature of these items.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z77b1f017da2b41bfbb8130fa5a97c4c6" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><a name="_Hlk6501378"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A8</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Business highlights</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">We progressed our efforts to redefine insurance and how we interact with customers through
          our behavioural insurance offerings &#8211; Manulife and John Hancock Vitality in North America and ManulifeMOVE in Asia. Behavioural insurance is increasingly recognized as a differentiator as evident in our Customer Net Promoter Scores and number of
          enrollees.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">In Asia, deployment and adoption of our electronic point of sale and
          claim systems are improving both the customer experience and our expense efficiency. New this quarter, in the U.S. we launched an industry-first voice-enabled retirement product on Amazon&#8217;s Alexa.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z4b1df8505337467fbebcf3a1ece33b21" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">A9</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Updates to the ultimate reinvestment rate</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">The Canadian Actuarial Standards Board issued an exposure draft on new assumptions with reductions to the
          Ultimate Reinvestment Rate (&#8220;URR&#8221;) and updates to the calibration criteria for stochastic risk-free rates. The exposure draft recommends a reduction of 15 basis points in the URR, and a corresponding change to stochastic risk-free rate modeling.
          We expect the final standard to be issued in the third quarter of 2019, and assuming the changes are in accordance with the exposure draft, would reduce net income attributed to shareholders by approximately $0.5 billion (post-tax).<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: 'Times New Roman', serif;">1</font></sup></font></div>
      <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px;
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 4pt;">
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          <table cellspacing="0" cellpadding="0" id="z37705308c01a4fdb86a3b7c7b1027b21" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">B1</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Asia</font></div>
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"> <br>
                    </font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z5c30e6d00582409d9df80b86279e187f">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="11">
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            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;">Canadian dollars</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">695</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">318</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">452</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">520</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">463</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">431</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,336</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,040</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">984</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,752</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,301</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,311</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,061</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,472</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,271</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">111.0</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-style: italic;"> <br>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;" colspan="3">
              <div style="text-align: right; line-height: 10.25pt; text-indent: 3.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">US$</font><font style="display: inline-block; text-indent:
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;" colspan="3">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;" colspan="3">
              <div style="text-align: right; line-height: 10.25pt; text-indent: 3.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">US$</font><font style="display: inline-block; text-indent: 0px; font-size: 1px;
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">391</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">350</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">342</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,005</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">778</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">6,584</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,012</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,409</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,560</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,141</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,168</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">83.0</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">79.3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">75.6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z2437dc9e767743b7909a24cad115ec39" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 22.5pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);"><a name="_Hlk5280811"></a><a name="_Hlk6497451"></a>The 2018
                    comparatives for net income attributed to shareholders, core earnings and assets under management have been updated to reflect the 2019 methodology for allocating capital and interest on surplus to our insurance segments from the
                    Corporate and Other segment.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z2dbf750834bc4559bc1398a4984da9da" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 22.5pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">See &#8220;Performance and non-GAAP measures&#8221; for a reconciliation between IFRS net income
                    attributed to shareholders and core earnings.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z0b8ed64c749040859d7bf5a163ba73b7" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 22.5pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">See section A6 &#8220;Impact of fair value accounting&#8221;.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk6051543"></a><a name="_Hlk528001241"></a><font style="font-weight: bold;">Asia&#8217;s










            net income attributed to shareholders</font><font style="font-weight: bold;"> </font>was $695 million in <a name="_Hlk3389269"></a>1Q19 compared with $452 million in 1Q18. Net income attributed to shareholders is comprised of core earnings,
          which was $520 million in 1Q19 compared with $431 million in 1Q18, and items excluded from core earnings, which amounted to a net gain of $175 million in 1Q19 compared with a net gain of $21 million in 1Q18. The changes in net income attributed
          to shareholders and core earnings expressed in Canadian dollars are due to the factors described below and, in addition, core earnings reflected a net $22 million favourable impact due to changes in foreign currency exchange rates versus the
          Canadian dollar.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;">
        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><br>
          <hr align="left" noshade="noshade" style="text-align: left; background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="text-align: left; line-height: 11.4pt; margin-top: 2pt; margin-bottom: 2pt;">
            <div>
              <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                  <tr>
                    <td style="width: 18pt; vertical-align: top;"><font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font><br>
                    </td>
                    <td style="width: auto; vertical-align: top; text-align: left;">
                      <div>
                        <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: Tahoma, sans-serif; font-size: 8pt;">See &#8220;Caution regarding forward-looking statements&#8221; above.</font></div>
                      </div>
                    </td>
                  </tr>

              </table>
            </div>
          </div>
        </div>
        <br>
      </div>
      <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">9</font></div>
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          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expressed in U.S. dollars, the presentation currency of the segment, net income
          attributed to shareholders was US$522 million in 1Q19 compared with US$359 million in 1Q18 and core earnings were US$391 million in 1Q19 compared with US$342 million in 1Q18. Items excluded from core earnings were a net gain of US$131 million in
          1Q19 compared with a net gain of US$17 million in 1Q18 (<a name="_Hlk6497654"></a>see a reconciliation of net income attributed to shareholders to core earnings in<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color:
            #000000;">&#160;</font>&#8220;Performance and non-GAAP measures&#8221; below).</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk6913683"></a>Core earnings in 1Q19 increased 17%<font style="font-family: 'Arial Narrow',
            sans-serif; font-size: 11pt; color: #000000;">&#160;</font>compared with 1Q18. The increase in core earnings was driven by the growth in new business which included strong sales of the COLI product in advance of a potential change in Japan&#8217;s tax
          regulations<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">APE sales </font>in




















          1Q19 exceeded US$1 billion for the first time, an increase of 32% compared with 1Q18 driven by growth in Japan, Hong Kong and Asia Other. NBV in 1Q19 was US$309 million, a 23% increase compared with 1Q18, reflecting growth in Japan, Hong Kong and
          Asia Other. New business value margin (&#8220;NBV margin&#8221;)<a name="_Hlk6251620"></a><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-family: 'Times New Roman', serif;">1</font></sup> was 33.6% in 1Q19 compared with 35.9% in 1Q18.</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3543e70a64ad4b3ab5ad827a40726d04" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Japan APE sales in 1Q19 were US$409 million, an increase of 62% compared with
                    1Q18 driven by strong sales of the COLI product reflecting an increase in customer purchases in anticipation of a potential change in tax regulations. We have temporarily suspended sales of our COLI product offering until the tax
                    changes are clarified. Japan NBV in 1Q19 of US$115 million increased 57% compared with 1Q18 due to higher sales volumes. Japan NBV margin was 28.2%, a decrease of 0.8 percentage points compared with 1Q18<font style="font-family: 'Times
                      New Roman', serif; font-size: 11pt;">.</font></font></div>
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        </table>
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      <div>
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            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt; color: #000000;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">Hong Kong APE sales in 1Q19 were US$165 million, an 11%
                    increase compared with 1Q18 driven by strong growth through our bank channel. Hong Kong NBV in 1Q19 of US$98 million increased 7% compared with 1Q18, due to higher sales partially offset by a decline in interest rates. Hong Kong NBV
                    margin was 59.5%, a decrease of 2.3 percentage points compared with 1Q18<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
              </td>
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        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z6a8efb07d3914aa6aad35383b2a084f5" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt; color: #000000;">&#183;</font></div>
              </td>
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                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">Asia Other APE sales in 1Q19 were US$431 million, a 20%
                    increase compared with 1Q18 driven by double-digit growth in both bancassurance and agency channels. Asia Other NBV in 1Q19 of US$96 million increased 10% compared with 1Q18 due to higher sales, partially offset by the impact of changes
                    in product mix. Asia Other NBV margin was 27.6%, a decrease of 1.5 percentage points compared with 1Q18<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
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        </table>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Revenue </font>was US$6.6 billion in 1Q19 compared with US$3.4 billion in 1Q18. Revenue before realized and unrealized investment gains and losses, was US$4.6 billion in 1Q19, an increase of 9% compared with 1Q18, driven by recurring
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            management</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">&#160;</font>were US$83.0 billion as at March 31, 2019, an increase of US$3.7 billion or 5% compared with December 31, 2018,
          driven by net customer inflows of US$2.6 billion and an increase in the fair value of invested assets due to lower interest rates.</font></div>
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            font-size: 11pt; font-weight: bold; color: #000000;">Business highlights - </font>In 1Q19, we launched a full suite of tax-deductible insurance solutions tailored to enhance the health, well-being and retirement preparedness of Hong Kong
          people, under the Hong Kong Voluntary Health Insurance plans. In addition, we launched Manulife Financial Advisors Company, a wholly-owned independent agency in Japan, that will distribute Manulife insurance solutions as well as select products
          from other insurance providers.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt;">
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              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">B2</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Canada</font></div>
                </td>
              </tr>

          </table>
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      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z610b3bdc004241faaed59b4f3c326890">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: justify; text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">751</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(74</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">452</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">283</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">305</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">283</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -8.1pt; margin-left: 8.1pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">261</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">277</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">290</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Bank average net lending assets ($ billions)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21.7</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21.5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">20.6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,090</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,830</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,184</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12.6pt; margin-right: 12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and
                  unrealized investment income gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,766</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,546</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,572</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 3pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">146.6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">141.9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">143.4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zab111f71097e4c9e8dc4945623dc0e1f" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">The 2018 comparatives for net income (loss) attributed to
                    shareholders, core earnings and assets under management have been updated to reflect the 2019 methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z80470ec4976e49c09b07e7f589c7716d" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between IFRS net
                    income attributed to shareholders and core earnings.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z5ccc9604dbec475e942a5d8e97eb7570" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">See section A6 &#8220;Impact of fair value accounting&#8221;.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk528001267"></a></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;"> <br>
          </font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;"> <br>
          </font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;"> <br>
          </font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;"> <br>
          </font></font><br>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><br>
          <hr align="left" noshade="noshade" style="text-align: left; background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="text-align: left; line-height: 11.4pt; margin-top: 2pt; margin-bottom: 2pt;">
            <div>
              <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                  <tr>
                    <td style="width: 18pt; vertical-align: top;"><font style="font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font><br>
                    </td>
                    <td style="width: auto; vertical-align: top; text-align: left;">
                      <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">This item is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; below</font><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">.</font></font></div>
                    </td>
                  </tr>

              </table>
            </div>
          </div>
        </div>
      </div>
      <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">10</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Canada&#8217;s 1Q19 net income attributed to shareholders</font> was $751 million compared with $452 million in 1Q18. <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">Net income attributed to
            shareholders is comprised of core earnings, which were $283 million in </font>1Q19,<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"> in line with </font>1Q18<font style="font-family: 'Arial Narrow',
            sans-serif; font-size: 11pt; color: #000000;">, and items excluded from core earnings, which were a net gain of $468 million in </font>1Q19<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"> compared with a
            net gain of $169 million in </font>1Q18<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"> (see a reconciliation of net income attributed to shareholders to core earnings in &#8220;Performance and non-GAAP
            measures&#8221; below).</font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk520043145"></a>Core earnings were in line with 1Q18, reflecting the favourable impact of new
          business in individual insurance from sales of the Manulife Par product, offset by lower earnings as a result of reinsurance actions taken last year to free up capital on our legacy businesses and a number of other smaller items<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk520743274"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;
            font-weight: bold;">APE sales </font>of $261 million in 1Q19 decreased by $29 million or 10% compared with 1Q18, driven by variability in the large-case group insurance market and lower annuities sales, partially offset by the introduction of
          Manulife Par.</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z5b5aa5c666ad483090d983161fb638c8" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Individual insurance APE sales in 1Q19 of $78 million increased $24 million or 44% compared
                    with 1Q18, driven by the introduction of Manulife Par in the second half of last year.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za03a6bcb44534436bdbb3f295dd59bcb" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Group insurance APE sales in 1Q19 of $127 million decreased $36 million or 22% compared with
                    1Q18, due to variability in the large-case group insurance market.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z45b52e72477f4de0833bf9acc2ca1930" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Annuities APE sales in 1Q19 of $56 million decreased $17 million or 23% compared with 1Q18. We
                    are focused on growth in lower risk segregated fund products, which in 1Q19 accounted for 77% of annuity APE sales.<a name="_Hlk520294806"></a></font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Manulife Bank quarterly average net lending assets were $21.7 billion as at March 31,
          2019, up $0.2 billion or 1% from December 31, 2018<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Revenue </font>in 1Q19 was $7.1 billion compared with $3.2 billion in 1Q18. Revenue before realized and unrealized investment gains and losses was $3.8 billion in 1Q19, an increase of $0.2 billion compared with 1Q18.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Assets under management</font> were $146.6 billion as at March 31, 2019, an increase of $4.7 billion or 3% from December 31, 2018, due to the favourable impact of markets.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Business highlights - </font>In 1Q19, we entered into a reinsurance transaction on our legacy individual annuities block, reducing risk and freeing up $65 million of capital. In addition, our Life Moments initiative won the 2018
          International Service Excellence Award as the Customer Service Project of the Year for supporting Canadians during life&#8217;s biggest events, and we continued to increase the number of robotics-processed transactions to 1.1 million in the quarter,
          making it easier for our customers to do business with us and improving our expense efficiency ratio. We also launched a new advertising campaign, &#8220;A little can do a lot&#8221; encouraging Canadians to improve their financial habits by taking little
          steps to achieve big goals.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zb835329d45854500a459a2318f9dc2c5" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">B3</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">U.S.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z6dc3acdd3fbc413689047593bededf9c">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="text-align: left; margin-right: 17.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="11">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
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              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" rowspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 9pt;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">357</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">345</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">333</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -8.1pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annualized premium equivalent sales</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">108</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">115</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">90</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 17.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,618</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,358</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -12.95pt; margin-right: 17.1pt; margin-left: 12.95pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue before realized and unrealized investment
                  income gains and losses<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,429</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,095</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,138</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 17.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management ($ billions)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">167.8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">163.9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">177.0</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z79db16893ab34b1d909c1605daecfcc3" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);"><a name="_Hlk6497763"></a><a name="_Hlk6490823"></a>The 2018
                    comparatives for net income attributed to shareholders, core earnings and assets under management have been updated to reflect the 2019 methodology for allocating capital and interest on surplus to our insurance segments from the
                    Corporate and Other segment.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zb14b3c91d680432cab6feef53fd00da8" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation between IFRS net
                    income attributed to shareholders and core earnings.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z480f24b04c1d4ee3936a33e599ec7ac8" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">See section A6 &#8220;Impact of fair value accounting&#8221;.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> <br>
          </sup></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> <br>
          </sup></font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">11</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><br>
          </sup><a name="_Hlk528001292"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">U.S. 1Q19 net income attributed to shareholders</font> was $441 million compared with $528 million in 1Q18. Net income
          attributed to shareholders is comprised of core earnings, which amounted to $475 million in 1Q19 compared with $422 million in 1Q18, and items excluded from core earnings, which amounted to a net charge of $34 million in 1Q19 compared with a net
          gain of $106 million in 1Q18<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font>&#160;<a name="_Hlk528064482"></a>The changes in net income attributed to shareholders and core earnings expressed in Canadian dollars are due to
          the factors described below and, in addition, the change in core earnings reflected a net $23 million favourable currency impact from the strengthening of the U.S. dollar compared with the Canadian dollar.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expressed in U.S. dollars, the functional currency of the segment, 1Q19 net income attributed to
          shareholders was US$332 million compared with US$417 million in 1Q18, core earnings were US$357 million in 1Q19 compared with US$333 million in 1Q18, and items excluded from core earnings were a net charge of US$25 million in 1Q19 compared with a
          net gain of US$84 million in 1Q18<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">&#160;</font>(see a reconciliation of net income attributed to shareholders to core earnings in &#8220;Performance and non-GAAP
          measures&#8221; below)<font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">.</font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk519788831"></a><a name="_Hlk520044266"></a>The US$24 million increase in
          core earnings was primarily driven by the impact of higher sales volume and improved product margins, partially offset by the impact of the 2018 portfolio optimization activities on our legacy businesses. Long-term care policyholder experience
          was a net neutral in the quarter.</font></div>
      <div style="text-align: justify; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk519529869"></a><a name="_Hlk520110260"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size:
            11pt; font-weight: bold;">APE sales</font> in 1Q19 of US$108 million increased 20% compared with 1Q18, primarily due to enhanced features on the indexed universal life product offerings, heightened customer interest in international products,
          and continued ramp-up of product sales with the John Hancock Vitality PLUS feature which benefited multiple products in 1Q19. Term and protection universal life sales continue to be impacted by competitive pressures.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk6826835"></a><font style="font-family: 'Arial Narrow', sans-serif;
            font-size: 11pt; font-weight: bold;">Revenue </font>in 1Q19 was US$4.6 billion compared with US$6 million in 1Q18. Revenue before net realized and unrealized investment gains and losses was US$2.4 billion in 1Q19, a decrease compared with
          US$3.1 billion in 1Q18. The US$0.7 billion decrease was primarily due to US$0.5 billion of ceded premiums from the reinsurance of our legacy individual and group payout annuities business on policies originally sold in New York.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk6243216"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;
            font-weight: bold;">Assets under management </font>as at March 31, 2019 were US$167.8 billion, an increase of 2% from December 31, 2018. The increase was driven by the impact of favourable equity markets on the segregated fund assets and
          favourable mark-to-market movement on assets supporting our insurance business resulting from interest rate movements partially offset by the continued run-off of the annuities business including the reinsurance of the New York portion of the
          payout annuity block in 1Q19.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Business highlights - </font>In 1Q19, we closed the reinsurance of the block of New York individual and group payout annuity policies releasing capital of US$15 million. In addition, we improved the new business profitability in our
          brokerage life insurance business by improved pricing, reducing expenses and enhancing our focus on sales support and training.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z9c57ca7f49e943e6b2e5f50851d4fe2a" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><a name="_Hlk528001319"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">B4</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Global Wealth and Asset Management</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z05a378bdc5414dada323a0de728b7648">

          <tr>
            <td valign="bottom" style="vertical-align: middle; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="10">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">233</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">218</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">223</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">233</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">231</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">227</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">366</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">362</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">26,306</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">36,466</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
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              <div style="text-align: left; text-indent: 0pt; margin-right: 17.1pt; margin-left: 8.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Wealth and asset management net flows</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(8,954</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-right: 17.1pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,334</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; margin-right: 17.1pt; line-height: 10.25pt; margin-top: 3pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Assets under management and administration ($ billions)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">648.1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">608.8</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">626.8</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">See &#8220;Performance and non-GAAP measures&#8221; below for a reconciliation
                    between IFRS net income attributed to shareholders and core earnings.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z9c7984aaa68645958855c223eb53b1bd" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Core EBITDA is a non-GAAP measure and is core earnings before interest, taxes, depreciation and amortization.
                    See &#8220;Performance and non-GAAP measures&#8221; below.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Global Wealth and Asset Management&#8217;s net income attributed to shareholders</font> was $233 million in 1Q19 compared with $223 million in 1Q18. <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">Net
            income attributed to shareholders is comprised of core earnings, which were $233 million in </font>1Q19<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"> compared with $227 million in </font>1Q18<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"> and items excluded from core earnings, which were Nil in 1Q19 compared with a net charge of $4 million in </font>1Q18<font style="font-family: 'Arial Narrow',
            sans-serif; font-size: 11pt; color: #000000;">.</font></font></div>
      <div style="background-color: #FFFFFF; line-height: 14.4pt;">
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">Core earnings were in line with 1Q18 as lower fee income was offset by lower expenses
            as we continued to make progress in leveraging our global scale and driving cost efficiencies.</font></div>
        <br>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"> <br>
          </font></div>
        <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
          <div id="DSPFPageFooter">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
              <div style="line-height: 0pt;"><br style="line-height: 0pt;">
              </div>
              <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial
                    Corporation - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">12</font></div>
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">Core EBITDA was $366 million in 1Q19, a decrease of 2% compared with
          1Q18, driven by the same factors as mentioned above.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;
            font-weight: bold;">Gross Flows and Net Flows - </font>As noted above, gross flows were $27.9 billion in 1Q19, a decrease of 26% compared with 1Q18, and net flows were negative $1.3 billion in 1Q19, a decrease of $11.3 billion compared with
          1Q18. By geography the results were:</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color: #000000;">WAM Asia:</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z959fb97d877444fdb7b993c4b77611df" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in Asia in 1Q19 were $4.6 billion, a decrease of $2.8 billion or 39% compared with
                    1Q18, driven by lower gross flows in institutional asset management due to large contributions in 1Q18 from existing and new clients and by lower retail flows.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zafc58b67009e4dbaa2250b0d9f7563ec" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net flows in 1Q19 were $0.6 billion compared with net flows of $2.0 billion in 1Q18, driven by
                    lower gross flows as mentioned above, partially offset by lower redemptions in mainland China from retail money market funds.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color: #000000;"><a name="_Hlk520118692"></a>WAM Canada:</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z0025c78f24324862b507599ba2973928" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk520122171"></a>Gross flows in Canada in 1Q19 were $6.4 billion, a decrease of $1.7
                    billion or 21% compared with 1Q18, driven by the non-recurrence of a $1.0 billion fixed income mandate in institutional asset management and lower retail flows compared to strong 1Q18 results. This was partially offset by higher new
                    plan sales and recurring contributions in retirement.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf42b5b127df24cbc946db97cb9c49534" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net flows were $2.1 billion in 1Q19 compared with net flows of $3.5 billion in 1Q18, driven by
                    lower gross flows as mentioned above.<a name="_Hlk519082511"></a><a name="_Hlk518909113"></a></font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color: #000000;">WAM U.S.:</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zfcb0b9c291054c37853bcbc04da86e33" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18.7pt; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gross flows in the U.S. in 1Q19 were $16.9 billion, a decrease of $4.1 billion or 23% compared
                    with 1Q18, driven by lower retail gross flows amid ongoing market volatility, and the non-recurrence of a $1.0 billion funding from an existing client in institutional asset management in 1Q18. Retirement gross flows were in line with
                    the prior year.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z4ef1674f07544467909369990d71ed1a" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 36.7pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18.7pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk6393989"></a>Net flows in 1Q19 were negative $4.0 billion compared with positive net flows of $4.5
                    billion in 1Q18, <a name="_Hlk5877718"></a>driven by lower gross flows in retail and institutional asset management along with higher redemptions, partly due to the rationalization of our investment management teams, designed to
                    improve margins and to focus our line-up on our core capabilities where we can generate further scale, as well as portfolio rebalancing by a large advisor.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Revenue </font>in 1Q19 was $1.3 billion, in line with 1Q18.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Assets under management and administration </font>of $648 billion as at March 31, 2019 increased 8% compared with December 31, 2018 driven by favourable investment performance, partially offset by negative net flows. Global WAM also
          manages $189 billion in assets for the Company&#8217;s non-WAM reporting segments, and including those managed assets, AUMA managed by Global WAM was $837 billion as at March 31, 2019 compared with $790 billion as at December 31, 2018.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Business highlights - </font>In 1Q19, we continued to diversify our product offering with the launch of the Manulife Shariah Global REIT Fund in Malaysia, the first Shariah global REIT fund in the world available to retail investors,
          and launched our 15<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> ETF in the U.S., the John Hancock Multifactor Media and Communications fund. We furthered our commitment to enhancing our customers&#8217; digital experience in 1Q19 as we integrated Amazon&#8217;s Alexa on our U.S.
          retirement platform, enabling our customers to access the most popular website queries through their Alexa-enabled devices, such as account balances, fund allocations, personal rate of return and more.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z679520d25ede40c59d11cf9845c394da" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">B5</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Corporate and Other</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <table cellspacing="0" cellpadding="0" id="z24ab8e9684e2414ebaa2f3dc9d075e5b" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -12.6pt; margin-left: 12.6pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">($ millions, unless otherwise stated)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1Q19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income
                    (loss) attributed to shareholders</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">56</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(382</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(283</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 8.1pt; margin-left: 17.1pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core loss excluding core investment
                  gains<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(216</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -9pt; margin-right: 8.1pt; margin-left: 17.1pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Core investment gains</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">96</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; margin-right: 8.1pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total core gain (loss)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">37</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(116</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; text-indent: -12.6pt; margin-right: 8.1pt; margin-left: 12.6pt; line-height: 10.25pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Revenue</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">235</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(196</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(101</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 4.55pt; margin-bottom: 2pt;"><br style="line-height: 4.55pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za11834796fe94a2db59948f452b3be4b" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">The 2018 comparatives for net income (loss)
                    attributed to shareholders and core loss excluding core investment gains have been updated to reflect the 2019 methodology for allocating capital and interest on surplus to our insurance segments from the Corporate and Other segment.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z07b2b01c3f914f27846177eba7377878" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">See &#8220;Performance and non-GAAP measures&#8221; for a reconciliation between
                    IFRS net income attributed to shareholders and core earnings.<a name="_Hlk5983826"></a></font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;"> <br>
            <br>
          </font></font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">13</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Corporate and Other is composed of</font> investment performance on assets backing capital, net of amounts allocated to operating segments; financing costs; costs incurred by the corporate office related to shareholder activities (not
          allocated to the operating segments); our Property and Casualty (&#8220;P&amp;C&#8221;) Reinsurance business; as well as run-off reinsurance operations including variable annuities and accident and health.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For segment reporting purposes, settlement costs for macro equity hedges and other non-operating items are
          included in Corporate and Other&#8217;s earnings. This segment is also where we reclassify favourable investment-related experience to core earnings from items excluded from core earnings, subject to certain limits (<a name="_Hlk6499283"></a>see
          &#8220;Performance and non-GAAP measures&#8221; below). In each of the other segments, we report all investment-related experience in items excluded from core earnings.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk528001351"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;
            font-weight: bold;">Corporate and Other reported a net gain attributed to shareholders</font> of $56 million in 1Q19 compared with a net loss attributed to shareholders of $283 million in 1Q18. The core gain was $37 million in 1Q19 compared
          with a core loss of $60 million in 1Q18 and the items excluded from core gain/loss amounted to a net gain of $19 million in 1Q19 compared with a net charge of $223 million in 1Q18 (see a reconciliation of net income (loss) attributed to
          shareholders to core earnings in &#8220;Performance and non-GAAP measures&#8221; below).</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk520046568"></a>The $97 million improvement in core earnings was largely due to the favourable
          impact of markets on seed money investments in new segregated and mutual funds, higher investment income, lower withholding taxes on future U.S. remittances and lower expenses, partially offset by lower gains on AFS equities.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Revenue</font> in 1Q19 was a gain of $235 million compared with a loss of $101 million in 1Q18. The variance was driven by realized gains on the sale of AFS bonds in 1Q19 compared with losses in 1Q18, the favourable impact of markets on
          seed money investments, and higher investment income, partially offset by lower realized gains on AFS equities.</font></div>
      <div style="text-align: left; line-height: 17.15pt; margin-top: 12pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z964e1e2fb9ff4d28a58d65cf6da50d79" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">C</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">RISK MANAGEMENT AND RISK FACTORS UPDATE</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This section provides an update to our risk management practices and risk factors outlined in the
          MD&amp;A in our 2018 Annual Report. The shaded text and tables in this section of the MD&amp;A represent our disclosure on market and liquidity risk in accordance with IFRS 7 &#8220;Financial Instruments &#8211; Disclosures&#8221;. Accordingly, the following
          shaded text and tables represent an integral part of our unaudited Interim Consolidated Financial Statements.</font></div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 12pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z95766a6f38cb447aac8ec90d39cbc486" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C1</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Variable annuity and segregated fund guarantees</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As described in the MD&amp;A in our 2018 Annual Report, guarantees on variable annuity products and
            segregated funds may include one or more of death, maturity, income and withdrawal guarantees. Variable annuity and segregated fund guarantees are contingent on and only payable upon the occurrence of the relevant event, if fund values at that
            time are below guaranteed values. Depending on future equity market levels, liabilities on current in-force business would be due primarily in the period from 2019 to 2039.</font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We seek to mitigate a portion of the risks embedded in our retained (i.e. net of reinsurance) variable
            annuity and segregated fund guarantee business through the combination of our dynamic and macro hedging strategies (see section C3 &#8220;Publicly traded equity performance risk&#8221; below).</font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows selected information regarding the Company&#8217;s variable annuity and segregated fund
            investment-related guarantees gross and net of reinsurance.</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Variable annuity and segregated fund guarantees, net of reinsurance</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z048e8d80828c49c6b4cbc9c8cfef0c66">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="10">
              <div style="text-align: center; line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="10">
              <div style="text-align: center; line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">December 31, 2018</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">As at</font></div>
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">($ millions)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="2">
              <div style="text-align: right; line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Guarantee</font></div>
              <div style="text-align: right; line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">value</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="2">
              <div style="text-align: right; line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Fund value</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="2">
              <div style="text-align: right; line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Amount at risk<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="2">
              <div style="text-align: right; line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Guarantee</font></div>
              <div style="text-align: right; line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">value</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="2">
              <div style="text-align: right; line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Fund value</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="2">
              <div style="text-align: right; line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Amount at risk<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Guaranteed minimum income benefit</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">5,059</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">3,860</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">1,224</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">5,264</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">3,675</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">1,593</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Guaranteed minimum withdrawal benefit</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">58,437</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">50,552</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">8,192</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">60,494</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">49,214</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">11,388</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Guaranteed minimum accumulation benefit</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">18,287</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">18,637</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">16</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">18,611</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">18,720</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">141</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Gross living benefits<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">81,783</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">73,049</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">9,432</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">84,369</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">71,609</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">13,122</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Gross death benefits<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2),(3)</sup></font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">10,221</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">16,548</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">982</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">10,663</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">14,654</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">1,567</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Total gross of reinsurance</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">92,004</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">89,597</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">10,414</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">95,032</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">86,263</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">14,689</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Living benefits reinsured</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">4,343</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">3,337</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">1,023</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">4,515</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">3,173</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">1,343</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Death benefits reinsured</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">2,249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">2,161</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">382</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">2,353</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">2,070</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">493</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">Total reinsured</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">6,592</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">5,498</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">1,405</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">6,868</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">5,243</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">1,836</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 9.85pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">Total, net of reinsurance</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">85,412</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">84,099</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; font-weight: bold; color: #000000;">9,009</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">88,164</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">81,020</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 10.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7.5pt; color: #000000;">12,853</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">14</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z7ce43430b0544cc79a43dd2b057d11ba" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Where a policy includes both living and death benefits, the guarantee in excess of the
                      living benefit is included in the death benefit category as outlined in footnote 3.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z4779358340eb486a8f068d1ebc802aa5" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Contracts with guaranteed long-term care benefits are included in this category.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zd3fe1750d394496fadd9738f6183bb4f" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Death benefits include stand-alone guarantees and guarantees in excess of living benefit guarantees where
                      both death and living benefits are provided on a policy.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z5584820ba92f423999a1ef34be50eedf" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Amount at risk (in-the-money amount) is the excess of guarantee values over fund values on all policies
                      where the guarantee value exceeds the fund value. This amount is not currently payable. For guaranteed minimum death benefit, the amount at risk is defined as the current guaranteed minimum death benefit in excess of the current
                      account balance. For guaranteed minimum income benefit, the amount at risk is defined as the excess of the current annuitization income base over the current account value. For all guarantees, the amount at risk is floored at zero at
                      the single contract level.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zc924a79643344cafa278a250982aaf4f" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The amount at risk net of reinsurance at March 31, 2019 was $9,009 million (December 31, 2018 &#8211; $12,853
                      million) of which: US$5,100 million (December 31, 2018 &#8211; US$6,899 million) was on our U.S. business, $1,699 million (December 31, 2018 &#8211; $2,654 million) was on our Canadian business, US$185 million (December 31, 2018 &#8211; US$332 million)
                      was on our Japan business and US$186 million (December 31, 2018 &#8211; US$246 million) was related to Asia (other than Japan) and our run-off reinsurance business.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
        </div>
      </div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 12pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z26742d0dc04b4d1ab842a6016bcbe128" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C2</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Caution related to sensitivities</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In this document, we
            provide sensitivities and risk exposure measures for certain risks. These include sensitivities due to specific changes in market prices and interest rate levels projected using internal models as at a specific date, and are measured relative
            to a starting level reflecting the Company&#8217;s assets and liabilities at that date and the actuarial factors, investment activity and investment returns assumed in the determination of policy liabilities. The risk exposures measure the impact of
            changing one factor at a time and assume that all other factors remain unchanged. Actual results can differ significantly from these estimates for a variety of reasons including the interaction among these factors when more than one changes;
            changes in actuarial and investment return and future investment activity assumptions; actual experience differing from the assumptions, changes in business mix, effective tax rates and other market factors; and the general limitations of our
            internal models. For these reasons, the sensitivities should only be viewed as directional estimates of the underlying sensitivities for the respective factors based on the assumptions outlined below. Given the nature of these calculations, we
            cannot provide assurance that the actual impact on net income attributed to shareholders</font> or on MLI&#8217;s LICAT total ratio will be as indicated. Market movements affect LICAT capital sensitivities both through income and other components of
          the regulatory capital framework. For example, LICAT is affected by changes to other comprehensive income.</font></div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 12pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z7484f7be32264d6fba8c8881173dd305" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C3</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Publicly traded equity performance risk</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As outlined in our 2018 Annual Report, our macro hedging strategy is designed to mitigate public equity
          risk arising from variable annuity guarantees not dynamically hedged and from other products and fees. In addition, our variable annuity guarantee dynamic hedging strategy is not designed to completely offset the sensitivity of policy liabilities
          to all risks associated with the guarantees embedded in these products (see pages 42 and 43 of our 2018 Annual Report).</font></div>
      <div style="background-color: #E4E4E4; line-height: 14.4pt;">
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows the potential impact on net income attributed to shareholders resulting from an
            immediate 10%, 20% and 30% change in market values of publicly traded equities followed by a return to the expected level of growth assumed in the valuation <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color:
              #000000;">of policy liabilities.</font>&#160;<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">If market values were to remain flat for an entire year, the potential impact would be roughly equivalent to an
              immediate decline in market values equal to the expected level of annual growth assumed in the valuation of policy liabilities. Further, </font>i<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">f after
              market values dropped 10%, 20% or 30% they continued to decline, remained flat, or grew more slowly than assumed in the valuation the potential impact on net income attributed to shareholders could be considerably more than shown. </font>R<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">efer to sect</font>ion D2 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221; for more information on the level of growth assumed and on the net
            income sensitivity to changes in these long-term assumptions. The potential impact is shown after taking into account the impact of the change in markets on the hedge assets. While we cannot reliably estimate the amount of the change in
            dynamically hedged variable annuity guarantee liabilities that will not be offset by the profit or loss on the dynamic hedge assets, we make certain assumptions for the purposes of estimating the impact on net income attributed to shareholders.</font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This
              estimate assumes that the performance of the dynamic hedging program would not completely offset the gain/loss from the dynamically hedged variable annuity guarantee liabilities. It assumes that the hedge assets are based on the actual
              position at the period end, and that equity hedges in the dynamic program are rebalanced at 5% intervals. In addition, we assume that the macro hedge assets are rebalanced in line with market changes.</font></font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">It
              is also important to note that these estimates are illustrative, and that the hedging program may underperform these estimates, particularly during periods of high realized volatility and/or periods where both interest rates and equity market
              movements are unfavourable.</font></font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="background-color: #E0E0E0; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The
              Standards of Practice for the valuation of insurance contract liabilities and guidance published by the CIA constrain the investment return assumptions for public equities and certain ALDA based on historical return benchmarks for public
              equities. The potential impact on net income attributed to shareholders does not take into account possible changes to investment return assumptions resulting from the impact of declines in public equity market values on these historical
              return benchmarks.</font></font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">15</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Potential
            immediate impact on net income attributed to shareholders arising from changes to public equity returns</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></font></div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 10pt; width: 100%;" id="zd0260607d17e42a5a9b9ad1b6985f470">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 30%;">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219);" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(219, 219, 219); width: 1%;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">($ millions)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-30</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">30</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; background-color: rgb(219, 219, 219);" rowspan="1" colspan="2">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Underlying sensitivity to net income attributed</font></div>
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">&#160;&#160; to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Variable annuity guarantees</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(3,800</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(2,280</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1,040</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">810</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,400</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,820</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Asset based fees (annualized)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(540</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(360</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(180</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">180</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">360</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">540</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">General fund equity investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1,120</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(730</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(330</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">610</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">910</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Total underlying sensitivity before hedging</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(5,460</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(3,370</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1,550</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,370</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,270</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Impact of macro and dynamic hedge assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,200</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,930</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">860</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(730</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1,290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1,700</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" rowspan="1" colspan="2">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
              <div style="text-align: left; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net potential impact on net income attributed</div>
              <div style="text-align: left; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">&#160;&#160; to shareholders after impact of hedging</div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(2,260</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1,440</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(690</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">560</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,080</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,570</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">As at December 31, 2018</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">($ millions)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-30</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">30</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; background-color: rgb(219, 219, 219);" rowspan="1" colspan="3">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Underlying sensitivity to net income attributed</font></div>
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">&#160; to shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Variable annuity guarantees</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(3,650</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(2,240</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,040</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">890</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,610</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,170</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Asset based fees (annualized)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(480</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(320</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(160</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">160</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">320</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">480</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">General fund equity investments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,150</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(780</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(390</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">580</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">860</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Total underlying sensitivity before hedging</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(5,280</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(3,340</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,590</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,340</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,510</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,510</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Impact of macro and dynamic hedge assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,110</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,940</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">910</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(820</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,450</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,930</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 30%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" rowspan="1" colspan="2">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Net potential impact on net income attributed</font></div>
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">&#160;&#160; to shareholders after impact of hedging</font></div>
            </td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(2,170</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,400</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(680</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">520</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,060</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,580</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt; margin-top: 6pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="za344308e92134617b5bca42d7b72f3d6" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z8c0513752062424197e18b14e6e18a4b" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The tables above show the potential impact on net income attributed to shareholders
                      resulting from an immediate 10%, 20% and 30% change in market values of publicly traded equities followed by a return to the expected level of growth assumed in the valuation of policy liabilities.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z829d0f252803487e9e2ee3b00f655178" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Please refer to section D2 &#8220;Sensitivity of policy liabilities to asset related
                      assumptions&#8221; for more information on the level of growth assumed and on the net income sensitivity to changes in these long-term assumptions.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z2f5ac5b9248d438cac4d2445c38180c1" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Defined as earnings sensitivity to a change in public equity markets including
                      settlements on reinsurance contracts, but before the offset of hedge assets or other risk mitigants.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z7c0b9954eb284ba3930b82633de1d6b5" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">This impact for general fund equities is calculated as at a point-in-time and does
                      not include: (i) any potential impact on public equity weightings; (ii) any gains or losses on AFS public equities held in the Corporate and Other segment; or (iii) any gains or losses on public equity investments held in Manulife
                      Bank. The participating policy funds are largely self-supporting and generate no material impact on net income attributed to shareholders as a result of changes in equity markets.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z5683971330e849d8b611bb9666d9982d" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 6pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Includes the impact of rebalancing equity hedges in the macro and dynamic hedging
                      program. The impact of dynamic hedge rebalancing represents the impact of rebalancing equity hedges for dynamically hedged variable annuity guarantee best estimate liabilities at 5% intervals, but does not include any impact in
                      respect of other sources of hedge ineffectiveness e.g. fund tracking, realized volatility and equity, interest rate correlations different from expected among other factors.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in equity markets impact our available and required components of the LICAT total ratio. The
          following table shows the potential impact to MLI&#8217;s LICAT total ratio resulting from changes in public equity market values.</font></div>
      <div style="text-align: left; line-height: 15.75pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Potential
            immediate impact on MLI&#8217;s LICAT total ratio arising from public equity returns different than the expected return for policy liability valuation</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3)</sup></font><br>
        <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: #000000 solid 2px;" colspan="22">
                <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Impact on MLI's LICAT total ratio</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Percentage points</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-30</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">30</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 31, 2018</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">See &#8220;Caution related to sensitivities&#8221; above. In addition, estimates
                      exclude changes to the net actuarial gains/losses with respect to the Company&#8217;s pension obligations as a result of changes in equity markets, as the impact on the quoted sensitivities is not considered to be material.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The potential impact is shown assuming that the change in value of the hedge assets
                      does not completely offset the change in the dynamically hedged variable annuity guarantee liabilities. The estimated amount that would not be completely offset relates to our practices of not hedging the provisions for adverse
                      deviation and of rebalancing equity hedges for dynamically hedged variable annuity liabilities at 5% intervals.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The Office of the Superintendent of Financial Institutions (&#8220;OSFI&#8221;) rules for
                      segregated fund guarantees reflect full capital impacts of shocks over 20 quarters within a prescribed range. As such, the deterioration in equity markets could lead to further increases in capital requirements after the initial
                      shock.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 15.75pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> <br>
          </sup></font></div>
      <div style="text-align: left; line-height: 15.75pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"> <br>
          </sup></font></div>
      <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">16</font></div>
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        <div>
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                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C4</font></div>
                </td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Interest rate and spread risk sensitivities and exposure measures</font></div>
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      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at March 31, 2019, we estimated the sensitivity of our net income attributed to shareholders to a 50
            basis point parallel decline in interest rates to be a charge of $200 million, and to a 50 basis point increase in interest rates to be a benefit of $200 million.</font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The table below shows the potential impact on net income attributed to shareholders from a 50 basis
            point parallel move in interest rates. This includes a change of 50 basis points in current government, swap and corporate rates for all maturities across all markets with no change in credit spreads between government, swap and corporate
            rates, and with a floor of zero on government rates where government rates are not currently negative, relative to the rates assumed in the valuation of policy liabilities, including embedded derivatives. For variable annuity guarantee
            liabilities that are dynamically hedged, it is assumed that interest rate hedges are rebalanced at 20 basis point intervals.</font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As the sensitivity to a 50 basis point change in interest rates includes any associated change in the
            applicable reinvestment scenarios, the impact of changes to interest rates for less than, or more than 50 basis points is unlikely to be linear. Furthermore, our sensitivities are not consistent across all regions in which we operate, and the
            impact of yield curve changes will vary depending upon the geography where the change occurs. Reinvestment assumptions used in the valuation of policy liabilities tend to amplify the negative effects of a decrease in interest rates and dampen
            the positive effects of interest rate increases. This is because the reinvestment assumptions used in the valuation of our insurance liabilities are based on interest rate scenarios and calibration criteria set by the Canadian Actuarial
            Standards Board, while our interest rate hedges are valued using current market interest rates. Therefore, in any particular quarter, changes to the reinvestment assumptions are not fully aligned to changes in current market interest rates
            especially when there is a significant change in the shape of the interest rate curve. As a result, the impact from non-parallel movements may be materially different from the estimated impact of parallel movements. For example, if long-term
            interest rates increase more than short-term interest rates (sometimes referred to as a steepening of the yield curve) in North America, the decrease in the value of our swaps may be greater than the decrease in the value of our insurance
            liabilities. This could result in a charge to net income attributed to shareholders in the short-term even though the rising and steepening of the yield curve, if sustained, may have a positive long-term economic impact.</font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The potential impact on net income attributed to shareholders does not take into account any future
            potential changes to our ultimate reinvestment rate assumptions or calibration criteria for stochastic risk-free rates or other potential impacts of lower interest rate levels, for example, increased strain on the sale of new business or lower
            interest earned on our surplus assets. The impact also does not reflect any unrealized gains or losses on AFS fixed income assets held in our Corporate and Other segment. Changes in the market value of these assets may provide a natural
            economic offset to the interest rate risk arising from our product liabilities. In order for there to also be an accounting offset, the Company would need to realize a portion of the AFS fixed income asset unrealized gains or losses. It is not
            certain we would crystallize any of the unrealized gains or losses available.</font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact does not reflect any potential effect of changing interest rates to the value of our ALDA.
            Rising interest rates could negatively impact the value of our ALDA (see &#8220;Critical Actuarial and Accounting Policies &#8211; Fair Value of Invested Assets&#8221;, on page 65 of our 2018 Annual Report). More information on ALDA can be found in section C5
            &#8220;Alternative long-duration asset performance risk&#8221;.</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Under LICAT, changes in unrealized gains or losses in our AFS bond portfolio resulting from interest rate
          shocks tend to dominate capital sensitivities. As a result, the reduction in interest rates improves LICAT total ratios and vice-versa.</font></div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table shows the potential impact on net income attributed to shareholders including the
            change in the market value of AFS fixed income assets held in our Corporate and Other segment, which could be realized through the sale of these assets.</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
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      <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
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      </div>
      <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
      </div>
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">17</font></div>
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      <div style="text-align: left; line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Potential impact on net income attributed to shareholders and MLI&#8217;s LICAT total ratio of an immediate parallel change in interest rates relative to rates assumed in the valuation of policy liabilities</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="color:
              #000000;">(1),(2),(3),(4)</font></sup></font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z28a921a8bb554651b35ab5e8b85f86a5">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: rgb(219, 219, 219);">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="6">
              <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="6">
              <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 31, 2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">As at</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-50</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">+50</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-right: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-50</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">+50</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Net income attributed to shareholders ($ millions)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-right: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; text-indent: -4.4pt; margin-left: 4.4pt; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Excluding change in market value of AFS fixed income assets
                  held in the Corporate and Other segment</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-right: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: rgb(219, 219, 219);">
              <div style="text-align: left; text-indent: -4.4pt; margin-left: 4.4pt; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">From fair value changes in AFS fixed income assets held in the
                  Corporate and Other segment, if realized</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,600</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1,500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-right: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,600</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">MLI's LICAT total ratio (Percentage points)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">LICAT total ratio change in percentage points<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zd64ef06d1dd647eda03495230d750f20" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">See &#8220;Caution related to sensitivities&#8221; above.
                      In addition, estimates exclude changes to the net actuarial gains/losses with respect to the Company&#8217;s pension obligations as a result of changes in interest rates, as the impact on the quoted sensitivities is not considered to be
                      material.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zbd70cc6d2f8545af84e9723b5922e107" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">Includes guaranteed insurance and annuity products, including
                      variable annuity contracts as well as adjustable benefit products where benefits are generally adjusted as interest rates and investment returns change, a portion of which have minimum credited rate guarantees. For adjustable benefit
                      products subject to minimum rate guarantees, the sensitivities are based on the assumption that credited rates will be floored at the minimum.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zade8d93f0ac44b92928d60deed9ce8b7" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color:
                        rgb(0, 0, 0);">The amount of gain or loss that can be realized on AFS fixed income assets held in the </font>Corporate and Other<font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">
                        segment will depend on the aggregate amount of unrealized gain or loss.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z3ea491649ccd43d9a5f1a301a0abaf82" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">Sensitivities are based on projected asset and liability cash
                      flows and the impact of realizing fair value changes in AFS fixed income is based on the holdings at the end of the period.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7abf2a9ee582438b9090c81ac2a1745e" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">Includes all LICAT impacts, including realized and unrealized fair
                    value changes in AFS fixed income assets.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following tables show the potential impact on net income attributed to
            shareholders resulting from a change in corporate spreads and swap spreads over government bond rates for all maturities across all markets with a floor of zero on the total interest rate, relative to the spreads assumed in the valuation of
            policy liabilities.</font></div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color: #000000;">Potential impact on net income attributed to shareholders </font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">and MLI&#8217;s LICAT total ratio </font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color: #000000;">arising from
            changes to corporate spreads and swap spreads</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="color: #000000;">(1),(2),(3)</font></sup></font>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Corporate spreads<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); padding-bottom: 2px;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="6">
                <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="6">
                <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 31, 2018</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">As at</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-50</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">+50</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-50</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">+50</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: rgb(219, 219, 219);">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Net income attributed to shareholders ($ millions)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(700</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">700</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(600</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">600</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">MLI&#8217;s LICAT total ratio (change percentage points)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            </tr>

        </table>
        <br>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: rgb(219, 219, 219);"> <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Swap spreads</font></td>
              <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="6">
                <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="6">
                <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 31, 2018</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(219, 219, 219); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">As at</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">+20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">+20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">bp</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: rgb(219, 219, 219);">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Net income attributed to shareholders ($ millions)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1"> <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">) <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1"> <br>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">) <br>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">MLI&#8217;s LICAT total ratio (change percentage points)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1"> <font style="font-weight: bold; font-size: 8pt;">nil</font><font style="font-size: 8pt;"><br>
                </font> </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1"> <font style="font-size: 8pt;"><br>
                </font> </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-size: 8pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-size: 8pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
                <div style="line-height: 11.45pt; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-weight: bold; color: rgb(0, 0, 0);">nil</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-size: 8pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-size: 8pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-size: 8pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
                <div style="line-height: 11.45pt; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; color: rgb(0, 0, 0);">nil</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1"> <font style="font-size: 8pt;"><br>
                </font> </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-size: 8pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-size: 8pt;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1"> <font style="font-size: 8pt;">nil<br>
                </font> </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            </tr>

        </table>
      </div>
      <div style="background-color: #E0E0E0; line-height: 14.4pt;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zce57e39d94844bc49c5637428e230b14" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">See &#8220;Caution related to sensitivities&#8221; above.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zabcf06df644c44d7b45e4697b83ad5b0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif;
                        font-size: 8pt; color: rgb(0, 0, 0);">The impact on net income attributed to shareholders assumes no gains or losses are realized on our AFS fixed income assets held in the </font>Corporate and Other<font style="font-family:
                        &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);"> segment and excludes the impact of changes in segregated fund bond values due to changes in credit spreads. The participating policy funds are largely
                        self-supporting and generate no material impact on net income attributed to shareholders as a result of changes in corporate and swap spreads.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z0d7d3c27cfff4dce8cfd898c59d832f5" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">Sensitivities are based on projected asset and
                      liability cash flows.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z6a86c220b59a4ce797740a7f8dd18c94" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">Corporate spreads are assumed to grade to the
                      long-term average over five years.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z886df036f0934c5ebe5434a0f6b2ada1" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">As the sensitivity to a 50 basis point decline
                      in corporate spreads includes the impact of a change in deterministic reinvestment scenarios where applicable, the impact of changes to corporate spreads for less than, or more than, the amounts indicated are unlikely to be linear.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z5837f2eb010141eebe47ce32dba04be2" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 6pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Includes all <font style="font-family: &quot;Arial
                      Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">LICAT impacts, including realized and unrealized fair value change in AFS fixed income assets. Under </font>LICAT, spread movements are determined from a selection of
                    investment grade bond indices with BBB and better bonds for each jurisdiction. For LICAT, we use the following indices: FTSE TMX Canada All Corporate Bond Index,&#160;Barclays USD Liquid Investment Grade Corporate Index, and Nomura-BPI
                    (Japan).</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 12pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="ze325dd9f5cf04657a97c61fc28eba099" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">C5</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Alternative long-duration asset performance risk</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table shows the potential impact on net income attributed to shareholders resulting from
            an immediate 10% change in market values of ALDA followed by a return to the expected level of growth assumed in the valuation of policy liabilities. If market values were to remain flat for an entire year, the potential impact would be roughly
            equivalent to an immediate decline in market values equal to the expected level of annual growth assumed in the valuation of policy liabilities. Further, if after market values dropped 10% they continued to decline, remained flat, or grew more
            slowly than assumed in the valuation of policy liabilities, the potential impact on net income attributed to shareholders could be </font></div>
        <!--PROfilePageNumberReset%Num%18%%%-->
        <div style="line-height: 0pt;"><br>
        </div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 9pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;" id="DSPFPageNumber">18</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: left; line-height: 14.75pt; margin-bottom: 8pt;"><br>
        <div style="background-color: #D9D9D9; line-height: 14.4pt;">
          <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">considerably more than shown. Refer to section D2 &#8220;Sensitivity of policy liabilities to asset related
              assumptions&#8221;, for more information on the level of growth assumed and on the net income sensitivity to changes in these long-term assumptions.</font></div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">ALDA includes commercial real estate, timber and farmland real estate, oil and gas
              direct holdings, and private equities, some of which relate to oil and gas.</font></div>
        </div>
      </div>
      <div style="text-align: left; line-height: 14.75pt; margin-bottom: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Potential
            impact on net income attributed to shareholders arising from changes in ALDA returns</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1),(2),(3),(4),(5),(6)</sup></font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z1647c99d768a4d99be6c1a95507e6310">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: rgb(219, 219, 219);">
              <div style="line-height: 14.4pt;">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">As at</font></div>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="6">
              <div style="line-height: 14.4pt;">
                <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="6">
              <div style="line-height: 14.4pt;">
                <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 31, 2018</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 14.4pt;">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">($ millions)</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-10</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">+10</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-10</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">+10</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">%</font></div>
              </div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: rgb(219, 219, 219);">
              <div style="line-height: 14.4pt;">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Real estate, agriculture and timber assets</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1,200</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,200</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,300</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,200</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 14.4pt;">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Private equities and other ALDA</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(1,600</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,600</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(1,600</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,600</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);">
              <div style="line-height: 14.4pt;">
                <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Alternative long-duration assets</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(2,800</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,800</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219); border-left: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(2,900</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
              </div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">
              <div style="line-height: 14.4pt;">
                <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,800</font></div>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(219, 219, 219);" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
        </div>
      </div>
      <div style="line-height: 1.45pt; margin-top: 2pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z00f3668f3d6b468baf851d7228b2a883" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; background-color: rgb(219, 219, 219);"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; background-color: rgb(219, 219, 219);"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif;
                        font-size: 8pt;">See &#8220;Caution Related to Sensitivities&#8221; above.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z9304c3d07b0f4e5ab8c354071f29cacd" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; background-color: rgb(219, 219, 219);"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; background-color: rgb(219, 219, 219);"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif;
                        font-size: 8pt;">This impact is calculated as at a point-in-time impact and does not include: (i) any potential impact on ALDA weightings; </font>or (ii) any gains or losses on ALDA held in the Corporate and Other segment.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zb6e0ee028eba49f09946450d5472e8a8" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; background-color: rgb(219, 219, 219);"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; background-color: rgb(219, 219, 219);"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif;
                        font-size: 8pt;">The participating policy funds are largely self-supporting and generate no material impact on net income attributed to shareholders as a result of changes in ALDA returns. For some classes of ALDA, where there is
                        not an appropriate long-term benchmark available, the return assumptions used in valuation are not permitted by the Standards of Practice and CIA guidance to result in a lower reserve than an assumption based on a historical return
                        benchmark for public equities in the same jurisdiction.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="z421d38026b8f4b5fbf27d18ab98ba30d" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; background-color: rgb(219, 219, 219);"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; background-color: rgb(219, 219, 219);"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif;
                        font-size: 8pt;">Net income impact does not consider any impact of the market correction on assumed future return assumptions.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zae10ab9135a24eb99f60992ae68f3bf1" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; background-color: rgb(219, 219, 219);"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; background-color: rgb(219, 219, 219);"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif;
                        font-size: 8pt;">Please refer to section D2 &#8220;Sensitivity of policy liabilities to asset related assumptions&#8221; for more information on the level of growth assumed and on the net income sensitivity to changes in these long-term
                        assumptions.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zfeac97382e00472ea2d6cd414cdf9398" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt; background-color: rgb(219, 219, 219);"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt; background-color: rgb(219, 219, 219);"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The impact of changes to the portfolio asset
                      mix supporting our North American legacy business are reflected in the sensitivities when the changes take place<font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 8pt;">.</font></font></div>
                </td>
              </tr>

          </table>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z07cc334d35f442dbb13aec1308b01bd0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">D</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">CRITICAL ACTUARIAL AND ACCOUNTING POLICIES</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z7136d6b349f64c84a5cf0ff65ff384f8" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D1</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Critical actuarial and accounting policies</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Our significant accounting policies are described in note 1 to our Consolidated Financial Statements for
          the year ended December 31, 2018. The critical accounting policies and the estimation processes relate to the determination of insurance and investment contract liabilities, assessment of control over other entities for consolidation, estimation
          of fair value of invested assets, evaluation of invested asset impairment, accounting for derivative financial instruments, determination of pension and other post-employment benefit obligations and expenses, accounting for income taxes and
          uncertain tax positions and valuation and impairment of goodwill and intangible assets as described on pages 58 to 69 of our 2018 Annual Report.</font></div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 12pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zf0fad5ed6c40457db388526efaf6cf60" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D2</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Sensitivity of policy liabilities to asset related assumptions</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">When the assumptions underlying our determination of policy liabilities are updated to reflect recent and
          emerging experience or change in outlook, the result is a change in the value of policy liabilities which in turn affects net income attributed to shareholders. The sensitivity of net income attributed to shareholders to updates to certain asset
          related assumptions underlying policy liabilities is shown below and assumes that there is a simultaneous change in the assumptions across all business units.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For changes in asset related assumptions, the sensitivity is shown net of the corresponding impact on
          income of the change in the value of the assets supporting policy liabilities. In practice, experience for each assumption will frequently vary by geographic market and business, and assumption updates are made on a business/geographic specific
          basis. Actual results can differ materially from these estimates for a variety of reasons including the interaction among these factors when more than one changes, changes in actuarial and investment return and future investment activity
          assumptions, actual experience differing from the assumptions, changes in business mix, effective tax rates and other market factors, and the general limitations of our internal models.</font></div>
      <div><br>
        <br>
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              <tr>
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                </td>
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                </td>
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">19</font></div>
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          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
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      <div style="line-height: 14.75pt; margin-bottom: 8pt;"><br style="line-height: 14.75pt;">
      </div>
      <div style="text-align: left; line-height: 14.75pt; margin-bottom: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Potential impact on net income attributed to shareholders arising from changes to
          asset related assumptions supporting actuarial liabilities</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="z4490ce9d6d774ecf89d3d01248f8a07a">

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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">As at</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="15">
              <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Increase (decrease) in after-tax net income attributed to shareholders</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">($ millions)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="7">
              <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="7">
              <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 31, 2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Asset related assumptions updated periodically in valuation basis changes</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Increase</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Decrease</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Increase</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="3">
              <div style="text-align: right; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Decrease</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100 basis point change in future annual returns for public equities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100 basis point change in future annual returns for ALDA<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,600</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(4,000</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3,500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(3,900</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100 basis point change in equity volatility assumption for stochastic segregated fund modelling<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zde7b6b1d2922402b96c7383fec066973" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The sensitivity to public equity returns above includes the impact on both segregated fund guarantee
                    reserves and on other policy liabilities. Expected long-term annual market growth assumptions for public equities are based on long-term historical observed experience and compliance with actuarial standards. As at March 31, 2019, the
                    growth rates inclusive of dividends in the major markets used in the stochastic valuation models for valuing segregated fund guarantees are 9.3% per annum in Canada, 9.6% per annum in the U.S. and 6.2% per annum in Japan. Growth
                    assumptions for European equity funds are market-specific and vary between 8.3% and 9.9%.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf3e9dd6c258b452e9b09f12e20834082" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><a name="_Hlk528143472"></a>ALDA includes commercial real estate, timber, farmland, direct oil and gas
                    properties, and private equities, some of which relate to oil and gas. Expected long-term return assumptions for ALDA and public equity are set in accordance with the Standards of Practice for the valuation of insurance contract
                    liabilities and guidance published by the CIA. Annual best estimate return assumptions for ALDA and public equity include market growth rates and annual income, such as rent, production proceeds and dividends, and will vary based on our
                    holding period. Over a 20-year horizon, our best estimate return assumptions range between 5.25% and 11.65%, with an average of 9.5% based on the current asset mix backing our guaranteed insurance and annuity business as of March 31,
                    2019, adjusted to reflect our decision to reduce the allocation to ALDA in the portfolio asset mix supporting our North American legacy businesses. Our return assumptions including the margins for adverse deviations in our valuation,
                    which take into account the uncertainty of achieving the returns, range between 2.5% and 7.5%, with an average of 6.3% based on the asset mix backing our guaranteed insurance and annuity business as of March 31, 2019, adjusted to
                    reflect our decision to reduce the allocation to ALDA in the portfolio asset mix supporting our North American legacy businesses.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zf7baae3e97944725a49bfd2b1f01b154" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 6pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Volatility assumptions for public equities are based on long-term historical observed
                    experience and compliance with actuarial standards. The resulting volatility assumptions are 16.95% per annum in Canada and 17.15% per annum in the U.S. for large-cap public equities, and 19.25% per annum in Japan. For European equity
                    funds, the volatility varies between 16.5% and 18.4%.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt;">
        <div>
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                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">D3</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Accounting and reporting changes</font></div>
                </td>
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        </div>
      </div>
      <div style="text-align: left; line-height: 15.75pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For accounting and reporting changes during the quarter, refer to note 2 of our unaudited Interim
          Consolidated Financial Statements for the three months ended March 31, 2019.</font></div>
      <div style="text-align: left; line-height: 17.15pt; margin-top: 12pt; margin-bottom: 4pt;">
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                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">E</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">OTHER</font></div>
                </td>
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          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 15.75pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z732112a4d11049f891afcd272265ea25" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

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                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E1</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Outstanding shares &#8211; selected information</font></div>
                </td>
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      </div>
      <div style="text-align: left; line-height: 15.75pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Common shares</font></div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 6pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at April 25, 2019 MFC had 1,968,394,229 common shares outstanding.</font></div>
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                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E2</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Legal and regulatory proceedings</font></div>
                </td>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We are regularly involved in legal actions, both as a defendant and as a plaintiff. Information on legal and
          regulatory proceedings can be found in note 12 of the unaudited Interim Consolidated Financial Statements for the three months ended March 31, 2019.</font></div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 6pt;">
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                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E3</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Performance and non-GAAP measures</font></div>
                </td>
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      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We use a number of non-GAAP financial measures to measure overall performance and to assess each of our
          businesses. A financial measure is considered a non-GAAP measure for Canadian securities law purposes if it is presented other than in accordance with generally accepted accounting principles used for the Company&#8217;s audited financial statements.
          Non-GAAP measures include: core earnings (loss); core ROE; diluted core earnings per common share; core earnings before income taxes, depreciation and amortization (&#8220;core EBITDA&#8221;); core EBITDA margin; core investment gains, constant exchange rate
          basis (measures that are reported on a constant exchange rate basis include percentage growth/decline in core earnings, sales, APE sales, gross flows, core EBITDA, new business value (&#8220;NBV&#8221;), new business value margin, assets under management,
          and assets under management and administration (&#8220;AUMA&#8221;)); assets under administration; expense efficiency ratio; assets under management and administration; assets under management; consolidated capital; embedded value; new business value; new
          business value margin; sales; APE sales; gross flows; and net flows. Non-GAAP financial measures are not defined terms under GAAP and, therefore, are unlikely to be comparable to similar terms used by other issuers. Therefore, they should not be
          considered in isolation or as a substitute for any other financial information prepared in accordance with GAAP.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
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            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">20</font></div>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 5pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Core earnings (loss)</font> is a non-GAAP measure which we believe aids investors in better understanding the long-term earnings capacity and valuation of the business. Core earnings allows investors to focus on the Company&#8217;s operating
          performance by excluding the direct impact of changes in equity markets and interest rates, changes in actuarial methods and assumptions as well as a number of other items, outlined below, that we believe are material, but do not reflect the
          underlying earnings capacity of the business. For example, due to the long-term nature of our business, the mark-to-market movements of equity markets, interest rates, foreign currency exchange rates and commodity prices from period-to-period
          can, and frequently do, have a substantial impact on the reported amounts of our assets, liabilities and net income attributed to shareholders. These reported amounts are not actually realized at the time and may never be realized if the markets
          move in the opposite direction in a subsequent period. This makes it very difficult for investors to evaluate how our businesses are performing from period-to-period and to compare our performance with other issuers.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">We believe that core earnings better reflect the underlying earnings capacity and
          valuation of our business. We use core earnings as the basis for management planning and reporting and, along with net income attributed to shareholders, as a key metric used in our short and mid-term incentive plans at the total Company and
          operating segment level.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">While core earnings is relevant to how we manage our business and offers a consistent
          methodology, it is not insulated from macro-economic factors which can have a significant impact. See &#8220;Quarterly financial information&#8221; below for reconciliation of core earnings to net income attributed to shareholders.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Any future changes to the core earnings definition referred to below, will be disclosed.</font><br>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 4pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Items included in core earnings:</div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">1.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Expected earnings on in-force policies, including expected release of provisions for adverse
                      deviation, fee income, margins on group business and spread business such as Manulife Bank and asset fund management.</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">2.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Macro hedging costs based on expected market returns.</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">3.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">New business strain and gains.</font></div>
                </td>
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          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="zc1a6459c8cb64e1fa837d67592738b49">

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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">4.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Policyholder experience gains or losses.</font></div>
                </td>
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          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="z66b53e26d1844a4fa125618d1856bb6d">

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                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">5.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Acquisition and operating expenses compared with expense assumptions used in the measurement
                      of policy liabilities.</font></div>
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          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="z64460e1484814d93a9053092202dee61">

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                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Up to $400 million of net favourable investment-related experience reported in a single year,
                      which are referred to as &#8220;core investment gains&#8221;. This means up to $100 million in the first quarter, up to $200 million on a year-to-date basis in the second quarter, up to $300 million on a year-to-date basis in the third quarter
                      and up to $400 million on a full year basis in the fourth quarter. Any i<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">nvestment-related experience losses reported in a quarter will be offset
                        against the net year-to-date investment-related experience gains with the difference being included in core earnings subject to a maximum of the year-to-date core investment gains and a minimum of zero, which reflects our
                        expectation that investment-related experience will be positive through-the-business cycle. To the extent any investment-related experience losses cannot be fully offset in a quarter they will be carried forward to be offset against
                        investment-related experience gains in subsequent quarters in the same year, for purposes of determining core investment gains. </font>Investment-related experience relates to fixed income investing, ALDA returns, credit experience
                      and asset mix changes other than those related to a strategic change. An example of a strategic asset mix change is outlined below.</font></div>
                </td>
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                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8226;</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">This favourable and unfavourable investment-related experience is a combination of reported investment experience
                      as well as the impact of investing activities on the measurement of our policy liabilities. We do not attribute specific components of investment-related experience to amounts included or excluded from core earnings.</font></div>
                </td>
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                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8226;</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The $400 million threshold represents the estimated average annualized amount of net favourable
                      investment-related experience that the Company reasonably expects to achieve through-the-business cycle based on historical experience. It is not a forecast of expected net favourable investment-related experience for any given fiscal
                      year.</font></div>
                </td>
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          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;" class="DSPFListTable" id="zadfb5dff2d2148938da207158a074341">

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                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8226;</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Our average net annualized investment-related experience calculated from the introduction of
                      core earnings in 2012 to the end of 2018 was $493 million (2012 to the end of 2017 was $475 million).</font></div>
                </td>
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                  <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8226;</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The decision announced on December 22, 2017 to reduce the allocation to ALDA in the portfolio
                      asset mix supporting our legacy businesses was the first strategic asset mix change since we introduced the core earnings metric in 2012. <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">We
                        refined our description of investment-related experience in 2017 to note that asset mix changes other than those related to a strategic change are taken into consideration in the investment-related experience component of core
                        investment gains.</font></font></div>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">21</font></div>
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                <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8226;</font></div>
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                <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">While historical investment return time horizons may vary in length based on underlying asset
                    classes generally exceeding 20 years, for purposes of establishing the threshold, we look at a business cycle that is five or more years and includes a recession. We monitor the appropriateness of the threshold as part of our annual
                    five-year planning process and would adjust it, either to a higher or lower amount, in the future if we believed that our threshold was no longer appropriate.</font></div>
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      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="z1fb33e8a4c4a4d1f8736083ef22e335a">

            <tr>
              <td style="width: 36pt; vertical-align: top; align: right;">
                <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#8226;</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Specific criteria used for evaluating a potential adjustment to the threshold may include, but
                    are not limited to, the extent to which actual investment-related experience differs materially from actuarial assumptions used in measuring insurance contract liabilities, material market events, material dispositions or acquisitions
                    of assets, and regulatory or accounting changes.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 4pt; width: 100%;" class="DSPFListTable" id="zbccd2bae30ec41dd9463d447c469b36e">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">7.</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Earnings on surplus other than mark-to-market items. Gains on
                    available-for-sale (&#8220;AFS&#8221;) equities and seed money investments included in new segregated and mutual funds are included in core earnings.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 4pt; width: 100%;" class="DSPFListTable" id="z863c8fa93aab4fed967e5c421960e342">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">8.</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Routine or non-material legal settlements.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 4pt; width: 100%;" class="DSPFListTable" id="z8c1db72b81a948e6903c31497cb4cbc6">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">9.</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All other items not specifically excluded.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 4pt; width: 100%;" class="DSPFListTable" id="zf5efa4ab37aa483192817c6901dbeb4c">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">10.</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Tax on the above items.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="z7cd22cc728c64988a77fe77722224bb1">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">11.</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All tax related items except the impact of enacted or substantively enacted
                    income tax rate changes.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 8pt; margin-bottom: 4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Items excluded from core earnings:</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 8pt; margin-bottom: 4pt;">
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">1.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The direct impact of equity markets and interest rates and variable annuity guarantee
                      liabilities includes the items listed below.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The earnings impact of the difference between the net increase (decrease) in variable annuity liabilities that
                      are dynamically hedged and the performance of the related hedge assets. Our variable annuity dynamic hedging strategy is not designed to completely offset the sensitivity of insurance and investment contract liabilities to all risks
                      or measurements associated with the guarantees embedded in these products for a number of reasons, including; provisions for adverse deviation, fund performance, the portion of the interest rate risk that is not dynamically hedged,
                      realized equity and interest rate volatilities and changes to policyholder behaviour.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on variable annuity guarantee liabilities not dynamically hedged.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on general fund equity investments supporting policy liabilities and on fee income.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on macro equity hedges relative to expected costs. The expected cost of macro hedges is
                      calculated using the equity assumptions used in the valuation of insurance and investment contract liabilities.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on higher (lower) fixed income reinvestment rates assumed in the valuation of insurance and
                      investment contract liabilities.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 5pt; width: 100%;">

              <tr>
                <td style="width: 36pt; vertical-align: top; align: right;">
                  <div style="text-align: left; margin-left: 18pt; line-height: 12.55pt; margin-bottom: 5pt;"><font style="font-family: Symbol, serif; font-size: 11pt;">&#183;</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains (charges) on sale of AFS bonds and open derivatives not in hedging relationships in the
                      Corporate and Other segment.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">2.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Net favourable investment-related experience in excess of $400 million per annum or net
                      unfavourable investment-related experience on a year-to-date basis.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">3.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Mark-to-market gains or losses on assets held in the Corporate and Other segment other than
                      gains on AFS equities and seed money investments in new segregated or mutual funds.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">4.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Changes in actuarial methods and assumptions. As noted in the &#8220;Critical actuarial and
                      accounting policies&#8221; section above, policy liabilities for IFRS are valued in Canada under standards established by the Actuarial Standards Board. The standards require a comprehensive review of actuarial methods and assumptions to be
                      performed annually. The review is designed to reduce the Company&#8217;s exposure to uncertainty by ensuring assumptions for both asset related and liability related risks remain appropriate and is accomplished by monitoring experience and
                      selecting assumptions which represent a current best estimate view of expected future experience, and margins that are appropriate for the risks assumed. By excluding the results of the annual reviews, core earnings assist investors
                      in evaluating our operational performance and comparing our operational performance from period to period with other global insurance companies because the associated gain or loss is not reflective of current year performance and not
                      reported in net income in most actuarial standards outside of Canada.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">5.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The impact on the measurement of policy liabilities of changes in product features or new
                      reinsurance transactions, if material.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">6.</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Goodwill impairment charges.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">22</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z367465a5d64341529ec423b885edb103" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;"><br>
              </td>
              <td style="width: auto; vertical-align: top;"><br>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7f953c6df5374ca685a2cdeca5ceb612" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">7.</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Gains or losses on disposition of a business.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za17709c62cb3493a89324a1ee8ddef64" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">8.</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Material one-time only adjustments, including highly unusual/extraordinary and material legal
                    settlements or other items that are material and exceptional in nature.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zaa43439c62ae4329ba5d95a02a6b0a1d" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">9.</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Tax on the above items.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1617ee6c3f2a4ea98204193b60e27c1e" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">10.</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Impact of enacted or substantially enacted income tax rate changes.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table summarizes for the past eight quarters core earnings and net income
          (loss) attributed to shareholders.</font></div>
      <div style="text-align: left; line-height: 15.75pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Total Company</font></div>
      <table cellspacing="0" cellpadding="0" id="z29d845aafc6f4d63abae5551bc63a93e" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="30" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">($ millions, unaudited)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2Q17</font></div>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Core earnings (loss)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Asia</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">520</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">463</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">461</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">411</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">431</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">372</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">374</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">350</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Canada</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">283</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">305</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">344</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">395</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">283</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">273</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">403</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">278</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">359</font></div>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Global Wealth and Asset Management</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">231</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">288</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">239</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">227</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">198</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">216</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">214</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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          <tr>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Corporate and Other (excluding</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(63</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(216</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(121</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(164</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(156</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(201</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(354</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(181</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Core investment gains</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">104</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">96</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">154</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Total core earnings<br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,337</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,539</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,431</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,303</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,205</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,085</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,174</font></div>
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              <div style="text-align: left; text-indent: -3.75pt; margin-left: 3.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Items to reconcile core earnings</font></div>
              <div style="text-align: left; text-indent: -3.75pt; margin-left: 3.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160; (loss) to net income (loss) attributed to shareholders:</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Investment-related experience</font></div>
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160; outside of core earnings</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">327</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(130</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">312</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">18</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">18</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">138</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);">&#160;</td>
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            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Direct impact of equity markets</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">and interest rates and variable</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">annuity guarantee liabilities</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">249</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(675</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(277</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">45</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">50</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">52</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">124</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(32</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">19</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">81</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(36</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(20</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" rowspan="1" colspan="2">
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,176</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">593</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,573</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,262</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,372</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,105</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,255</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
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      <div style="text-align: left; line-height: 15.75pt; margin-top: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Asia</font></div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;" colspan="1">&#160;</td>
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              <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Quarterly Results</font></div>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">($ millions, unaudited)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1Q19</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4Q17</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3Q17</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2Q17</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Asia core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">520</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">463</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">461</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">411</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">431</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">372</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">374</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">350</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;" rowspan="1" colspan="3">
              <div style="text-align: left; text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Items to reconcile core earnings</font></div>
              <div style="text-align: left; text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160; (loss) to net income (loss) attributed</font></div>
              <div style="text-align: left; text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160; to shareholders:</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;" rowspan="1" colspan="3">
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Investment-related experience</font></div>
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160; outside of core earnings</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">116</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">99</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">91</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">46</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">48</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">62</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">48</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">62</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
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              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Direct impact of equity markets</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">and interest rates and variable</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">annuity guarantee liabilities</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">59</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(244</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(18</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(86</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(27</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(140</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(62</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">96</font></div>
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              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">assumptions</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">27</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">161</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Reinsurance transactions and</font></div>
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">other</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(3</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(39</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Net income (loss) attributed to</font></div>
              <div style="text-align: left; line-height: 9.1pt;">&#160;&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">shareholders<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">695</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">318</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">566</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">368</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">452</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">260</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">521</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">508</font></div>
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                <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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      <div style="text-align: left; line-height: 15.75pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Canada</font></div>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">($ millions, unaudited)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1Q19</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Canada core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">283</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">305</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">344</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">395</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">283</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">273</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">403</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">278</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Investment-related experience</font></div>
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160; outside of core earnings</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">453</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(143</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">155</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">83</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">145</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">76</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(125</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(12</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Direct impact of equity markets</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">and interest rates and variable</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">annuity guarantee liabilities</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(234</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(60</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(21</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">115</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(238</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Change in actuarial methods and</font></div>
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">assumptions</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(370</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">43</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Charge related to decision to</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">change portfolio asset mix</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160;&#160; supporting our legacy</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">businesses</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Reinsurance transactions and</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">84</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(4</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">751</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(74</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">102</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">502</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">452</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(29</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">432</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">23</font></div>
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      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
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      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
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                <div style="text-align: left; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 11.45pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><a name="_Hlk6503208"></a>2018 core earnings and net income (loss)
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              </td>
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      <div style="text-align: left; line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">U.S.</font></div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="30" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">($ millions, unaudited)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1Q19</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1Q18</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4Q17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3Q17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2Q17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">U.S. core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">475</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">454</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">467</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">446</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">422</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">463</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">346</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">359</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
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              <div style="text-align: left; text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Items to reconcile core earnings</font></div>
              <div style="text-align: left; text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(loss) to net income (loss) attributed</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Investment-related experience</font></div>
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">outside of core earnings</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(143</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">162</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(59</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(101</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(33</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">181</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">164</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Direct impact of equity markets</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">and interest rates and variable</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">annuity guarantee liabilities</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">61</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(95</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(204</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">267</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">268</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">75</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">50</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">159</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Change in actuarial methods and</font></div>
              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">assumptions</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">286</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(31</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(214</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Charge related to decision to</font></div>
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              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160; supporting our legacy</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">businesses</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
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              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Reinsurance transactions and</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">139</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(61</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">139</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(41</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: middle; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">441</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">513</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">630</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">620</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">528</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,898</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">322</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">682</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 6pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">2018 core earnings and net income (loss) attributed to shareholders have been updated
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">231</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">288</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">239</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">227</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">198</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">216</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">214</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(10</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(10</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(13</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">218</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">280</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">223</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">496</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">206</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">201</font></div>
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      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div><br>
        <br>
        <br>
        <br>
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      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
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          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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      <div style="text-align: left; line-height: 15.75pt; margin-top: 12pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Corporate and Other</font></div>
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          <tr>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4Q17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3Q17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2Q17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><font style="font-family: 'Arial Narrow', sans-serif;
                    font-size: 8pt; font-weight: bold;">Corporate and Other core</font></font></div>
              <div style="text-align: left; text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><font style="font-family: 'Arial Narrow', sans-serif;
                    font-size: 8pt; font-weight: bold;">income (loss) (excluding core</font></font></div>
              <div style="text-align: left; text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><font style="font-family: 'Arial Narrow', sans-serif;
                    font-size: 8pt; font-weight: bold;">&#160;&#160; investment gains</font>)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(216</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(121</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(164</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(201</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(354</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(181</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Core investment gains (loss)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">104</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">96</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">154</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;" rowspan="1" colspan="2">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Total core earnings (loss)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">37</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(116</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(60</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(101</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(254</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(27</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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              <div style="text-align: left; text-indent: -3.55pt; margin-left: 3.55pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">earnings (loss) to net income</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="text-align: left; margin-left: 12.75pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Investment-related experience</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(99</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(101</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(96</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(52</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(92</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(87</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(92</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(79</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Direct impact of equity markets</font></div>
              <div style="text-align: left; text-indent: -4.5pt; margin-left: 17.25pt; line-height: 9.1pt;">&#160; <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">and interest rates</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">118</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(102</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(149</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(131</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">17</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(56</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(53</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;-</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">18</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">56</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(382</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(461</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(283</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">565</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(376</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(159</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7e6a59eaa3b64d27b290a52473509b68" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 6pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The Corporate and Other segment includes earnings on assets backing capital net of
                    amounts allocated to operating segments. 2018 core income (loss) (excluding core investment gains) and net income (loss) attributed to shareholders have been updated to reflect the 2019 methodology for allocating capital and interest on
                    surplus to our insurance segments from the Corporate and Other segment.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Core return on
            common shareholders&#8217; equity</font> (&#8220;core ROE&#8221;) is a non-GAAP profitability measure that presents core earnings available to common shareholders as a percentage of the capital deployed to earn the core earnings. The Company calculates core ROE
          using average common shareholders&#8217; equity.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Diluted core
            earnings per common share</font> is core earnings available to common shareholders expressed per diluted weighted average common share outstanding.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company also uses financial performance measures that are prepared on a <font style="font-family:
            'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">constant exchange rate basis</font>, which are non-GAAP measures that exclude the impact of currency fluctuations (from local currency to Canadian dollars at a total Company level
          and from local currency to U.S. dollars in Asia). Quarterly amounts stated on a constant exchange rate basis in this MD&amp;A are calculated, as appropriate, using the income statement and balance sheet exchange rates effective for 1Q19. Measures
          that are reported on a constant exchange rate basis include growth in core earnings, sales, APE sales, gross flows, core EBITDA, new business value, new business value margin, assets under management, and assets under management and
          administration.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Assets under management and administration (&#8220;AUMA&#8221;) </font>is a non-GAAP measure of the size of the Company. It is comprised of the non-GAAP measures assets under management (&#8220;AUM&#8221;), which includes both assets of general account and
          external client assets for which we provide investment management services, and assets under administration (&#8220;AUA&#8221;), which includes assets for which we provide administrative services only. Assets under management and administration is a common
          industry metric for WAM businesses.</font></div>
      <table cellspacing="0" cellpadding="0" id="z54b8481c29a04516a5e5c53969d21e19" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold; color: #000000;">Assets under management and administration</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">($ millions)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">March 31,</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 31,</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> 2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 31,</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> 2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total invested assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">359,458</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">353,664</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">342,389</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Segregated funds net assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">313,209</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">326,011</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Assets under management per financial statements</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">693,883</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">197,854</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">103,713</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">102,323</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">98,275</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other funds</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,488</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,658</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,247</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,000,311</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">959,073</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">971,776</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other assets under administration</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">134,201</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">124,449</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">126,271</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Currency impact</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(15,917</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">24,318</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">AUMA at constant exchange rates</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,134,512</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,067,605</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,122,365</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
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      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Consolidated capital </font>is a non-GAAP measure. It serves as a foundation of our capital management activities at the MFC level. For regulatory reporting purposes, the numbers are further adjusted for various additions or deductions
          to capital as mandated by the guidelines used by OSFI. Consolidated capital is calculated as the sum of (i) total equity excluding accumulated other comprehensive income (&#8220;AOCI&#8221;) on cash flow hedges; and (ii) liabilities for capital instruments.</font></div>
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        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
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        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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              <div style="text-align: left; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold; color: #000000;">Consolidated capital</font></div>
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            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at</font></div>
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            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">($ millions)</font></div>
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            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">March 31,</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2019</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 31, 2018</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 31,</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2018</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total equity</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">48,994</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">47,151</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">44,089</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Add AOCI loss on cash flow hedges</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">127</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Add qualifying capital instruments</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,185</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,732</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,275</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Consolidated capital</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">57,325</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">56,010</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">52,510</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Core EBITDA </font>is a non-GAAP measure which Manulife uses to better understand the long-term earnings capacity and valuation of the business on a basis more comparable to how the profitability of global asset managers is generally
          measured. Core EBITDA presents core earnings before the impact of interest, taxes, depreciation, and amortization. Core EBITDA excludes certain acquisition expenses related to insurance contracts in our retirement businesses which are deferred
          and amortized over the expected life time of the customer relationship under the CALM. Core EBITDA was selected as a key performance indicator for our Global WAM business, as EBITDA is widely used among asset management peers, and core earnings
          is a primary profitability metric for the Company overall.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Core EBITDA
            margin </font>is a non-GAAP measure which Manulife uses to better understand the long-term profitability of our Global WAM business on a more comparable basis to how profitability of global asset managers are measured. Core EBITDA margin
          presents core earnings before the impact of interest, taxes, depreciation, and amortization divided by total revenue from these businesses. Core EBITDA margin was selected as a key performance indicator for our Global WAM business, as EBITDA
          margin is widely used among asset management peers, and core earnings is a primary profitability metric for the Company overall.</font></div>
      <div style="text-align: left; line-height: 14.75pt; margin-bottom: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold; color: #000000;">Global Wealth and Asset Management</font></div>
      <table cellspacing="0" cellpadding="0" id="z41e390eb815844b0b9e7c31339666c2a" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="30" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: center; line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Quarterly Results</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">($ millions, unaudited)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1Q19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1Q18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4Q17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3Q17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2Q17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
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              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Core EBITDA</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">366</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">362</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">405</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">370</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">360</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">355</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">352</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">377</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Amortization of deferred acquisition</font></div>
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160; costs and other depreciation</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">76</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">77</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">76</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">75</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">73</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">87</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">84</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">88</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" rowspan="1" colspan="2">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Amortization of deferred sales</font></div>
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160; commissions</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">25</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">23</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">23</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
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              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Core earnings before income</font></div>
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160; taxes</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">267</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">263</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">306</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">271</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">258</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">243</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">245</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">266</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Core income tax (expense)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(34</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(31</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(45</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(29</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(52</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.5pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Core earnings</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">233</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">231</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">288</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">239</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">227</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">198</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">216</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 11.45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">214</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
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      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Expense efficiency ratio</font> is a non-GAAP measure which Manulife uses to measure progress towards our target to be more efficient. Efficiency ratio is defined as pre-tax general expenses included in core earnings divided by the sum
          of pre-tax core earnings and pre-tax general expenses included in core earnings.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight:
            bold;">Embedded value</font>&#160;<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(&#8220;EV&#8221;)</font> is a measure of the present value of shareholders&#8217; interests in the expected future distributable earnings on
          in-force business reflected in the Consolidated Statements of Financial Position of Manulife, excluding any value associated with future new business. EV is calculated as the sum of the adjusted net worth and the value of in-force business. The
          adjusted net worth is the IFRS shareholders&#8217; equity adjusted for goodwill and intangibles, fair value of surplus assets, the carrying value of debt and preferred shares, and local statutory balance sheet, regulatory reserve, and capital for
          Manulife&#8217;s Asian business. The value of in-force business in Canada and the U.S. is the present value of expected future IFRS earnings on in-force business less the present value of the cost of holding capital to support the in-force business
          under the LICAT framework. The value of in-force business in Asia reflects local statutory earnings and capital requirements. The value of in-force excludes our Global WAM, Manulife Bank and Property and Casualty Reinsurance businesses.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">New business
            value (&#8220;NBV&#8221;) </font>is the change in embedded value as a result of sales in the reporting period. NBV is calculated as the present value of shareholders&#8217; interests in expected future distributable earnings, after the cost of capital, on
          actual new business sold in the period using assumptions that are consistent with the assumptions used in the calculation of embedded value. <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">NBV excludes
            businesses with&#160;immaterial insurance risks, such as the Company&#8217;s Global WAM, Manulife Bank and the short-term Property and Casualty Reinsurance businesses.</font> NBV is a useful metric to evaluate the value created by the Company&#8217;s new
          business franchise.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">New business
            value margin </font>is calculated as NBV divided by APE excluding non-controlling interests. APE is calculated as 100% of annualized first year premiums for recurring premium products, and as 10% of single premiums for single premium </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">26</font></div>
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      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
          products. Both NBV and APE used in the NBV margin calculation are after non-controlling interests and exclude our Global WAM, Manulife Bank and Property and Casualty Reinsurance businesses. The NBV margin is a useful metric to help understand the
          profitability of our new business.</font></div>
      <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Sales are measured according to product type:</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For individual insurance, sales include 100% of new annualized premiums and 10% of both excess and single
          premiums. For individual insurance, new annualized premiums reflect the annualized premium expected in the first year of a policy that requires premium payments for more than one year. Single premium is the lump sum premium from the sale of a
          single premium product, e.g. travel insurance. Sales are reported gross before the impact of reinsurance.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For group insurance, sales include new annualized premiums and administrative services only premium
          equivalents on new cases, as well as the addition of new coverages and amendments to contracts, excluding rate increases.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">APE sales are comprised of 100% of regular premiums/deposits and 10% of single premiums/deposits for both
          insurance and insurance-based wealth accumulation products<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Insurance-based wealth accumulation product sales include all new deposits into variable and fixed
          annuity contracts. As we discontinued sales of new Variable Annuity contracts in the U.S. in 1Q13, subsequent deposits into existing U.S. Variable Annuity contracts are not reported as sales. Asia variable annuity deposits are included in APE
          sales.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Bank new lending volumes include bank loans and mortgages authorized in the period.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Gross flows</font>
          is a new business measure presented for our Global WAM business and includes all deposits into mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Gross
          flows is a common industry metric for WAM businesses as it provides a measure of how successful the businesses are at attracting assets.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Net flows</font>
          is presented for our Global WAM business and includes gross flows less redemptions for mutual funds, college savings 529 plans, group pension/retirement savings products, private wealth and institutional asset management products. Net flows is a
          common industry metric for WAM businesses as it provides a measure of how successful the businesses are at attracting and retaining assets.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zbe83a6095e3a4f48ba24d55a13385588" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E4</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Caution regarding forward-looking statements</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">From time to time, MFC makes written and/or oral forward-looking statements, including in this document.
          In addition, our representatives may make forward-looking statements orally to analysts, investors, the media and others. All such statements are made pursuant to the &#8220;safe harbour&#8221; provisions of Canadian provincial securities laws and the U.S.
          Private Securities Litigation Reform Act of 1995.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The forward-looking statements in this document include, but are not limited to, statements with respect
          to the Canadian Actuarial Standards Board&#8217;s final standard expected to be issued in the third quarter of 2019 and its impact on net income attributed to shareholders;<font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;
            font-weight: bold;">&#160;</font>and also relate to, among other things, our objectives, goals, strategies, intentions, plans, beliefs, expectations and estimates, and can generally be identified by the use of words such as &#8220;may&#8221;, &#8220;will&#8221;, &#8220;could&#8221;,
          &#8220;should&#8221;, &#8220;would&#8221;, &#8220;likely&#8221;, &#8220;suspect&#8221;, &#8220;outlook&#8221;, &#8220;expect&#8221;, &#8220;intend&#8221;, &#8220;estimate&#8221;, &#8220;anticipate&#8221;, &#8220;believe&#8221;, &#8220;plan&#8221;, &#8220;forecast&#8221;, &#8220;objective&#8221;, &#8220;seek&#8221;, &#8220;aim&#8221;, &#8220;continue&#8221;, &#8220;goal&#8221;, &#8220;restore&#8221;, &#8220;embark&#8221; and &#8220;endeavour&#8221; (or the negative thereof) and
          words and expressions of similar import, and include statements concerning possible or assumed future results. Although we believe that the expectations reflected in such forward-looking statements are reasonable, such statements involve risks
          and uncertainties, and undue reliance should not be placed on such statements and they should not be interpreted as confirming market or analysts&#8217; expectations in any way.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk504033468"></a>Certain material factors or assumptions are applied in making forward-looking
          statements and actual results may differ materially from those expressed or implied in such statements. Important factors that could cause actual results to differ materially from expectations include but are not limited to: general business and
          economic conditions (including but not limited to the performance, volatility and correlation of equity markets, interest rates, credit and swap spreads, currency rates, investment losses and defaults, market liquidity and creditworthiness of
          guarantors, reinsurers and counterparties); changes in laws and regulations; changes in accounting standards applicable in any of the territories in which we operate; changes in regulatory capital requirements; our ability to execute strategic
          plans and changes to strategic plans; downgrades in our financial strength or credit ratings; our ability to maintain our reputation; impairments of goodwill or intangible assets or the establishment of provisions against future tax assets; the
          accuracy of estimates relating to morbidity, mortality and policyholder behaviour; the accuracy of other estimates used in applying accounting policies, actuarial methods and embedded value methods; our ability to implement effective hedging
          strategies and unforeseen consequences </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">27</font></div>
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      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">arising from such strategies; our ability to source appropriate assets to back our long-dated
          liabilities; level of competition and consolidation; our ability to market and distribute products through current and future distribution channels; unforeseen liabilities or asset impairments arising from acquisitions and dispositions of
          businesses; the realization of losses arising from the sale of investments classified as available-for-sale; our liquidity, including the availability of financing to satisfy existing financial liabilities on expected maturity dates when
          required; obligations to pledge additional collateral; the availability of letters of credit to provide capital management flexibility; accuracy of information received from counterparties and the ability of counterparties to meet their
          obligations; the availability, affordability and adequacy of reinsurance; legal and regulatory proceedings, including tax audits, tax litigation or similar proceedings; our ability to adapt products and services to the changing market; our
          ability to attract and retain key executives, employees and agents; the appropriate use and interpretation of complex models or deficiencies in models used; political, legal, operational and other risks associated with our non-North American
          operations; acquisitions and our ability to complete acquisitions including the availability of equity and debt financing for this purpose; the disruption of or changes to key elements of the Company&#8217;s or public infrastructure systems;
          environmental concerns; our ability to protect our intellectual property and exposure to claims of infringement; and our inability to withdraw cash from subsidiaries.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Additional information about material risk factors that could cause actual results to differ materially
          from expectations and about material factors or assumptions applied in making forward-looking statements may be found in this document under &#8220;Risk Management and Risk Factors Update&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221;, under &#8220;Risk
          Management&#8221;, &#8220;Risk Factors&#8221; and &#8220;Critical Actuarial and Accounting Policies&#8221; in the Management&#8217;s Discussion and Analysis in our most recent annual report and, in the &#8220;Risk Management&#8221; note to the consolidated financial statements in our most
          recent annual and interim reports and elsewhere in our filings with Canadian and U.S. securities regulators.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The forward-looking statements in this document are, unless otherwise indicated, stated as of the date
          hereof and are presented for the purpose of assisting investors and others in understanding our financial position and results of operations, our future operations, as well as our objectives and strategic priorities, and may not be appropriate
          for other purposes. We do not undertake to update any forward-looking statements, except as required by law.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><br>
        <div><br>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
            <div id="DSPFPageFooter">
              <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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              <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
                <div style="line-height: 0pt;"><br style="line-height: 0pt;">
                </div>
                <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial
                      Corporation - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
              </div>
            </div>
            <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">28</font></div>
            <div style="page-break-after: always;" id="DSPFPageBreak">
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      <div style="text-align: left; line-height: 15.75pt; margin-top: 12pt; margin-bottom: 6pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="z8543134a7e6347ebb77896f0f5b4f489" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E5</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Quarterly financial information</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 15.75pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table provides summary information related to our eight most recently completed quarters.</font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="zb532602920854d56bfb07a6b46ea1544">

          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">As at and for the three months ended</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Mar 31,</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Dec 31,</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Sept 30,</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Jun 30,</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Mar 31,</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Dec 31,</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Sept 30,</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Jun 30,</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">($ millions, except per share amounts or otherwise stated, unaudited)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2017</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2017</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Life and health insurance</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">8,077</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">7,724</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">7,700</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">7,628</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">7,300</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">6,000</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">6,321</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">6,040</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">237</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(2,599</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,126</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,025</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">943</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">922</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">934</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">8,314</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,832</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">5,101</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">8,754</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">7,243</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">6,974</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Investment income</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">3,278</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">3,481</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">3,566</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">3,235</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">3,579</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">3,309</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">3,444</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;" rowspan="1" colspan="2">
              <div style="text-align: left; text-indent: -3.8pt; margin-left: 3.8pt; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Realized and unrealized gains and losses</font></div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">8,926</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,113</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(3,210</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(1,615</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(5,316</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2,988</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(1,163</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">3,303</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Other revenue</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">2,562</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2,291</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2,671</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2,964</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2,502</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2,737</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2,544</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">2,872</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">23,549</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">8,514</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">8,043</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">13,669</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">8,746</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">16,247</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">11,933</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">16,593</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Income (loss) before income taxes</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">2,524</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">359</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,911</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,535</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,714</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(2,123</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,269</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,618</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Income tax (expense) recovery</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">(289</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(246</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(337</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">424</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(304</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Net income (loss)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">2,235</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">316</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,905</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,289</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,377</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(1,699</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,256</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,314</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Net income (loss) attributed to </font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">2,176</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">593</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,573</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,262</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,372</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(1,606</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,105</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,255</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;" rowspan="1" colspan="2">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Reconciliation of core earnings to</font></div>
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">&#160; net income attributed to shareholders</font></div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Total core earnings<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">1,548</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,337</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,539</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,431</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
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              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,174</font></div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">327</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">312</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">18</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">11</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">138</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;" rowspan="1" colspan="3">
              <div style="text-align: left; text-indent: -3.5pt; margin-left: 3.5pt; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Direct impact of equity markets, interest</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">249</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(675</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(277</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">45</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">50</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(68</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">47</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(37</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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          <tr>
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              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">Change in actuarial methods and </font></div>
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              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(74</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">81</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(36</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(20</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Net income (loss) attributed to</font></div>
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">&#160; shareholders</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">2,176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">593</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,573</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,262</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,372</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(1,606</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,105</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,255</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Basic earnings (loss) per common</font></div>
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">&#160; share</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">1.09</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.77</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.61</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.67</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(0.83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.54</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.62</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" rowspan="1" colspan="2">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Diluted earnings (loss) per common</font></div>
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">&#160; share</font></div>
            </td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">1.08</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.28</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.77</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.61</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.67</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">(0.83</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.54</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.61</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Segregated funds deposits</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">10,586</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">9,212</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">9,424</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">9,872</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">9,728</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">8,421</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">8,179</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">8,544</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Total assets (in billions)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">780</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">750</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">748</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">752</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">740</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">730</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">713</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">726</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" rowspan="1" colspan="2">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Weighted average common shares</font></div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">1,965</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,980</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,984</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,984</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,983</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,980</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,978</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,977</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" rowspan="1" colspan="2">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Diluted weighted average common </font></div>
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">&#160; shares (in millions)</font></div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">1,969</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,983</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,989</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,989</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,989</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,988</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,986</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1,984</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" rowspan="1" colspan="2">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">Dividends per common share</font></div>
            </td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">0.250</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.220</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.220</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.220</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.205</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.205</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">0.205</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 20%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" rowspan="1" colspan="3">
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">CDN$ to US$1 - Statement of Financial</font></div>
              <div style="text-align: left; line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">&#160; Position</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; font-weight: bold; color: #000000;">1.3363</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1.3642</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1.2912</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1.2647</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1.2712</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 7%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 7.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 6.5pt; color: #000000;">1.3450</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div style="line-height: 1.45pt;"><br style="line-height: 1.45pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zabae4e6c864a46c6b3907be3ea564bf1" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Includes ceded premiums related to the reinsurance of a block of our legacy U.S.
                    individual payout annuities of US$0.5 billion in 1Q19, US$5.3 billion in 4Q18 and US$2.8 billion in 3Q18.</font></div>
              </td>
            </tr>

        </table>
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      <div>
        <table cellspacing="0" cellpadding="0" id="z1ab6b04b3d0c45029b4f49e02f96d3c9" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">For fixed income assets supporting insurance and investment contract liabilities and
                    for equities supporting pass-through products and derivatives related to variable hedging programs, the impact of realized and unrealized gains and losses on the assets is largely offset in the change in insurance and investment
                    contract liabilities.</font></div>
              </td>
            </tr>

        </table>
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        <table cellspacing="0" cellpadding="0" id="zf6ce990bb0274a10a7a210b43dfb77eb" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Core earnings is a non-GAAP measure. See &#8220;Performance and non-GAAP measures&#8221; above.</font></div>
              </td>
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        </table>
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      <div>
        <table cellspacing="0" cellpadding="0" id="z1187b8670b824fcab8fd31f5a7903599" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 6pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 11.45pt; margin-bottom: 6pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">For explanations of other items, see &#8220;Q1 earnings analysis&#8221; table in section A1
                    &#8220;Profitability&#8221; and for an operating segment split of these items see the 8 quarter trend tables in &#8220;Performance and non-GAAP measures&#8221; which reconcile net income attributed to shareholders to core earnings.</font></div>
              </td>
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        </table>
      </div>
      <div style="text-align: left; line-height: 15.75pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zfffcbbb19c444678ac418549e97abb13" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">E6</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Other</font></div>
                </td>
              </tr>

          </table>
        </div>
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      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">No changes were made in our internal control over financial reporting during the three months ended March
          31, 2019, that have materially affected or are reasonably likely to materially affect our internal control over financial reporting.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As in prior quarters, MFC&#8217;s Audit Committee reviewed this MD&amp;A and the unaudited interim financial
          report and MFC&#8217;s Board of Directors approved this MD&amp;A prior to its release.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">29</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
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      </div>
      <div style="line-height: 14.75pt; margin-bottom: 8pt;"><br style="line-height: 14.75pt;">
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          <tr>
            <td valign="bottom" style="vertical-align: middle;">
              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold; color: #000000;">Consolidated Statements of Financial Position</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;"> <br>
                </font></div>
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(Canadian $ in millions, unaudited)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 31, 2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Assets</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Cash and short-term securities</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">16,097</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,215</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Debt securities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">188,486</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">185,594</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Public equities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">21,146</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">19,179</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Mortgages</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">48,519</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">48,363</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Private placements</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">36,390</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">35,754</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Policy loans</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,390</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6,446</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Loans to bank clients</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,793</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,793</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Real estate</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">12,801</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">12,777</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other invested assets</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">27,836</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">27,543</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total invested assets (note 3)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">359,458</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">353,664</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Other assets</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Accrued investment income</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,483</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,427</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Outstanding premiums</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,610</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,369</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Derivatives (note 4)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15,959</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">13,703</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Reinsurance assets</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">42,430</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">43,053</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Deferred tax assets</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,196</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,318</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Goodwill and intangible assets</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10,004</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,097</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Miscellaneous</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">9,349</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,431</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total other assets</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">86,031</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">83,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Segregated funds net assets (note 14)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">313,209</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total assets</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">779,914</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">750,271</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Liabilities and Equity</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Liabilities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Insurance contract liabilities (note 5)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">335,269</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">328,654</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Investment contract liabilities (note 5)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,209</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,265</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Deposits from bank clients</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">19,984</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">19,684</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Derivatives (note 4)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,803</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Deferred tax liabilities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,025</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,814</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other liabilities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14,902</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">15,190</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">383,638</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">376,410</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Long-term debt (note 7)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,672</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,769</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Capital instruments (note 8)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,185</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,732</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Segregated funds net liabilities (note 14)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">313,209</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total liabilities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">730,920</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">703,120</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Equity</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Preferred shares (note 9)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Common shares (note 9)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23,052</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">22,961</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Contributed surplus</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">265</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">265</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Shareholders' retained earnings</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14,239</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">12,704</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Shareholders' accumulated other comprehensive income (loss):</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Pension and other post-employment plans</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(423</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(426</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Available-for-sale securities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">687</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(265</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Cash flow hedges</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(127</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Real estate revaluation reserve</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">31</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Translation of foreign operations</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,319</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,010</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total shareholders' equity</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">47,846</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">45,964</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Participating policyholders' equity</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">77</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">94</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Non-controlling interests</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,071</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,093</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total equity</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">48,994</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">47,151</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total liabilities and equity</font></div>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255);" colspan="1">&#160;</td>
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            <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 76%; background-color: rgb(255, 255, 255);"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Roy Gori</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;"><br>
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: middle;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: middle;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</font></div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</font></div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premium income</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross premiums</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,187</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,466</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Premiums ceded to reinsurers</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,873</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premiums</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,314</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,325</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income (note 3)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment income</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,747</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,235</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -3.35pt; margin-left: 21.35pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains (losses) on assets supporting insurance and
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,926</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(5,316</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,502</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,549</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,746</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Gross claims and benefits (note 5)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,169</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,647</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in insurance contract liabilities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11,407</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,567</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Increase (decrease) in investment contract liabilities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">44</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Benefits and expenses ceded to reinsurers</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,474</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,213</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Decrease (increase) in reinsurance assets (note 5)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(298</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net benefits and claims</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,847</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,890</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">General expenses</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,801</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,835</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment expenses</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">403</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">406</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,521</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">328</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">286</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium taxes</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">98</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">94</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,032</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income before income taxes</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,524</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,714</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax expense</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(289</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(337</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,235</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,377</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss) attributed to:</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">73</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,372</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,235</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,377</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income attributed to shareholders</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,176</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,372</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Preferred share dividends</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(43</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(39</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Common shareholders' net income</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,133</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,333</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Earnings per share</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Basic earnings per common share (note 9)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1.09</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.67</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Diluted earnings per common share (note 9)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1.08</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.67</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Dividends per common share</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">0.25</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">0.22</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;" colspan="8">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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      <div style="line-height: 14.75pt; margin-bottom: 8pt;"><br style="line-height: 14.75pt;">
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              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold; color: #000000;">Consolidated Statements of Comprehensive Income</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: middle;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">For the three months ended March 31,</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="6">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2018</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,235</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,377</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other comprehensive income (loss) ("OCI"), net of tax</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Foreign exchange gains (losses) on:</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,267</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment hedges</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(118</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized gains (losses) arising during the period</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">992</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(326</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reclassification of net realized (gains) losses and impairments to net income</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(39</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Cash flow hedges:</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Unrealized gains (losses) arising during the period</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(40</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reclassification of realized losses to net income</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Share of other comprehensive income (losses) of associates</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total items that may be subsequently reclassified to net income</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">244</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">773</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Items that will not be reclassified to net income:</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Change in pension and other post-employment plans</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate revaluation reserve</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total items that will not be reclassified to net income</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other comprehensive income (loss), net of tax</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">258</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">752</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total comprehensive income (loss), net of tax</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,493</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,129</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total comprehensive income (loss) attributed to:</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">75</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">52</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(48</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 18pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,432</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,125</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-top: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-top: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-top: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;" id="ze5114c37248c427fb3513c3d41c4209d">

          <tr>
            <td valign="bottom" style="vertical-align: middle;" colspan="4">
              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold; color: #000000;">Income Taxes included in Other Comprehensive Income</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: middle;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">For the three months ended March 31,</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="6">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(Canadian $ in millions, unaudited)</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Income tax expense (recovery) on:</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Unrealized foreign exchange gains/losses on translation of foreign operations</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Unrealized foreign exchange gains/losses on net investment hedges</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(30</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Unrealized gains/losses on available-for-sale financial securities</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">252</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(128</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -4.4pt; margin-left: 4.4pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Reclassification of realized gains/losses and
                  recoveries/impairments to net income on available-for-sale financial securities</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">39</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Reclassification of realized gains/losses to net income on cash flow hedges</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Change in pension and other post-employment plans</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">16</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Real estate revaluation reserve</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total income tax expense (recovery)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">253</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(94</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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              <div style="text-align: left; line-height: 13.7pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold; color: #000000;">Consolidated Statements of Changes in Equity</font></div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">For the three months ended March 31,</font></div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(Canadian $ in millions, unaudited)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2019</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2018</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Preferred shares</font></div>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Balance, beginning of period</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,822</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,577</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">250</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Balance, end of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,822</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Common shares</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Balance, beginning of period</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">22,989</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Repurchased (note 9)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(116</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Issued on exercise of stock options</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">21</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Issued under dividend reinvestment and share purchase plans</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">193</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Balance, end of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23,052</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">23,010</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Contributed surplus</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Balance, beginning of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">265</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">277</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Exercise of stock options and deferred share units</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(3</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Stock option expense</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Balance, end of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">265</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">275</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Shareholders' retained earnings</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Balance, beginning of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">12,704</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Common shares repurchased (note 9)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(90</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Preferred share dividends</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(43</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(39</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Common share dividends</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(489</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(429</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Balance, end of period</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14,239</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,987</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Shareholders' accumulated other comprehensive income (loss) ("AOCI")</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Balance, beginning of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,212</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,087</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Change in actuarial gains (losses) on pension and other post-employment plans</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(21</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Change in unrealized foreign exchange gains (losses) of net foreign operations</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(691</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,149</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Change in unrealized gains (losses) on available-for-sale financial securities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">951</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(338</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Change in unrealized gains (losses) on derivative instruments designated as cash flow hedges</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(19</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(37</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Change in real estate revaluation reserve</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Balance, beginning of period</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">94</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">221</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(3</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net income (loss) attributed to participating policyholders</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(49</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other comprehensive income (loss) attributed to policyholders</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Balance, end of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">77</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">173</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Non-controlling interests</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Balance, beginning of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,093</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">929</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net income attributed to non-controlling interests</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">73</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">54</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other comprehensive income (loss) attributed to non-controlling interests</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">982</font></div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
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            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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          <tr>
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            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,235</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,377</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">43</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">44</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">414</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">30</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">56</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other amortization</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">155</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,825</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Deferred income tax expense (recovery)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">132</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Stock option expense</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Cash provided by operating activities before undernoted items</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,108</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,855</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Changes in policy related and operating receivables and payables</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(1,197</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(7</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Cash provided by (used in) operating activities</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,911</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,848</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Investing activities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Purchases and mortgage advances</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(19,525</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(23,610</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Disposals and repayments</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15,925</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">19,892</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Change in investment broker net receivables and payables</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">130</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net cash increase (decrease) from sale and purchase of subsidiaries and businesses</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">253</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Financing activities</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">137</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Redemption of capital instruments (note 8)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(500</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(200</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Changes in deposits from Bank clients, net</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">308</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">840</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Lease payments</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(27</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Shareholders' dividends paid in cash</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(339</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(468</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Contributions from (distributions to) non-controlling interests, net</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Common shares repurchased (note 9)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(206</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Common shares issued, net (note 9)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Preferred shares issued, net (note 9)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Cash provided by (used in) financing activities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(547</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">576</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Cash and short-term securities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Increase (decrease) during the period</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">147</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">685</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Effect of foreign exchange rate changes on cash and short-term securities</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(206</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">345</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Balance, beginning of period</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15,382</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">15,098</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Balance, end of period</font></div>
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            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15,323</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,128</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Cash and short-term securities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Beginning of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Gross cash and short-term securities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">16,215</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">15,965</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net payments in transit, included in other liabilities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(833</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(867</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net cash and short-term securities, beginning of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15,382</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">15,098</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">End of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Gross cash and short-term securities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">16,097</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">17,020</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net payments in transit, included in other liabilities</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(774</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(892</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net cash and short-term securities, end of period</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15,323</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,128</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Supplemental disclosures on cash flow information</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Interest received</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,761</font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,523</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Interest paid</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">259</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">247</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Income taxes paid</font></div>
            </td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">302</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">268</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; background-color: #FFFFFF;" colspan="8">
              <div style="line-height: 0pt;"><font style="line-height: 0pt;"> </font></div>
              <div style="text-align: justify; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">The accompanying notes are an integral part of these unaudited Interim Consolidated Financial
                  Statements.</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;" colspan="1">&#160;</td>
          </tr>

      </table>
      <div><br>
        <br>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">34</font></div>
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      </div>
      <div style="text-align: left; line-height: 15.95pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 14pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">&#160;</font><a name="RANGE!C5:L18"></a><a name="RANGE!B5:K18"></a><a name="RANGE!B6:K19"></a><a name="RANGE!B5:K24"></a><a name="RANGE!B25:I28"></a><a name="_1444817302"></a><a name="RANGE!B24:L32"></a><a name="RANGE!A22:I29"></a><a name="RANGE!B5:J30"></a><a name="RANGE!B8:J22"></a><a name="RANGE!B7:I12"></a><a name="RANGE!B18:J25"></a><a name="RANGE!B5:J12"></a><a name="RANGE!C5:L19"></a><a name="RANGE!C5:M16"></a><a name="RANGE!B5:K32"></a></font></div>
      <div style="text-align: left; line-height: 15.95pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 14pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 14pt; font-weight: bold;">CONDENSED NOTES TO INTERIM
            CONSOLIDATED FINANCIAL STATEMENTS</font></font></div>
      <div style="text-align: left; line-height: 9.1pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><font style="font-family: Arial, sans-serif; font-size: 8pt;">(</font>Canadian $ in millions except per
          share amounts or unless otherwise stated, unaudited)</font></div>
      <br>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;">
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="text-align: left; line-height: 13.7pt; margin-top: 18pt; margin-bottom: 6pt;">
            <div>
              <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                  <tr>
                    <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 1<br>
                      </font></td>
                    <td style="width: auto; vertical-align: top; text-align: left;">
                      <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Nature of Operations and Significant Accounting Policies</font></div>
                    </td>
                  </tr>

              </table>
            </div>
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Manulife Financial Corporation (&#8220;MFC&#8221;) is a publicly traded company and the holding company of The
          Manufacturers Life Insurance Company (&#8220;MLI&#8221;), a Canadian life insurance company. MFC and its subsidiaries (collectively, &#8220;Manulife&#8221; or the &#8220;Company&#8221;) is a leading financial services group with principal operations in Asia, Canada and the United
          States. Manulife&#8217;s international network of employees, agents and distribution partners offers financial protection and wealth management products and services to personal and business clients as well as asset management services to institutional
          customers.&#160; The Company operates as Manulife in Canada and Asia and as John Hancock in the United States.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements and condensed notes have been prepared in accordance with
          International Accounting Standard (&#8220;IAS&#8221;) 34 &#8220;Interim Financial Reporting&#8221; as issued by the International Accounting Standards Board (&#8220;IASB&#8221;), using accounting policies which are consistent with those used in the Company&#8217;s 2018 Annual
          Consolidated Financial Statements, except as disclosed in note 2.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements should be read in conjunction with the audited
          Consolidated Financial Statements for the year ended December 31, 2018, included on pages 96 to 178 of the Company&#8217;s 2018 Annual Report, as well as the disclosures on risk in the shaded text and tables in the&#8221; Risk Management and Risk Factors&#8221;
          section the First Quarter 2019 Management Discussion and Analysis. These risk disclosures are considered an integral part of these Interim Consolidated Financial Statements.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These Interim Consolidated Financial Statements as at and for the three months ended March 31, 2019 were
          authorized for issue by MFC&#8217;s Board of Directors on May 1, 2019.</font></div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 18pt; margin-bottom: 6pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z622e5cec8ff04ddcbeb43452fa7679d5" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 2</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Accounting and Reporting Changes</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Changes in accounting and reporting policy</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3530d789482f434f972f812f882173a9" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">IFRS 16 &#8220;Leases&#8221;</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk5722380"></a>Effective January 1, 2019, the Company adopted IFRS 16 &#8220;Leases&#8221; which was
          issued in January 2016 and replaces IAS 17 &#8220;Leases&#8221; and IFRIC 4 &#8220;Determining whether an arrangement contains a lease&#8221;. IFRS 16 sets out principles for the recognition, measurement, presentation and disclosure of leases for both parties to a
          contract. The standard brings most leases on-balance sheet under a single model and eliminates the previous classifications of operating and finance leases. Exemptions to this treatment are for lease contracts with low value assets or leases with
          duration of less than one year. Lessor accounting largely remains unchanged with previous classifications of operating and finance leases continuing.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company adopted IFRS 16 using the modified retrospective method with no restatement of comparative
          information. Right-of-use assets of $381 and lease liabilities of $410 were recognized within miscellaneous assets and other liabilities in the Consolidated Statements of Financial Position, respectively. The net post-tax impact of these
          adjustments was $22, of this $19 was recognized in shareholders&#8217; retained earnings and $3 was recognized in participating policyholders&#8217; equity. The assets and liabilities arise primarily from real estate lease contracts.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company applied the practical expedient of not reviewing lease classification under IFRS 16 for
          contracts not previously classified as leases. In addition, the Company has elected to expense lease payments on a straight-line basis for all leases with lease term of 12 months or less or the underlying asset has a low value.</font></div>
      <div>
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            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">IFRS Interpretation Committee (&#8220;IFRIC&#8221;) Interpretation 23 &#8220;Uncertainty over
                    Income Tax Treatments&#8221;</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company adopted IFRIC 23 &#8220;Uncertainty over Income Tax Treatments&#8221; which
          was issued in June 2017. IFRIC 23 was applied retrospectively. IFRIC 23 provides guidance on applying the recognition and measurement requirements in IAS 12 when there is uncertainty over income tax treatments including whether uncertain tax
          treatments should be considered together or separately based on which approach better predicts resolution of the uncertainty. Adoption of IFRIC 23 did not have a significant impact on the Company&#8217;s Consolidated Financial Statements.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">35</font></div>
        <div style="page-break-after: always;" id="DSPFPageBreak">
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      <div>
        <table cellspacing="0" cellpadding="0" id="z67b07de2e88c4807bf01cf6a7fd249a1" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(III)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Amendments to IAS 28 &#8220;Investments in Associates and Joint Ventures&#8221;</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company adopted the amendments to IAS 28 &#8220;Investments in Associates and
          Joint Ventures&#8221; which were issued in October 2017. The amendments were applied retrospectively. The amendments clarify that an entity applies IFRS 9 &#8220;Financial Instruments&#8221; to financial interests in an associate or joint venture, aside from
          investments in equity, to which the equity method is not applied. IAS 39 will be applied to these interests until IFRS 9 is adopted. Adoption of these amendments did not have a significant impact on the Company&#8217;s Consolidated Financial
          Statements.</font></div>
      <div>
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            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(IV)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Annual Improvements 2015&#8211;2017 Cycle</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company adopted amendments issued within the Annual Improvements 2015 &#8211;
          2017 Cycle which was issued in December 2017. The IASB issued four minor amendments to different standards as part of the Annual Improvements process, with the amendments to be applied prospectively. Adoption of these amendments did not have a
          significant impact on the Company&#8217;s Consolidated Financial Statements.</font></div>
      <div>
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            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(V)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Amendments to IAS 19 &#8220;Employee Benefits&#8221;</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company adopted amendments to IAS 19 &#8220;Employee Benefits&#8221; which were issued
          in February 2018.&#160; The amendments were applied prospectively. The amendments address the accounting for a plan amendment, curtailment or settlement that occurs within a reporting period. Updated actuarial assumptions must be used to determine
          current service cost and net interest for the remainder of the reporting period after such an event.&#160; The amendments also address how the accounting for asset ceilings are affected by such an event.&#160; Adoption of these amendments did not have a
          significant impact on the Company&#8217;s Consolidated Financial Statements.</font></div>
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">36</font></div>
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          <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
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              <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;" class="DSPFListTable" id="zdcea85cff97341a7baf1ec8aca91d559">

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                    <td style="width: 45pt; vertical-align: top; align: right; font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 3</td>
                    <td style="width: auto; vertical-align: top; text-align: left;">
                      <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Invested Assets and Investment Income</font></div>
                    </td>
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                  <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Carrying values and fair values of invested assets</font></div>
                </td>
              </tr>

          </table>
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">FVTPL<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">AFS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total carrying value</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total fair value</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Cash and short-term securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,292</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">9,451</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,354</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">16,097</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">16,097</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Debt securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Canadian government and agency</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">17,556</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,840</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23,396</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23,396</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">U.S. government and agency</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15,075</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">25,488</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">25,488</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">16,634</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,253</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">20,887</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">20,887</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Corporate</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">110,251</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,240</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">115,491</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">115,491</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Mortgage/asset-backed securities</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,011</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">213</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,224</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,224</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Public equities</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">18,504</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,642</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">21,146</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">21,146</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Mortgages</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">48,519</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">48,519</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">49,783</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Private placements</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">36,390</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">36,390</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">38,436</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Policy loans</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,390</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,390</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,390</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Loans to Bank clients</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,793</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,793</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,796</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Real estate</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Own use property</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,002</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,002</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,246</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Investment property</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10,799</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10,799</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10,799</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other invested assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Alternative long-duration assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6),(7)</sup></font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15,313</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">133</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,504</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23,950</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">24,613</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Various other</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">148</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,738</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,886</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,886</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total invested assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">193,122</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">42,847</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">123,489</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">359,458</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">364,678</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">As at December 31, 2018</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">FVTPL<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">AFS<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
                  </font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total carrying value</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total fair value</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Cash and short-term securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,080</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,163</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,972</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,215</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,215</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Debt securities<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
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                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Canadian government and agency</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,445</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,342</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">23,787</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">23,787</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">U.S. government and agency</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">11,934</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">13,990</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">25,924</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">25,924</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other government and agency</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,159</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,101</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">20,260</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">20,260</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Corporate</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">107,425</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">5,245</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">112,670</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">112,670</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Mortgage/asset-backed securities</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,774</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">179</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,953</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,953</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Public equities</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,721</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,458</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">19,179</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">19,179</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Mortgages</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">48,363</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">48,628</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Private placements</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">35,754</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">35,754</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">36,103</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Policy loans</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6,446</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6,446</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6,446</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Loans to Bank clients</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,793</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,793</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,797</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Real estate</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Own use property</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,016</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,016</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,179</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Investment property</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,761</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,761</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,761</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other invested assets</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Alternative long-duration assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6),(7)</sup></font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">14,720</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">101</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,617</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">23,438</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">24,211</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Various other</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">151</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,954</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,105</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,104</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total invested assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">187,409</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">43,579</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">122,676</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">353,664</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">356,217</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="zb86e096dd70046c49acecf914aaa5b6f">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">FVTPL classification was elected for securities backing insurance
                      contract liabilities to substantially reduce any accounting mismatch arising from changes in the fair value of these assets and changes in the value of the related insurance contract liabilities. If this election had not been made and
                      instead the available-for-sale (&#8220;AFS&#8221;) classification was selected, there would be an accounting mismatch because changes in insurance contract liabilities are recognized in net income rather than in OCI.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="z28db13c5658f46ac8debd8575d85e93c">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Securities that are designated as AFS are not actively traded by the Company but sales
                      do occur as circumstances warrant.&#160; Such sales result in a reclassification of any accumulated unrealized gain (loss) in AOCI to net income as a realized gain (loss).</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="z4527677861524ccda6b7d926f6b1805b">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Primarily includes assets classified as loans and carried at amortized cost, own use
                      properties, investment properties, equity method accounted investments, oil and gas investments, and leveraged leases.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="z0f55c91729fd422bb4a3186cb9311166">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Includes short-term securities with maturities of less than one year at acquisition
                      amounting to $2,604 (December 31, 2018 &#8211; $2,530) cash equivalents with maturities of less than 90 days at acquisition amounting to $8,139 (December 31, 2018 &#8211; $8,713) and cash of $5,354 (December 31, 2018 &#8211; $4,972).</font></div>
                </td>
              </tr>

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        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="zd79c9f20980c47e2ac97ed73533b01d0">

              <tr>
                <td style="width: 18.35pt; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Debt securities include securities which were acquired with maturities of less than one
                      year and less than 90 days of $1,097 and $nil, respectively (December 31, 2018 &#8211; $870 and $40, respectively).</font></div>
                </td>
              </tr>

          </table>
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        <div><br>
        </div>
        <div><br>
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          <div id="DSPFPageFooter">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
              <div style="line-height: 0pt;"><br style="line-height: 0pt;">
              </div>
              <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial
                    Corporation - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">37</font></div>
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          <div id="DSPFPageHeader"></div>
        </div>
        <div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="z9ecb0dea6a6f4a058ccfea8b488cf007">

                <tr>
                  <td style="width: 18.35pt; vertical-align: top;">
                    <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><a name="_Hlk515973032"></a>Alternative long-duration assets (&#8220;ALDA&#8221;) Include
                        investments in private equity of $6,793, power and infrastructure of $8,138, oil and gas of $3,528, timber and agriculture sectors of $4,544 and various other invested assets of $947 (December 31, 2018 &#8211; $6,769, $7,970, $3,416,
                        $4,493 and $791, respectively). <a name="_Hlk536179249"></a>During the period, a group of investments in hydro-electric power of $418 were sold. These investments were previously classified as held for sale.</font></div>
                  </td>
                </tr>

            </table>
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="z060b60db07c0495a8104b3a064c8ae26">

                <tr>
                  <td style="width: 18.35pt; vertical-align: top;">
                    <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(7)</sup></font></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">In 2018, the Company sold the following invested assets to related parties: $1,422 of
                        power and infrastructure ALDA to the John Hancock Infrastructure Master Fund L.P. in the U.S., an associate of the Company which is a structured entity based on partnership voting rights, the Company provides management services to
                        the fund and owns less than 1% of the ownership interest;&#160; $510 of U.S. commercial real estate to the Manulife US Real Estate Investment Trust in Singapore, an associate of the Company which is a structured entity based on
                        unitholder voting rights, the Company provides management services to the trust and owns approximately 8.5% of its units; and $1,314 of U.S. commercial real estate to three newly established joint ventures which are structured
                        entities based on voting rights.</font></div>
                  </td>
                </tr>

            </table>
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="z5437d60055184f8691d15fd08a5bc6cb">

                <tr>
                  <td style="width: 18pt; vertical-align: top;">
                    <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</font></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Investment income</font></div>
                  </td>
                </tr>

            </table>
          </div>
          <div style="text-align: left; line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="zf06642bfe6c543b1a4b9d642f260195f" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

              <tr>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest income</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,828</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,682</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Dividend, rental and other income</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">668</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">541</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Impairments, provisions and recoveries, net</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">60</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">191</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(15</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,747</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,235</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                  <div style="text-align: left; text-indent: -4.2pt; margin-left: 4.2pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Realized and unrealized gains (losses) on assets supporting insurance and
                      investment contract liabilities and on the macro equity hedging program</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Debt securities</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,666</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(3,192</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Public equities</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,704</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(257</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">22</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(75</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">77</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">94</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">321</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(331</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivatives, including macro equity hedging program</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,123</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,559</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,926</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(5,316</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total investment income</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,673</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,081</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
                </td>
              </tr>

          </table>
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="z283e3bb736cb4be795a6fbe550a38813">

                <tr>
                  <td style="width: 18pt; vertical-align: top; align: right;">
                    <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(c)</font></div>
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                  <td style="width: auto; vertical-align: top;">
                    <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</font></div>
                  </td>
                </tr>

            </table>
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          <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents fair values and the fair value hierarchy of invested assets and
              segregated funds net assets measured at fair value in the Consolidated Statements of Financial Position.</font></div>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total fair</font></div>
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">value</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Level 1</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Level 2</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Level 3</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash and short-term securities</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
                <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,292</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,292</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">9,451</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">9,451</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,354</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,354</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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                  <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">FVTPL</font></div>
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                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">17,556</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10,413</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10,413</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">16,634</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">16,442</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">192</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">110,251</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">109,324</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">927</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage/asset-backed securities</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">13</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">7</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage/asset-backed securities</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,308</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,308</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other securitized assets</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,690</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,690</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">AFS</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Canadian government and agency</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,840</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,840</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15,075</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15,075</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,253</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,215</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">38</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,240</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,116</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">124</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage/asset-backed securities</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage/asset-backed securities</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">148</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">111</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">37</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other securitized assets</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">64</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">64</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Public equities</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">18,504</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">18,501</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,642</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,640</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Real estate - investment
                        property</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10,799</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10,799</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other invested assets</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">18,175</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">18,169</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net
                        assets</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,425</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">300,330</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">29,699</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,396</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</font></div>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">326,831</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">34,693</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Cash and short-term securities</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,080</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,080</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,163</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,163</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,972</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,972</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Debt securities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">FVTPL</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,445</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,445</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 27pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">11,934</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,159</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">15,979</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">180</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">107,425</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">106,641</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">784</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage/asset-backed securities</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">13</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage/asset-backed securities</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,344</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 27pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,344</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other securitized assets</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,417</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 27pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,417</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">AFS</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,342</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 27pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,342</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">U.S. government and agency</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">13,990</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">13,990</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other government and agency</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,101</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 27pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,064</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">37</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Corporate</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">5,245</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 27pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">5,125</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">120</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Residential mortgage/asset-backed securities</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commercial mortgage/asset-backed securities</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">128</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 36pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">128</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other securitized assets</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">49</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 36pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">49</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Public equities</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">FVTPL</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,721</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">16,718</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">AFS</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,458</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,456</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Real estate - investment
                      property</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,761</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,761</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other invested assets</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">17,562</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 45pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">17,562</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net
                      assets</font><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">313,209</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">276,178</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">32,584</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,447</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">562,520</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">300,324</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">228,293</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">33,903</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt; clear: both;"><br style="line-height: 1.15pt;">
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="z6eadd90ff111486a85dce4079a101871">

              <tr>
                <td style="width: 22.5pt; vertical-align: top;">
                  <div style="text-align: left; margin-left: 4.15pt; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">For real estate investment properties, the significant unobservable
                      inputs are capitalization rates (ranging from 2.75% to 8.50% during the period and ranging from 2.75% to 8.75% during the year 2018) and terminal capitalization rates (ranging from 3.65% to 9.25% during the period and ranging from
                      3.65% to 9.25% during the year 2018). Holding other factors constant, a lower capitalization or terminal capitalization rate will tend to increase the fair value of an investment property. Changes in fair value based on variations in
                      unobservable inputs generally cannot be extrapolated because the relationship between the directional changes of each input is not usually linear.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;" class="DSPFListTable" id="zf25abe9064204a92b3001962e19299f3">

              <tr>
                <td style="width: 22.5pt; vertical-align: top;">
                  <div style="text-align: left; margin-left: 4.15pt; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Other invested assets measured at fair value are held primarily in the power and
                      infrastructure and timber sectors. The significant inputs used in the valuation of the Company&#8217;s power and infrastructure investments are primarily future distributable cash flows, terminal values and discount rates. Holding other
                      factors constant, an increase to future distributable cash flows or terminal values would tend to increase the fair value of a power and infrastructure investment, while an increase in the discount rate would have the opposite effect.
                      Discount rates during the period ranged from 7.80% to 16.0% (for the year ended December 31, 2018 &#8211; ranged from 8.95% to 16.5%). Disclosure of distributable cash flow and terminal value ranges are not meaningful given the disparity in
                      estimates by project. The significant inputs used in the valuation of the Company&#8217;s investments in timberland are timber prices and discount rates. Holding other factors constant, an increase to timber prices would tend to increase
                      the fair value of a timberland investment, while an increase in the discount rates would have the opposite effect. Discount rates during the period ranged from 5.0% to 7.0% (for the year ended December 31, 2018 &#8211; ranged from 5.0% to
                      7.0%). A range of prices for timber is not meaningful as the market price depends on factors such as property location and proximity to markets and export yards.</font></div>
                </td>
              </tr>

          </table>
        </div>
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      <div style="line-height: 12.55pt; margin-bottom: 6pt;">
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                  <div style="text-align: left; margin-left: 4.15pt; line-height: 9.1pt; margin-bottom: 2pt; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></div>
                </td>
                <td style="width: auto; vertical-align: top;">
                  <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Segregated funds net assets are measured at fair value. The Company&#8217;s Level 3
                      segregated funds assets are predominantly invested in investment properties and timberland properties valued as described above.</font></div>
                </td>
              </tr>

          </table>
        </div>
        <div><br>
        </div>
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        </div>
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            <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
              <div style="line-height: 0pt;"><br style="line-height: 0pt;">
              </div>
              <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial
                    Corporation - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">39</font></div>
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        <div>
          <div style="text-align: left; margin-left: 4.5pt; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Fair value and the fair value hierarchy of invested assets not measured at fair value.</div>
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
          <table cellspacing="0" cellpadding="0" id="z51aaeb9089a24ef2a15b3d43edb2bb8d" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

              <tr>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
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                <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Carrying</font></div>
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">value</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total fair</font></div>
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">value</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Level 1</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Level 2</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Level 3</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</font></div>
                </td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">48,519</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">49,783</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">49,783</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</font></div>
                </td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">36,390</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">38,436</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">32,778</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,658</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</font></div>
                </td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,390</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,390</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,390</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to Bank clients</font></div>
                </td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,793</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,796</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,796</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate - own use property</font></div>
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                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,246</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,246</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">9,661</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10,324</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">127</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10,197</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets disclosed at fair value</font></div>
                </td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">104,755</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">109,975</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">127</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">40,964</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">68,884</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
                    </font></div>
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">As at December 31, 2018</font></div>
                </td>
                <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
                    </font></div>
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Carrying</font></div>
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">value</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total fair</font></div>
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">value</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Level 1</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Level 2</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                  <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Level 3</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Mortgages</font></div>
                </td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">48,363</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">48,628</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">48,628</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Private placements</font></div>
                </td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">35,754</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">36,103</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">30,325</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">5,778</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policy loans</font></div>
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                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6,446</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6,446</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6,446</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Loans to Bank clients</font></div>
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                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,793</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,797</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,797</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Real estate - own use property</font></div>
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                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,016</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,179</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,179</font></div>
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                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other invested assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                </td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">9,981</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,753</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">121</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10,632</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total invested assets disclosed at fair value</font></div>
                </td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">104,353</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">106,906</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">121</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">38,568</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
                <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
                </td>
                <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                  <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">68,217</font></div>
                </td>
                <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              </tr>

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          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
          <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="z460972b02d1349a7a1eab83c2711db89">

                <tr>
                  <td style="width: 9.35pt; vertical-align: top; align: right;">
                    <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="text-align: left; text-indent: 26.65pt; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other invested assets disclosed at fair value include
                        $3,361 (December 31, 2018 - $3,575) of leveraged leases which are disclosed at their carrying values as fair value is not routinely calculated on these investments.</font></div>
                  </td>
                </tr>

            </table>
          </div>
          <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Transfers between Level 1 and Level 2</font></div>
          <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company records transfers of assets and liabilities between Level 1 and Level 2 at their fair
              values as at the end of each reporting period, consistent with the date of the determination of fair value. Assets are transferred out of Level 1 when they are no longer transacted with sufficient frequency and volume in an active market.
              Conversely, assets are transferred from Level 2 to Level 1 when transaction volume and frequency are indicative of an active market. During the three months ended March 31, 2019 and 2018, the Company had $nil transfers between Level 1 and
              Level 2.</font></div>
          <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For segregated funds net assets, the Company had $nil transfers between Level 1 and Level 2 for the
              three months ended March 31, 2019 (March 31, 2018 &#8211; $nil).</font></div>
          <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Invested assets and segregated funds net assets measured at fair value on the
              Consolidated Statements of Financial Position using significant unobservable inputs (Level 3)</font></div>
          <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company classifies the fair values of the invested assets and segregated funds net assets as
              Level 3 if there are no observable markets for these assets or, in the absence of an active markets, most of the inputs used to determine fair value are based on the Company&#8217;s own assumptions about market participant assumptions. The Company
              prioritizes the use of market-based inputs over entity-based assumptions in determining Level 3 fair values. The gains and losses in the tables below include the changes in fair value due to both observable and unobservable factors.</font></div>
          <div style="line-height: 12.55pt; margin-bottom: 6pt;"><br style="line-height: 12.55pt;">
          </div>
        </div>
        <div><br>
        </div>
        <div><br>
        </div>
        <div style="text-align: left; line-height: 12.55pt;"><br>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
          </div>
          <div><br>
            <div><br>
            </div>
            <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
              <div id="DSPFPageFooter">
                <div style="line-height: 0pt;"><br style="line-height: 0pt;">
                </div>
                <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
                  <div style="line-height: 0pt;"><br style="line-height: 0pt;">
                  </div>
                  <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial
                        Corporation - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
                </div>
              </div>
              <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">40</font></div>
              <div id="DSPFPageBreak" style="page-break-after: always;">
                <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
              <div id="DSPFPageHeader"></div>
            </div>
            <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents a roll forward of invested assets and segregated funds net assets measured at fair value using significant unobservable inputs (Level 3) for
              the three months ended March 31, 2019 and 2018.</font></div>
        </div>
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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          <tr>
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              <div style="text-align: left; line-height: 8pt; font-weight: normal;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt; color: rgb(0, 0, 0);">For the</font></div>
              <font style="font-weight: normal;"> </font>
              <div style="text-align: left; line-height: 8pt; font-weight: normal;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt; color: rgb(0, 0, 0);">three months ended March 31,2019</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Balance, January 1, 2019</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Purchases</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Sales</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Settlements</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Transfer</font></div>
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">into</font></div>
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Transfer</font></div>
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">out of</font></div>
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Currency movement</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt; color: rgb(0, 0, 0);">Balance, March 31, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Change in unrealized gains (losses) on assets still held</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 12%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; </font></div>
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; agency</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">180</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(5</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">192</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">7</font></div>
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              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">784</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">19</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">34</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(45</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(11</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">161</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">927</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage/</font></div>
              <div style="text-align: left; text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; asset-backed</font></div>
              <div style="text-align: left; text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160; securities</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">971</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">26</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">45</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(11</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">161</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(16</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">39</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">8</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">45</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(3</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">200</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">FVTPL</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">3</font></div>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">66</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">14</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">10,799</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">73</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">17,562</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">282</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">30</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">936</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(82</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(252</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(307</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">18,169</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">259</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">28,323</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">355</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">30</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">1,002</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(82</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(252</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">14</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(422</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">28,968</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">332</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds net</font></div>
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160; assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">4,447</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">40</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(39</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">4,396</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">33,903</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">421</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">32</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">1,096</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(174</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(272</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">175</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">(488</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">34,693</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt;">399</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <div style="line-height: 5.7pt;"><br style="line-height: 5.7pt;">
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      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">three months ended March 31,2018</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Settlements</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Transfer</font></div>
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">into</font></div>
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Transfer</font></div>
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">out of</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Currency movement</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt; font-weight: bold;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 7pt; color: rgb(0, 0, 0);">Balance, March 31, 2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-weight: bold;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; color: #000000;">Change in unrealized gains (losses) on assets still held</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Debt securities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">FVTPL</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 12%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp; </font></div>
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160;&#160; agency</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">239</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">18</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">233</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Corporate</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">710</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(55</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">44</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">688</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage/</font></div>
              <div style="text-align: left; text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160;&#160; asset-backed securities</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other securitized assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">25</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">31</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">30</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">975</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">59</font></div>
            </td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(37</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(15</font></div>
            </td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(80</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">62</font></div>
            </td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">958</font></div>
            </td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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          <tr>
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              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">AFS</font></div>
            </td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
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              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Other government &amp;</font></div>
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">&#160;&#160; agency</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">46</font></div>
            </td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
            </td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
            </td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(2</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">89</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">5</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(7</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">5</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">91</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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              <div style="text-align: left; text-indent: -3.75pt; margin-left: 3.75pt; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">Residential mortgage/</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">2</font></div>
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            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">6</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(2</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(4</font></div>
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              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Public equities</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">13,139</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">75</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">16,203</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1,147</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">371</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">15,548</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(431</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">28,732</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1,052</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,298</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(734</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(174</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">616</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">28,687</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(356</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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          <tr>
            <td valign="bottom" colspan="3" rowspan="1" style="vertical-align: bottom; width: 12%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Segregated funds net</font></div>
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">&#160;&#160; assets</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,255</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">22</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Times New Roman', serif; font-size: 7pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">35</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">62</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">4,325</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 12%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt; font-weight: bold;">Total</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">34,101</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(1,036</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">1,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(816</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(90</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">749</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">34,110</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">(349</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 8pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 7pt;">)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zd97cdd98c0c54ed8bef36bed1f5a1d66" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">These amounts are included in net investment income on the Consolidated Statements of Income
                    except for the amount related to segregated funds net assets, where the amount is recorded in changes in segregated funds net assets, refer to note 14.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z91885ae57e8941b5b0aae67c7514590d" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">These amounts are included in AOCI on the Consolidated Statements of Financial Position.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3c81ea0d0758472c82e50efd4e5bfe36" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">For assets that are transferred into and/or out of Level 3, the Company uses fair values of the assets at the
                    beginning of period.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Transfers into Level 3 primarily result from securities that were impaired during the
          periods or securities where a lack of observable market data (versus the previous period) resulted in reclassifying assets into Level 3. Transfers from Level 3 primarily result from observable market data now being available for the entire term
          structure of the debt security.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><br>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">41</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z8343b2c72d704ed5aff75da83c4d963d" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 4</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Derivative and Hedging Instruments</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value of derivatives</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the gross notional amount and fair value of derivative contracts by the
          underlying risk exposure for derivatives in qualifying hedge accounting relationships and derivatives not designated in qualifying hedge accounting relationships.</font></div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="zed80d775b3cd4b8d8310f0448b98509f" style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;&#160;&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 31, 2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">As at</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Notional amount</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="2" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Fair value</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" rowspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Notional amount</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="2" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Fair value</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Qualifying hedge accounting relationships</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 14%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Fair value hedges</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 14%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Interest rate swaps</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">426</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">519</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 14%; background-color: rgb(255, 255, 255);"><br>
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            <td valign="bottom" style="vertical-align: bottom; width: 14%; background-color: rgb(255, 255, 255);"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">Foreign currency swaps</font> <br>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">89</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">91</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Cash flow hedges</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 14%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Foreign currency swaps</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,814</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">44</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">376</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,834</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">80</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">367</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-left: 15%; width: 14%; background-color: rgb(255, 255, 255);"><br>
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            <td valign="bottom" style="vertical-align: bottom; width: 14%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt; color: #000000; font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Forward contracts</div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">60</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">80</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">466</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Foreign currency swaps</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,341</font></div>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Currency rate futures</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Forward contracts</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">29,248</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">670</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; font-weight: bold; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-size: 8pt; font-weight: normal; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;-</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; font-weight: normal; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; font-weight: normal; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-size: 8pt; font-weight: normal; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;-</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;-</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-size: 8pt; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;-</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
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          <tr>
            <td valign="bottom" rowspan="1" colspan="3" style="vertical-align: bottom; width: 28%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Total derivatives not designated in qualifying</font></div>
              <div style="text-align: left; text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">&#160;&#160; hedge accounting relationships</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">409,558</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,910</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7,817</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">410,245</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,597</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7,337</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Total derivatives</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,959</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">414,734</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,703</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7,803</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The total notional <a name="_Hlk516220804"></a>amount of $414 billion (December 31,
          2018 &#8211; $415 billion) includes $136 billion (December 31, 2018 &#8211; $136 billion) related to derivatives utilized in the Company&#8217;s variable annuity guarantee dynamic hedging and macro equity risk hedging programs. Due to the Company&#8217;s variable
          annuity hedging practices, a large number of trades are in offsetting positions, resulting in materially lower net fair value exposure to the Company than what the gross notional amount would suggest.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_Hlk516220911"></a>The following table presents fair value of the derivative instruments by
          remaining term to maturity. Fair values disclosed below do not incorporate the impact of master netting agreements (refer to note 6).</font></div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="zbbb5c2eba5e64974b131b50af508a66d" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="15" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Remaining term to maturity</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Less than</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1 year</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1 to 3</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">years</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3 to 5</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">years</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Over 5</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">years</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Derivative assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,118</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">840</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,211</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">12,790</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,959</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Derivative liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">232</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">188</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7,673</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="15" style="vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: center; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Remaining term to maturity</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">As at December 31, 2018</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Less than</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1 year</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1 to 3</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">years</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3 to 5</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">years</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Over 5</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">years</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Derivative assets</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">649</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">671</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">795</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,588</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,703</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Derivative liabilities</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">359</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">229</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">227</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,988</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7,803</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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          <tr>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Fair value</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Level 1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Level 2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Level 3</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative assets</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14,654</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">13,436</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,218</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">625</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">617</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">671</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">642</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">29</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit default swaps</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,959</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14,704</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,255</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,442</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,066</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">376</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,703</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,703</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">104</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">38</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">66</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">7,807</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">442</font></div>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">As at December 31, 2018</font></div>
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            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative assets</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">12,155</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11,537</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">618</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">886</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">876</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">653</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">621</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">32</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Credit default swaps</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,703</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,043</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">660</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Derivative liabilities</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest rate contracts</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,815</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,318</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">497</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Foreign exchange contracts</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,814</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,813</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 16pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity contracts</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">174</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">118</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">56</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total derivative liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7,803</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7,249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">554</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents a roll forward for the net derivative contracts measured at fair value using
          significant unobservable inputs (Level 3).</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">For the three months ended March 31,</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Balance as at January 1,</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">106</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">769</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Net realized/unrealized gains (losses) included in:</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Net income<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">695</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(445</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">OCI<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">21</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(18</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Purchases</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Settlements</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">30</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Transfers</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Into Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">103</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Out of Level 3<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(71</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(61</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Currency movement</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Balance as at March 31</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">813</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">291</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Change in unrealized gains (losses) on instruments still held</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">669</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(422</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="z470dc7a44b7140528b2eee01aad655bb" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">These amounts are included in investment income on the Consolidated Statements of Income.</font></div>
              </td>
            </tr>

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      <div>
        <table cellspacing="0" cellpadding="0" id="zfc73b2766c2b40e5a1126a410fa13d05" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">These amounts are included in AOCI on the Consolidated Statements of Financial Position.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7ff80ca55a924ad5808213be7d2ced8a" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 9pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">For </font><a name="_Hlk516221118"></a><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">derivatives transferred into and out of Level 3, the Company uses the fair value of the items at the end and beginning of the
                      period, respectively. Transfers into Level 3 occur when the inputs used to price the assets and liabilities lack observable market data (versus the previous period). Transfers out of Level 3 occur when the inputs used to price the
                      assets and liabilities become available from observable market data.</font></font></div>
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 9pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"> <br>
                    </font></font></div>
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            </tr>

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      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z0eda5020cc63409f9b1abadbb4db0e5a" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 45pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 5</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Insurance and Investment Contract Liabilities</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z6a127e61ebb6418da12315fdf051ab18" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Insurance and investment contracts</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company monitors experience and reviews the assumptions used in the calculation of insurance and
          investment contract liabilities on an ongoing basis to ensure they appropriately reflect future expected experience and any changes in the risk profile of the business.&#160; Any changes to the methods and assumptions used in projecting future asset
          and liability cash flows will result in a change in insurance and investment contract liabilities.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">For the three months ended March 31, 2019, changes in assumptions and model enhancements
          did not impact insurance and investment contract liabilities or net income attributed to shareholders (March 31, 2018 &#8211; no changes in assumptions and model enhancements).</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">43</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7acb7719addb48809010579e0c29ab53" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Investment contracts &#8211; Fair value measurement</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at March 31, 2019, the fair value of investment contract liabilities measured at fair value was $785
          (December 31, 2018 &#8211; $782). The carrying value and fair value of investment contract liabilities measured at amortized cost were $2,424 and $2,708, respectively (December 31, 2018 &#8211; $2,483 and $2,718, respectively). The net carrying value and
          fair value of investment contract liabilities were $2,305 and $2,588, respectively (December 31, 2018 - $2,355 and $2,588, respectively)</font>.<br>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
          <div>
            <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

                <tr>
                  <td style="width: 18pt; vertical-align: top; align: right;">
                    <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(c)</font></div>
                  </td>
                  <td style="width: auto; vertical-align: top;">
                    <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 11pt; font-weight: bold;">Gross claims and benefits</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents a breakdown of gross claims and benefits for the three months ended March
          31, 2019 and 2018.</font></div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z41b64ce4b9974b838edf83dd7c61eaad" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Death, disability and other claims</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,944</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,885</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Maturity and surrender benefits</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,123</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,797</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Annuity payments</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,028</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,009</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Policyholder dividends and experience rating refunds</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">323</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">323</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net transfers from segregated funds</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(249</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(367</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,169</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,647</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zed09ed6e05224cebb51be2a61c660207" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(d)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"><a name="_Hlk6824245"></a>Annuity coinsurance transactions</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On September 26, 2018, the Company entered into coinsurance agreements with Reinsurance Group of America
          (&#8220;RGA&#8221;) to reinsure a block of legacy U.S. individual pay-out annuities business from John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;) with a 100% quota share and John Hancock Life Insurance Company of New York (&#8220;JHNY&#8221;) with a 90% quota
          share.&#160;Under the terms of the agreements, the Company will maintain responsibility for servicing the policies. The transaction was structured such that the Company ceded policyholder contract liabilities and transferred invested assets backing
          these liabilities. The JHUSA transaction closed in 2018.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The JHNY transaction closed with an effective date of January 1, 2019. The Company recorded an after-tax
          gain of $18, which includes an increase of reinsurance assets of $132 and ceded premiums of $131 on the Consolidated Statements of Income.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On October 31, 2018, the Company entered into coinsurance agreements with Jackson National Life Insurance
          Company (&#8220;Jackson&#8221;), a wholly-owned subsidiary of Prudential plc, to reinsure a block of legacy U.S. group pay-out annuities business from JHUSA with a 100% quota share and JHNY with a 90% quota share. Under the terms of the agreements, the
          Company will maintain responsibility for servicing the policies. The transaction was structured such that the Company ceded policyholder contract liabilities and transferred related invested assets backing these liabilities. The JHUSA transaction
          closed in 2018.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The JHNY transaction closed with an effective date of January 1, 2019. The Company recorded an after-tax
          gain of $31, which includes an increase of reinsurance assets of $621, a ceding commission paid of $35 and ceded premiums of $581 on the Consolidated Statements of Income.</font></div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z40c871b227fc41a1ae9fb6c9488fa8ce" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 54pt; vertical-align: top;"><a name="_Toc283733901"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 6</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Risk Management</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
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      <div style="text-align: left; line-height: 12.55pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s policies and procedures for managing risk related to financial instruments and insurance contracts can be found
          in note 9 of the Company&#8217;s 2018 Annual Consolidated Financial Statements as well as the shaded tables and text in the &#8220;Risk Management&#8221; section of the Company&#8217;s Management Discussion and Analysis (&#8220;MD&amp;A&#8221;) in the 2018 Annual Report.</font></div>
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        <table cellspacing="0" cellpadding="0" id="zde83493efaa246f3bf6d566dc1e42689" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Risk disclosures included in the First Quarter&#8217;s MD&amp;A</font></div>
              </td>
            </tr>

        </table>
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      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Market risk sensitivities related to variable annuity and segregated fund guarantees, publicly traded
          equity performance risk, interest rate and spread risk and alternative long-duration asset performance risk are disclosed in shaded text and tables in the &#8220;Risk Management and Risk Factors&#8221; section of the First Quarter 2019 Management Discussion
          and Analysis. These disclosures are in accordance with IFRS 7 &#8220;Financial Instruments: Disclosures&#8221; and IAS 34 &#8220;Interim Financial Reporting&#8221; and are an integral part of these Interim Consolidated Financial Statements.</font></div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
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          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">44</font></div>
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          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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        <table cellspacing="0" cellpadding="0" id="z226690d6437c44268ffa6e295f2875b3" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit risk</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3b878e5a2b194689a782f8935a810df2" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(I)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit quality</font></div>
              </td>
            </tr>

        </table>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The credit quality of commercial mortgages and private placements is assessed at least
          annually by using an internal rating based on regular monitoring of credit related exposures, considering both qualitative and quantitative factors.</font></div>
      <div>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt; font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the credit quality and carrying value of the commercial mortgages and private
          placements.</div>
        <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
        </div>
        <table align="right" cellspacing="0" cellpadding="0" border="0" id="z8adf74621b3f467b86d314befb70ed1f" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">AAA</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">AA</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0);">&#160;<font style="font-size: 8pt;">A</font></td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);"><br>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">BBB</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">BB</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">B and lower</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Total</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Commercial mortgages</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Retail</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">107</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,379</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,911</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,164</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">11</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">63</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,635</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Office</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">55</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,533</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,490</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,625</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">28</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,737</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Multi-family residential</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">703</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,416</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,274</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">36</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,210</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Industrial</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">35</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">368</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,824</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">329</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">118</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,674</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Other</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">284</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">356</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,157</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,198</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; font-weight: bold; color: rgb(0, 0, 0);">9</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">3,004</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 16%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Total commercial</font></div>
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">&#160;&#160; mortgages</font></div>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,184</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">5,052</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">15,656</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">6,097</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">193</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">78</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">28,260</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Agricultural mortgages</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">151</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">374</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">525</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Private placements</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,112</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4,901</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">13,643</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">14,206</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">910</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,618</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">36,390</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Total</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2,296</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">10,104</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">29,299</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">20,677</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,103</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,696</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">65,175</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">As at December 31, 2018</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">AAA</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">AA</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-size: 8pt;">&#160;A</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);"><br>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">BBB</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">BB</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">B and lower</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
                <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Total</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Commercial mortgages</font></div>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Retail</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">82</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,524</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,459</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,227</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">11</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">74</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,377</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Office</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">56</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,495</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,454</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,650</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">45</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,706</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Multi-family residential</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">613</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,427</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,407</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">839</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">37</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">339</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">120</font></div>
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                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,814</font></div>
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                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Other</font></div>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">289</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">334</font></div>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,167</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,191</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">14</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,995</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 16%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Total commercial </font></div>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,076</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">5,146</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">15,440</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">6,246</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">213</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">94</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">28,215</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Agricultural mortgages</font></div>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">163</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 9pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">389</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">552</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; width: 16%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Private placements</font></div>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,143</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4,968</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">13,304</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">14,055</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt; margin-left: 18pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">733</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,551</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">35,754</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 16%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Total</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,219</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">10,277</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">28,744</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">20,690</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">946</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,645</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">64,521</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt; margin-bottom: 6pt; clear: both;"><br style="line-height: 1.15pt;">
        </div>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The company assess credit quality of residential mortgages and loans to Bank clients
            at least annually with the loan status as performing or non-performing being the key credit quality indicator.</font></div>
      </div>
      <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the carrying value of residential mortgages and loans to Bank clients.</font>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z5cfb69b2090e4443a36cac2dc7090d6e" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="10" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 31, 2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Insured</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Uninsured</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Insured</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Uninsured</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Residential mortgages</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Performing</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,813</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">12,878</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">19,691</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6,854</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">12,696</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">19,550</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Non-performing<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">46</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Loans to Bank clients</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Performing</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">n/a</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">n/a</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,787</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Non-performing<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">n/a</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">n/a</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,833</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14,694</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">21,527</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6,873</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">14,516</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">21,389</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
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                <div style="text-align: left; line-height: 9.1pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
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                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(II)</font></div>
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                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Past due or credit impaired financial assets</font></div>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the carrying values of financial assets which are either
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="11" style="vertical-align: bottom; border-bottom: #000000 solid 2px;">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Past due but not impaired</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total impaired</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Allowance for credit losses</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Debt securities</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">FVTPL</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">178</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">AFS</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Private placements</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Mortgages and loans to Bank clients</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">68</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">68</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">114</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other financial assets</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">169</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">289</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">303</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">302</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">64</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="11" style="vertical-align: bottom; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
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              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Past due but not impaired</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">As at December 31, 2018</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Less than 90 days</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">90 days and greater</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total impaired</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Allowance for credit losses</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Debt securities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">FVTPL</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">14</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">39</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">AFS</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Private placements</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">15</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">18</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">43</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Mortgages and loans to Bank clients</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">70</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">70</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">120</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">52</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other financial assets</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">77</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">26</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">103</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">28</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">204</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">179</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">95</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(c)</font></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Securities lending, repurchase and reverse repurchase
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        </table>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at March 31, 2019, the Company had loaned securities (which are included in invested
          assets), with a market value of $1,794 (December 31, 2018 &#8211; $1,518). The Company holds collateral with a current market value that exceeds the value of securities lent in all cases.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at March 31, 2019, the Company had engaged in reverse repurchase transactions of $270
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      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(d)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Credit default swaps</font></div>
              </td>
            </tr>

        </table>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company replicates exposure to specific issuers by selling credit protection via
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            11pt; color: #231F20;">presents</font> details of the <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #231F20;">credit default swap</font> protection sold by type of contract and external agency rating for the
          underlying reference security.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><br>
        <div><br>
        </div>
        <div><br>
        </div>
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        </div>
        <div><br>
        </div>
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        </div>
        <div><br>
        </div>
        <div><br>
        </div>
        <div><br>
        </div>
        <div><br>
        </div>
        <div><br>
          <br>
        </div>
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            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
              <div style="line-height: 0pt;"><br style="line-height: 0pt;">
              </div>
              <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial
                    Corporation - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">46</font></div>
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            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
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        <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><a name="_MON_1420548047"></a><a name="_MON_1427869565"></a><a name="_MON_1401625181"></a><a name="_MON_1401625206"></a><a name="_MON_1401625217"></a><a name="_MON_1401625267"></a><a name="_MON_1401625289"></a><a name="_MON_1404629424"></a><a name="_MON_1404648618"></a><a name="_MON_1405855719"></a><a name="_MON_1406040136"></a><a name="_MON_1407226083"></a><a name="_MON_1407237949"></a><a name="_MON_1412420811"></a></font></div>
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          <tr>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Fair value</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Single name CDSs<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3) </sup>&#8211; Corporate debt</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="2" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: left; width: 52%; background-color: rgb(255, 255, 255);"><font style="font-size: 9pt;">&#160;&#160;&#160;&#160;&#160; A </font><br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;"> <br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">434</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 9pt; color: rgb(0, 0, 0);">&#160;&#160;&#160;&#160;&#160; BBB</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">175</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total single name CDSs</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">633</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total CDS protection sold</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">633</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">As at December 31, 2018</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Fair value</font></div>
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              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Weighted average maturity</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Single name CDSs<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3) </sup>&#8211; Corporate debt</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 52%; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 9pt; color: rgb(0, 0, 0);">&#160;&#160;&#160;&#160;&#160; AA</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">25</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: left; width: 52%; background-color: rgb(255, 255, 255);"><font style="font-size: 9pt;">&#160;&#160;&#160;&#160;&#160; A</font> <br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;"> <br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">447</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 52%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 9pt; color: rgb(0, 0, 0);">&#160;&#160;&#160;&#160;&#160; BBB</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">180</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total single name CDSs</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">652</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total CDS protection sold</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">652</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div>
        <table cellspacing="0" cellpadding="0" id="zce2c525f941a48b78b00600b45e262c8" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-top: 2pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Notional amount represents the maximum future payments the Company
                    would have to pay its counterparties assuming a default of the underlying credit and zero recovery on the underlying issuer obligation.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z83f90b2cb02a4d898cb256cc4e2422fb" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The weighted average maturity of the CDS is weighted based on notional amounts.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z737553f925c44d5db6f987e2816ea162" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: justify; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Ratings are based on S&amp;P where available followed by Moody&#8217;s, DBRS, and Fitch. If
                    no rating is available from a rating agency, an internally developed rating is used.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company held no purchased credit protection as at March 31, 2019 and December 31,
          2018.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zee26adb917ba426d81487efbef6ef033" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(e)</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Derivatives</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s point-in-time exposure to losses related to credit risk of a derivative
          counterparty is limited to the amount of any net gains that may have accrued with a particular counterparty. Gross derivative counterparty exposure is measured as the total fair value (including accrued interest) of all outstanding contracts in a
          gain position excluding any offsetting contracts in a loss position and the impact of collateral on hand.&#160; The Company seeks to limit the risk of credit losses from derivative counterparties by: using investment grade counterparties; entering
          into master netting arrangements which permit the offsetting of contracts in a loss position in the case of a counterparty default; and entering into Credit Support Annex agreements, whereby collateral must be provided when the exposure exceeds a
          certain threshold.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">All contracts are held with counterparties rated BBB+ or higher. As at March 31, 2019,
          the percentage of the Company&#8217;s derivative exposure which was with counterparties rated AA- or higher amounted to 22 per cent (December 31, 2018 &#8211; 19 per cent). As at March 31, 2019, the largest single counterparty exposure, without taking into
          account the impact of master netting agreements or the benefit of collateral held, was $2,565 (December 31, 2018 &#8211; $2,269). The net exposure to this counterparty, after taking into account master netting agreements and the fair value of
          collateral held, was $nil (December 31, 2018 &#8211; $nil).</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z66b1d7e5480a499ebad10ef58bac8193" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(f)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Offsetting financial assets and financial liabilities</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Certain derivatives, securities lent and repurchase agreements have conditional offset rights. The
          Company does not offset these financial instruments in the Consolidated Statements of Financial Position, as the rights of offset are conditional.&#160; In the case of derivatives, collateral is collected from and pledged to counterparties and
          clearing houses to manage credit risk exposure in accordance with Credit Support Annexes to swap agreements and clearing agreements. Under master netting agreements, the Company has a right of offset in the event of default, insolvency,
          bankruptcy or other early termination.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In the case of reverse repurchase and repurchase transactions, additional collateral may be collected
          from or pledged to counterparties to manage credit exposure according to bilateral reverse repurchase or repurchase agreements. <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; color: #000000;">In the event of default by a
            counterparty, the Company is entitled to liquidate the collateral held to offset against the same counterparty&#8217;s obligation</font><font style="font-family: 'Times New Roman', serif; font-size: 11pt; color: #000000;">.</font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents the effect of conditional master netting and similar arrangements.&#160; Similar
          arrangements may include global master repurchase agreements, global master securities lending agreements, and any related rights to financial collateral.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">47</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="zd3c4b3ddc3694037a32d61bca4b424a6" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="7" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Related amounts not set off in the Consolidated Statements of</font></div>
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Financial Position</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Gross amounts of financial instruments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Amounts subject to an enforceable master netting arrangement or similar agreements</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Financial and cash collateral pledged (received)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net amount including financing</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">trusts<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net amounts excluding financing<br>
                  trusts</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Financial assets</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivative assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,506</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(7,242</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(9,181</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Securities lending</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,794</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,794</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reverse repurchase agreements</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">270</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(270</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total financial assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,570</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(7,242</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(11,245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">83</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Financial liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Derivative liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(9,226</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,242</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,739</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(35</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Repurchase agreements</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(271</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">270</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total financial liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(9,497</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,242</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,009</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(246</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(35</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="7" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
                </font></div>
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
                </font></div>
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Related amounts not set off in the Consolidated Statements of</font></div>
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Financial Position</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">As at December 31, 2018</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Gross amounts of financial instruments<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Amounts subject to an enforceable master netting arrangement or similar agreements</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Financial and cash collateral pledged (received)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net amount including financing</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">trusts<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net amounts excluding financing</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">trusts</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Financial assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Derivative assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">14,320</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6,644</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(7,431</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Securities lending</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,518</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,518</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reverse repurchase agreements</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">63</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(63</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total financial assets</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">15,901</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(6,707</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(8,949</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Financial liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Derivative liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(8,716</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,644</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,868</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(204</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(33</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Repurchase agreements</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(64</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">63</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total financial liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(8,780</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,707</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,869</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(204</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(33</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
          </tr>

      </table>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z9a2554ec8c2640db9bcd91e73cec6732" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 22.5pt; vertical-align: top;">
                <div style="text-align: left; margin-left: 4.5pt; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Financial assets and liabilities in the above table include accrued interest of $560 and
                    $977 respectively (December 31, 2018 &#8211; $621 and $913 respectively).</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z580853e1fab04abe8b3903c5271d58bc" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 22.5pt; vertical-align: top;">
                <div style="text-align: left; margin-left: 4.5pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Financial and cash collateral excludes over-collateralization. As at March 31, 2019, the Company was
                    over-collateralized on OTC derivative assets, OTC derivative liabilities, securities lending and reverse purchase agreements and repurchase agreements in the amounts of $890, $422, $83 and $nil, respectively (December 31, 2018 &#8211; $417,
                    $405, $80 and $nil respectively). As at March 31, 2019, collateral pledged (received) does not include collateral in transit on OTC instruments or include initial margin on exchange traded contracts or cleared contracts.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3eb70b00cb4f4c4aaa096386fcdb754a" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 22.5pt; vertical-align: top;">
                <div style="text-align: left; margin-left: 4.5pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Includes derivative contracts entered between the Company and its financing trusts which it does not
                    consolidate. The Company does not exchange collateral on derivative contracts entered with these trusts.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company also has certain credit linked note assets and variable surplus note
          liabilities which have unconditional offset rights. Under the netting agreements, the Company has rights of offset including in the event of the Company&#8217;s default, insolvency, or bankruptcy. These financial instruments are offset in the Company&#8217;s
          Consolidated Statements of Financial Position.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">A credit linked note is a security that allows the issuer to transfer a specific credit risk to the
          buyer. A surplus note is a subordinated debt obligation that often qualifies as surplus (the U.S. statutory equivalent of equity) by some U.S. state insurance regulators. Interest payments on surplus notes are made after all other contractual
          payments are made. The following table presents the effect of unconditional netting.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">48</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="zc792c883fb5f4c63b842b8bd3800a7e2" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Gross amounts of financial instruments</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Amounts subject to an enforceable netting arrangement</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net amounts of financial instruments</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Credit linked note<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">720</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(720</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Variable surplus note</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(720</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">720</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">As at December 31, 2018</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Gross amounts of financial instruments</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
                </font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Amounts subject to an enforceable netting arrangement</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net amounts of financial instruments</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Credit linked note<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">679</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(679</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 64%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Variable surplus note</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(679</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">679</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
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              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">As at March 31, 2019, the Company had $nil (December 31, 2018 &#8211; $nil) fixed surplus notes outstanding.</font></div>
                <div style="text-align: left; text-indent: 27pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
                  </font></div>
                <font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"> <br>
                </font> </td>
            </tr>

        </table>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 18pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="zb52230fe615a4310a409523c94046cee" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 7</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Long-Term Debt</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z67509482dd5c4f7db965ea8d63b0b280" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Carrying value of long-term debt instruments</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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      <table cellspacing="0" cellpadding="0" id="zaf544c63927847a4b6219092195e77d2" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">March 31,</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 31,</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Issue date</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Maturity date</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Par value</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4.70% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">June 23, 2016</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">June 23, 2046</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">US$1,000</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,328</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,355</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">5.375% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 4, 2016</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 4, 2046</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">US$750</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">989</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,010</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3.527% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 2, 2016</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 2, 2026</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">US$270</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">360</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">367</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4.150% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 4, 2016</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 4, 2026</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">US$1,000</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,328</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,356</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4.90% Senior notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">September 17, 2010</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">September 17, 2020</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">US$500</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">667</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">681</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 19%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;&#160;&#160;&#160;&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,672</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,769</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z794979fbd2fc422eb1ce3ad945339774" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 9pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">These U.S. dollar senior
                      notes have been designated as hedges of the Company&#8217;s net investment in its U.S. operations which reduces the earnings volatility that would otherwise arise from the re-measurement of these senior notes into Canadian dollars</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 9pt;">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1f59e6e87dc24281a1b400a56c60be73" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Fair value of a long-term debt instrument is determined using quoted market prices where
          available (Level 1). When quoted market prices are not available, fair value is determined with reference to quoted prices of a debt instrument with similar characteristics or estimated using discounted cash flows using observable market rates
          (Level 2).</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Long-term debt is measured at amortized cost in the Consolidated Statements of Financial
          Position. As at March 31, 2019, the fair value of long-term debt was $4,971 (December 31, 2018 &#8211; $4,886). Long-term debt was categorized in Level 2 of the fair value hierarchy (December 31, 2018 &#8211; Level 2).</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">49</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 12pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z5428da4ee05141b782fddc15f59163c6" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 8</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Capital Instruments</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zae0bf32f75ea497aa0d7af5bb3242500" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Carrying value of capital instruments</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <table align="right" cellspacing="0" cellpadding="0" border="0" id="z15b57b228816402a8656c81d80711682" style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">As at</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Issue date</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Earliest par redemption date</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Maturity date</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">Par value</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">March 31,</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 31,</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"> 2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7.535% MFCT II Senior debenture notes</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">July 10, 2009</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 31, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 31, 2108</font></div>
            </td>
            <td colspan="3" style="text-align: left; vertical-align: top; background-color: rgb(255, 255, 255); width: 1%;" rowspan="1">&#160;
              <div style="line-height: 9.1pt; text-indent: 0pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">$1,000</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,000</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,000</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">JHFC Subordinated notes</font>
              <br>
            </td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 14, 2006</font> <br>
            </td>
            <td valign="bottom" rowspan="1" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 8pt;">n/a <br>
            </td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 15, 2036</font> <br>
            </td>
            <td rowspan="1" colspan="3" style="vertical-align: middle; background-color: rgb(255, 255, 255); text-align: left;">
              <div><font style="font-size: 8pt;">$650</font><br>
              </div>
            </td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 8pt; font-weight: bold; width: 9%;">&#160;647</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 8pt; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 8pt; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 8pt; width: 1%;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 8pt; width: 9%;">&#160;647</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4.061% MFC Subordinated notes<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">February 24, 2017</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">February 24, 2027</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">February 24, 2032</font></div>
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            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">US$750</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">997</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,017</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3.00% MFC Subordinated notes</font></div>
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            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">November 21, 2017</font></div>
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            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">November 21, 2024</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">November 21, 2029</font></div>
            </td>
            <td colspan="3" style="text-align: left; vertical-align: middle; background-color: rgb(255, 255, 255); width: 1%;" rowspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">S$500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">491</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">498</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3.049% MFC Subordinated debentures</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">August 18, 2017</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">August 20, 2024</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">August 20, 2029</font></div>
            </td>
            <td colspan="3" style="text-align: left; vertical-align: middle; background-color: rgb(255, 255, 255); width: 1%;" rowspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">$750</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">747</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">747</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3.317% MFC Subordinated debentures</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">May 9, 2018</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">May 9, 2023</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">May 9, 2028</font></div>
            </td>
            <td colspan="3" style="text-align: left; vertical-align: middle; background-color: rgb(255, 255, 255); width: 1%;" rowspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">$600</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">597</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">597</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3.181% MLI Subordinated debentures</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">November 20, 2015</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">November 22, 2022</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">November 22, 2027</font></div>
            </td>
            <td colspan="3" style="text-align: left; vertical-align: middle; background-color: rgb(255, 255, 255); width: 1%;" rowspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">$1,000</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">997</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">997</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">3.85% MFC Subordinated notes</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">May 25, 2016</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">May 25, 2021</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">May 25, 2026</font></div>
            </td>
            <td colspan="3" style="text-align: left; vertical-align: middle; background-color: rgb(255, 255, 255); width: 1%;" rowspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">S$500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">492</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">499</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2.389% MLI Subordinated debentures</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">June 1, 2015</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">January 5, 2021</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">January 5, 2026</font></div>
            </td>
            <td colspan="3" style="text-align: left; vertical-align: middle; background-color: rgb(255, 255, 255); width: 1%;" rowspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">$350</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">349</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">349</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2.10% MLI Subordinated debentures</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">March 10, 2015</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">June 1, 2020</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">June 1, 2025</font></div>
            </td>
            <td colspan="3" style="text-align: left; vertical-align: middle; background-color: rgb(255, 255, 255); width: 1%;" rowspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">$750</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">749</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">749</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2.64% MLI Subordinated debentures</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">December 1, 2014</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">January 15, 2020</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">January 15, 2025</font></div>
            </td>
            <td colspan="3" style="text-align: left; vertical-align: middle; background-color: rgb(255, 255, 255); width: 1%;" rowspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">$500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 25%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2.811% MLI Subordinated debentures<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 15%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">February 21, 2014</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">February 21, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 13%;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">February 21, 2024</font></div>
            </td>
            <td colspan="3" style="text-align: left; vertical-align: middle; background-color: rgb(255, 255, 255); width: 1%;" rowspan="1">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">$500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">500</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td style="vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); width: 25%; text-align: left;">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">7.375% JHUSA Surplus notes</font></div>
            </td>
            <td style="vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); width: 15%; text-align: left;">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">February 25, 1994</font></div>
            </td>
            <td rowspan="1" colspan="3" style="text-align: left; vertical-align: middle; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div>
                <div style="font-size: 8pt;"> n/a<br>
                </div>
                <font style="font-size: 8pt;"> </font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td style="vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); width: 13%; text-align: left;">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">February 15, 2024</font></div>
            </td>
            <td colspan="3" style="vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); text-align: left;">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">US$450</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td colspan="1" style="vertical-align: middle; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; font-weight: bold; color: rgb(0, 0, 0);">619</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
            <td colspan="1" style="vertical-align: middle; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); width: 9%;">
              <div style="line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">632</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0); width: 1%;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 25%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 15%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 13%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">8,185</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">8,732</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt; clear: both;"><br style="line-height: 1.15pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z2325165716144c7e91f70c2377778042" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt; font-weight: normal;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">Designated as a hedge of the Company&#8217;s net investment in its U.S. operations which reduces
                    the earnings volatility that would otherwise arise from the re-measurement of the subordinated notes into Canadian dollars.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zb58a311a345a40c98880418ac48cd5b2" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">MLI redeemed in full the 2.811% subordinated debentures at par, on February 21, 2019, the
                    earliest par redemption date.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z2c8f267833034dcb9db0db2fbf988c45" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Fair value measurement</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Fair value of capital instruments is determined using quoted market prices where
          available (Level 1). When quoted market prices are not available fair value is determined with reference to quoted prices of debt instruments with similar characteristics or estimated using discounted cash flows using observable market rates
          (Level 2).</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Capital instruments are measured at amortized cost in the Consolidated Statements of
          Financial Position. As at March 31, 2019, the fair value of capital instruments was $8,316 (December 31, 2018 &#8211; $8,712). Capital instruments were categorized in Level 2 of the fair value hierarchy (December 31, 2018 &#8211; Level 2).</font></div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 18pt; margin-bottom: 6pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="zbf1e67dbd9f149ec8da56f903f5b8f72" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 9</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; color: #000000;">Share Capital and Earnings Per Share</font></font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z9bbfa4f4b2f841ce9dc8170bdb99ba0a" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Preferred shares</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The changes in issued and outstanding preferred shares are as follows.</font></div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="za64dddae89144cbca7d183f72ab282da" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;"> 2019</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2018</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">For the periods ended March 31,</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Number of shares</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(in millions)</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Amount</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Number of shares</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(in millions)</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Amount</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Balance, January 1</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">146</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,577</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Issued, Class 1 shares, Series 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: &amp;amp; font-size: 9pt; color: rgb(0, 0, 0);">Issuance costs, net of tax</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Balance, March 31</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z917a665fcb174d8696960809ceb65646" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">On February 20, 2018, MFC issued 10 million of Non-cumulative Rate Reset Class 1 Shares
                    Series 25 at a price of $25 per share for gross proceeds of $250.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">50</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 15.75pt; margin-bottom: 10pt;"><br style="line-height: 15.75pt;">
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table presents additional information on the preferred shares outstanding
          as at March 31, 2019<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="zd44c3530786941ea8f015839a90e8343" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Issue date</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Annual dividend</font></div>
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            <td valign="bottom" colspan="3" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="7" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">344</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 20%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Class 1 preferred shares</font></div>
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            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;6<br>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">158 <br>
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            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
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            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
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            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
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            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;2<br>
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            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
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            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-weight: bold; font-size: 9pt;">&#160;41</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
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            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">% <br>
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            <td rowspan="1" colspan="3" style="vertical-align: middle; background-color: rgb(255, 255, 255); text-align: right; font-size: 9pt;">&#160;December 19, 2021<br>
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            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;8</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;200</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-weight: bold; font-size: 9pt;">&#160;195</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; background-color: #FFFFFF;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Series 7<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font><font style="font-size: 9pt;"> <br>
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            <td rowspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-indent: -18pt; margin-left: 18pt; text-align: right; font-size: 9pt;">&#160;<font style="font-family: &quot;Arial Narrow&quot;,sans-serif; color: rgb(0, 0,
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            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;4.312</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">% <br>
            </td>
            <td rowspan="1" colspan="3" style="vertical-align: middle; background-color: rgb(255, 255, 255); text-align: right; font-size: 9pt;">&#160;March 19, 2022<br>
            </td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;10</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;250</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-weight: bold; font-size: 9pt;">&#160;244</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Series 9<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></td>
            <td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-indent: -18pt; margin-left: 18pt; text-align: right;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;"><br>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;"><br>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">4.351<br>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">%<br>
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            <td colspan="3" style="vertical-align: middle; background-color: rgb(255, 255, 255); text-align: right;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 9pt; color: rgb(0, 0, 0);">September 19, 2022</font></td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;"><br>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">10<br>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">250<br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;"><font style="font-weight: bold;">244</font><br>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;"><br>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" rowspan="1" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; color: rgb(0, 0, 0);">Series 11<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></td>
            <td rowspan="1" style="vertical-align: middle; background-color: rgb(255, 255, 255); text-align: right; font-size: 9pt;">&#160;<font style="font-family: &quot;Arial Narrow&quot;,sans-serif; color: rgb(0, 0, 0);">December 4, 2012</font></td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;4.731</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">% <br>
            </td>
            <td rowspan="1" colspan="3" style="vertical-align: top; background-color: rgb(255, 255, 255); text-align: right; font-size: 9pt;">&#160;<font style="font-family: &quot;Arial Narrow&quot;,sans-serif; color: rgb(0, 0, 0);">March 19, 2023</font></td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;8</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;200</td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;<font style="font-weight: bold;">196</font></td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-size: 9pt;">&#160;</td>
            <td valign="bottom" rowspan="1" colspan="1" style="vertical-align: bottom; text-align: right; background-color: rgb(255, 255, 255); font-size: 9pt;"><br>
            </td>
            <td valign="bottom" nowrap="nowrap" rowspan="1" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Series 13<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">June 21, 2013</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4.414</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">September 19, 2023</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">196</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Series 15<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></div>
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            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">February 25, 2014</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3.90</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">June 19, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">200</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">195</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Series 17<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">August 15, 2014</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3.90</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 19, 2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">14</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">350</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">343</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Series 19<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 3, 2014</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3.80</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 19, 2020</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">246</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Series 21<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">February 25, 2016</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">5.60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">June 19, 2021</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">17</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">417</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Series 23<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">November 22, 2016</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4.85</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; background-color: #FFFFFF;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 19, 2022</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">475</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">467</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Series 25<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4),(5)</sup></font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">February 20, 2018</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4.70</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">%</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">June 19, 2023</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">250</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">245</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 14%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">156</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,900</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,822</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z09cc1cdf8682431383bc40319bb67ca7" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-top: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0,
                      0, 0);">Holders of Class A and Class 1 preferred shares </font>are entitled to receive non-cumulative preferential cash dividends on a quarterly basis, as and when declared by the Board of Directors.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z7d463748f8724db0b5b32115b4518517" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">Redemption




















                    </font>of all preferred shares is subject to regulatory approval. MFC may redeem each series, in whole or in part, at par, on the earliest redemption date or every five years thereafter, with the exception of Class A Series 2, Class A
                    Series 3 and Class 1 Series 4 preferred shares. Class A Series 2 and Series 3 preferred shares are past their respective earliest redemption date and MFC may redeem these shares, in whole or in part, at par at any time, subject to
                    regulatory approval, as noted. MFC may redeem the Class 1 Series 4, in whole or in part, at any time, at $25.00 per share if redeemed on June 19, 2021 and on June 19 every five years thereafter, or at $25.50 per share if redeemed on any
                    other date after June 19, 2016, subject to regulatory approval, as noted<font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 8pt; color: rgb(0, 0, 0);">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z9ea537e0158b47c1adaba310d0c8038e" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(3)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">Net of after-tax issuance costs.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze65d9d8c14f14639851856ca314dd4cd" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(4)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">On the earliest redemption date and every five years thereafter, the annual dividend rate will be reset to
                    the five year Government of Canada bond yield plus a yield specified for each series. The specified yield for Class 1 shares is: Series 3 &#8211; 1.41%, Series 5 &#8211; 2.90%, Series 7 &#8211; 3.13%, Series 9 &#8211; 2.86%, Series 11 &#8211; 2.61%, Series 13 &#8211;
                    2.22%, Series 15 &#8211; 2.16%, Series 17 &#8211; 2.36%, Series 19 &#8211; 2.30%, Series 21 &#8211; 4.97%, Series 23 &#8211; 3.83% and Series 25 &#8211; 2.55%<font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 8pt;">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z1b8877572f0c49c691bffbeb82ef7fb3" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(5)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">On the earliest redemption date and every five years thereafter, Class 1 preferred shares are convertible at
                    the option of the holder into a new series that is one number higher than their existing series, and the holders are entitled to non-cumulative preferential cash dividends, payable quarterly if and when declared by the Board of
                    Directors, at a rate equal to the three-month Government of Canada Treasury bill yield plus the rate specified in footnote 4 above.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zff24a27a0b374274a0e6c9166b96ad64" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(6)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt; color: rgb(0, 0, 0);">The
                      floating dividend rate for the Class 1 Shares Series 4 equals the three-month Government of Canada Treasury bill yield plus 1.41%</font><font style="font-family: &quot;Times New Roman&quot;,serif; font-size: 8pt;">.</font></font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="za81bfd8a0e594c3b86815348456e91d2" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Common shares</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">As at March 31, 2019, there were 27 million outstanding stock options and deferred share
          units that entitle the holder to receive common shares or payment in cash or common shares, at the option of the holder (December 31, 2018 &#8211; 24 million).<a name="_MON_1403513073"></a><a name="_MON_1404573810"></a><a name="_MON_1405855989"></a><a name="_MON_1406040285"></a><a name="_MON_1407226348"></a><a name="_MON_1407239628"></a><a name="_MON_1409140005"></a><a name="_MON_1409383485"></a><a name="_MON_1359206116"></a><a name="_MON_1359276766"></a><a name="_MON_1359277753"></a><a name="_MON_1361025244"></a><a name="_MON_1361711448"></a><a name="_MON_1361711548"></a><a name="_MON_1361711557"></a><a name="_MON_1361886268"></a><a name="_MON_1362313815"></a><a name="_MON_1364902564"></a><a name="_MON_1364902996"></a><a name="_MON_1364903011"></a><a name="_MON_1364903807"></a><a name="_MON_1364903844"></a><a name="_MON_1365165105"></a><a name="_MON_1365327712"></a><a name="_MON_1365327735"></a><a name="_MON_1365327758"></a><a name="_MON_1365327790"></a><a name="_MON_1365327797"></a><a name="_MON_1365327832"></a><a name="_MON_1365327847"></a><a name="_MON_1365327917"></a><a name="_MON_1365328188"></a><a name="_MON_1365328195"></a><a name="_MON_1365328202"></a><a name="_MON_1365410771"></a><a name="_MON_1365410782"></a><a name="_MON_1365410854"></a><a name="_MON_1365410863"></a><a name="_MON_1365410870"></a><a name="_MON_1365418340"></a><a name="_MON_1365418377"></a><a name="_MON_1365431691"></a><a name="_MON_1365851679"></a><a name="_MON_1365943542"></a><a name="_MON_1365943561"></a><a name="_MON_1365943571"></a><a name="_MON_1365943577"></a><a name="_MON_1365943600"></a><a name="_MON_1365943620"></a><a name="_MON_1365943627"></a><a name="_MON_1366446452"></a><a name="_MON_1366446458"></a><a name="_MON_1367928038"></a><a name="_MON_1368348109"></a><a name="_MON_1368348119"></a><a name="_MON_1368434570"></a><a name="_MON_1370334394"></a><a name="_MON_1372490676"></a><a name="_MON_1374406203"></a><a name="_MON_1374577934"></a><a name="_MON_1375790800"></a><a name="_MON_1375790849"></a><a name="_MON_1375792199"></a><a name="_MON_1378110942"></a><a name="_MON_1380004770"></a><a name="_MON_1396424620"></a><a name="_MON_1396424654"></a><a name="_MON_1396424785"></a><a name="_MON_1396441151"></a><a name="_MON_1396441178"></a><a name="_MON_1397376764"></a><a name="_MON_1397376781"></a><a name="_MON_1397376853"></a><a name="_MON_1397376866"></a><a name="_MON_1397634286"></a><a name="_MON_1397912614"></a><a name="_MON_1399377930"></a></font></div>
      <div style="line-height: 1.15pt; margin-top: 2pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z735b3ef6bc5a4143b71260e78c25effc" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">For the</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">three months</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;"> ended <br>
                </font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">year</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">ended</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Number of common shares (in millions)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">March 31,</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 31,</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> 2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Balance, beginning of period</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,971</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,982</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Repurchased for cancellation</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Issued under dividend reinvestment plan</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Issued on exercise of stock options and deferred share units</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Balance, end of period</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,970</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,971</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Normal Course Issuer Bid</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On February 19, 2019, the Company announced that the Toronto Stock Exchange approved an amendment to the
          normal course issuer bid (&#8220;NCIB&#8221;) to increase the number of shares that the Company may purchase from 40 million to 99 million MFC common shares. The current NCIB commenced on November 14, 2018 and will continue until November 13, 2019, when the
          NCIB expires, or such earlier date as the Company completes its purchases. During the three months ended March 31, 2019, the Company purchased 9.9 million shares for $206. Of this, $116 was recorded in common shares and $90 was recorded in
          retained earnings in the Consolidated Statements of Changes in Equity.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><br>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">51</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Dividend Reinvestment Plan</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company offers a Dividend Reinvestment Program (&#8220;DRIP&#8221;) whereby shareholders may elect to
          automatically reinvest dividends in the form of MFC common shares instead of receiving cash. The offering of the program and its terms of execution are subject to the Board of Directors&#8217; discretion. For the dividend paid on March 19, 2019, common
          shares in connection with the DRIP were purchased from treasury with a two per cent discount from the market price.</font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="ze86067d8129a49288e04cbb767fada06" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 12pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(c)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Earnings per share</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following is a reconciliation of the denominator (number of shares) in the calculation of basic and
          diluted earnings per share.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><br style="line-height: 12.55pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z94fc79de588844c9ab53e16f30d4651d" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">For the three months ended March 31,</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Weighted average number of common shares (in millions)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,965</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,983</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Dilutive stock-based awards<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup> (in millions)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Weighted average number of diluted common shares (in millions)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,969</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,989</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt; margin-bottom: 2pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z9262789fe3644aae944eb6357a9d8d53" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">The dilutive effect of stock-based awards was calculated using the treasury stock method. This method
                    calculates the number of incremental shares by assuming the outstanding stock-based awards are (i) exercised and (ii) then reduced by the number of shares assumed to be repurchased from the issuance proceeds, using the average market
                    price of MFC common shares for the period.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="ze9050aa384884a87b10b00b874d4d9cd" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 10</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Revenue from Service Contracts</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company provides investment management services, administrative services and distribution and related
          services to proprietary and third-party investment funds, retirement plans, group benefit plans and other arrangements. The Company also provides real estate management services to tenants of the Company&#8217;s investment properties.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s service contracts generally impose single performance obligations, each
          consisting of a series of similar related services for each customer.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s performance obligations within service arrangements are generally
          satisfied over time as the customer simultaneously receives and consumes the benefits of the services rendered, measured using an output method. Fees typically include variable consideration and the related revenue is recognized to the extent
          that it is highly probable that a significant reversal in the amount of cumulative revenue recognized will not occur when the uncertainty is subsequently resolved.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Asset based fees vary with asset values of accounts under management, subject to market
          conditions and investor behaviors beyond the Company&#8217;s control. Transaction processing and administrative fees vary with activity volume, also beyond the Company&#8217;s control. Some fees, including distribution fees, are based on account balances and
          transaction volumes. Fees related to account balances and transaction volumes are measured daily. Real estate management service fees include fixed portions plus recovery of variable costs of services rendered to tenants. Fees related to services
          provided are generally recognized as services are rendered, which is when it becomes highly probable that no significant reversal of cumulative revenue recognized will occur. The Company has determined that its service contracts have no
          significant financing components as fees are collected monthly. The Company has no significant contract assets or contract liabilities.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following tables present revenue from service contracts by service lines and
          reporting segments as disclosed in note 13.</font></div>
      <table cellspacing="0" cellpadding="0" id="z2c91b4d258b0487f96a861eb801bfd7b" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">For the three months ended March 31, 2019</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment management and other related fees</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">82</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">39</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">129</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">651</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(51</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">850</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transaction processing, administration, and service fees</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">200</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">489</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">753</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Distribution fees and other</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">50</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">12</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">45</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">170</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">268</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total included in other revenue</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">192</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">251</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">178</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,310</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(60</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,871</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate management services included in net investment income</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">9</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">39</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">36</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">86</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">201</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">290</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">214</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,310</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">(58</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">1,957</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

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      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 11pt; margin-bottom: 11pt;">
        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
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        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">52</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br>
        <div><br>
        </div>
        <br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z023d5fe7e9da488e9747bb9d5e189816" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">For the three months ended March 31, 2018</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Asia</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Canada</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">U.S.</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Global</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">WAM</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Corporate</font></div>
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">and Other</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Total</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment management and other related fees</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">84</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">38</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">130</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">681</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(55</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">878</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Transaction processing, administration, and service fees</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">54</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">217</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">475</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">750</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Distribution fees and other</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">72</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">12</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">162</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">188</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">423</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Total included in other revenue</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">210</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">267</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">296</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,344</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(66</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,051</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Real estate management services included in net investment income</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">41</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">38</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">87</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">217</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">308</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">334</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">1,344</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">(65</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; color: #000000;">2,138</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      </table>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt; margin-bottom: 6pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 14pt; margin-bottom: 6pt;">
          <div>
            <table cellspacing="0" cellpadding="0" id="z3a96d503120a40aeb6a266e239edb245" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                <tr>
                  <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 11</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Employee Future Benefits</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company maintains a number of pension plans, both defined benefit and defined contribution, and
          retiree welfare plans for eligible employees and agents. Information about the cost of the Company&#8217;s material pension and retiree welfare plans in the U.S. and Canada is as follows.</font></div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="zfdce0f711ce24d29b7b34c0b800cd75e" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

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            <td valign="bottom" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
            <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Pension plans</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="6" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: center; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Retiree welfare plans</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">For the three months ended March 31,</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2019</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2018</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Defined benefit current service cost</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Defined benefit administrative expenses</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Past service cost amendment<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Service cost</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">15</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">20</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 52%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Defined benefit cost</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">19</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">23</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Defined contribution cost</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">22</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 52%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net benefit cost</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">42</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">45</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

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      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
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            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">In 2018, past service cost includes $8, reflecting a surplus sharing agreement between the Company and
                    certain legacy employees in Canada, which received regulatory approval in 2018.</font></div>
              </td>
            </tr>

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      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt;">
          <div>
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                  <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 12</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Commitments and Contingencies</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z15310429bf624aaea8e5660eb7594d07" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-top: 6pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</font></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Legal proceedings</font></div>
              </td>
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      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company is regularly involved in legal actions, both as a defendant and as a plaintiff. The legal
          actions where the Company is a party ordinarily relate to its activities as a provider of insurance protection or wealth management products, reinsurance, or its capacity as an investment adviser, employer, or taxpayer. Other life insurers and
          asset managers, operating in the jurisdictions in which the Company does business, have been subject to a wide variety of other types of actions, some of which resulted in substantial judgments or settlements against the defendants; it is
          possible that the Company may become involved in similar actions in the future. In addition, government and regulatory bodies in Canada, the United States, Asia and other jurisdictions where the Company conducts business regularly make inquiries
          and, from time to time, require the production of information or conduct examinations concerning the Company's compliance with, among other things, insurance laws, securities laws, and laws governing the activities of broker-dealers.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">A class action against John Hancock Life Insurance Company (U.S.A.) (&#8220;JHUSA&#8221;) is pending in the U.S.
          District Court for the Southern District of New York (the &#8220;Southern District of NY&#8221;) in which claims are made that JHUSA breached, and continues to breach, the contractual terms of certain universal life policies issued between approximately 1990
          and 2006 by including impermissible charges in its cost of insurance (&#8220;COI&#8221;) calculations and certain other rider charges. The Company believes that its COI calculations have been, and continue to be, in accordance with the terms of the
          policies.&#160;In May 2018, the parties agreed to the financial terms of a settlement in the amount of US$91. On March 18, 2019, the court approved the US$91 settlement, and proceeds will be distributed beginning in May 2019.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">In June 2018, a class action was initiated against JHUSA and John Hancock Life Insurance Company of New
          York (&#8220;JHNY&#8221;) in the Southern District of NY on behalf of owners of Performance Universal Life policies issued between 2003 and 2009 whose policies are subject to a COI increase announced in 2018. In October 2018, a second and almost identical
          class action was initiated against JHUSA and JHNY in the Southern District of NY. The two cases were determined to be related and they were assigned to the same judge. Discovery has commenced in these cases and will continue through 2019. No
          hearings on substantive matters have been scheduled. It is too early to assess the range of potential outcomes for these two related lawsuits.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
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            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;">
        <div>
          <table cellspacing="0" cellpadding="0" id="zee97af4b8de44ffd841eb5be5b6676df" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

              <tr>
                <td style="width: 27pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</font></td>
                <td style="width: auto; vertical-align: top; text-align: left;">
                  <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zfba07f2eebaf4e82adc8f755147f04ea" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(i)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding Manulife Finance (Delaware), L.P. (&#8220;MFLP&#8221;)</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">MFC has guaranteed the payment of amounts on the $650 subordinated debentures due on
          December 15, 2041 issued by MFLP, a wholly-owned unconsolidated partnership<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z57767d068a6640b3808b18a4143992f8" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 27pt; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(ii)</font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding The Manufacturers Life Insurance Company</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">On January 29, 2007, MFC provided a subordinated guarantee, as amended and restated on
          January 13, 2017, of Class A Shares and Class B Shares of MLI and any other class of preferred shares that rank in parity with Class A Shares or Class B Shares of MLI. MFC has also provided a subordinated guarantee on the day of issuance for the
          following subordinated debentures issued by MLI: $500 issued on December 1, 2014; $750 issued on March 10, 2015; $350 issued on June 1, 2015; and $1,000 issued on November 20, 2015.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following table sets forth certain condensed consolidated financial information for
          MFC and MFLP.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statements of Income Information</font></div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <table cellspacing="0" cellpadding="0" id="z71514ae0cc2a4a6a8644e871cdfb4b92" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">For the three months ended</font></div>
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">MFC</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(Guarantor)</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">MLI</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">consolidated</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
                </font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> subsidiaries</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">of MFC on a</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> combined basis</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Consolidation</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> adjustments</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> consolidated</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> amounts</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">MFLP</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total revenue</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23,566</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(13</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23,549</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net income (loss) attributed to shareholders</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,261</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(2,261</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">For the three months ended</font></div>
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 31, 2018</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">MFC</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(Guarantor)</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">MLI</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">consolidated</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
                </font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> subsidiaries</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">of MFC on a</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> combined basis</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Consolidation</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> adjustments</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Tota</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">l consolidated<br>
                  &#160;amounts</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">MFLP</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total revenue</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,758</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">5</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(24</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,746</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">17</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net income (loss) attributed to shareholders</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,372</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,446</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(5</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(1,441</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,372</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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      <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statements of Financial Position Information</font></div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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      <table cellspacing="0" cellpadding="0" id="zbae30dc7c0ef4bd4ba6e4b4e1f560c9e" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at March 31, 2019</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">MFC</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(Guarantor)</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">MLI</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">consolidated</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
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              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> subsidiaries of</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> MFC on a</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> combined basis</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Consolidation</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> adjustments</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> consolidated</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> amounts</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 9pt; color: rgb(0, 0, 0);">MFLP</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Invested assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">27</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">359,421</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">10</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">359,458</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total other assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">56,781</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">86,941</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(57,694</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">86,031</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,100</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Segregated funds net assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Insurance contract liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">335,269</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">335,269</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Investment contract liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,209</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,209</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Segregated funds net liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,425</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total other liabilities</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,962</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">50,226</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(1,171</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">58,017</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">877</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">As at December 31, 2018</font></div>
            </td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">MFC</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(Guarantor)</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">MLI</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">consolidated</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> <br>
                </font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> subsidiaries of</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> MFC on a</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> combined basis</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Consolidation</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> adjustments</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> consolidated</font></div>
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;"> amounts</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="3" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 9pt; color: rgb(0, 0, 0);">MFLP</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Invested assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">21</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">353,632</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">353,664</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total other assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">54,346</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">83,523</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(54,474</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">83,398</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,059</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Segregated funds net assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">313,209</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Segregated funds net liabilities</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">313,209</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">50,043</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(454</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">57,992</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); border-right: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(iii)</font></div>
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                <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Guarantees regarding John Hancock Life Insurance Company
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      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Details of guarantees regarding certain securities issued or to be issued by JHUSA are outlined in note
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      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
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      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
        </font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
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        <br>
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
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      <div style="line-height: 0pt;"><br style="line-height: 0pt;">
      </div>
      <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
        <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
          <div>
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                  <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 13</font></td>
                  <td style="width: auto; vertical-align: top; text-align: left;">
                    <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Segment and Geographic Reporting</font></div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
        <div style="line-height: 0pt;"><br style="line-height: 0pt;">
        </div>
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      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company&#8217;s reporting segments are Asia, Canada, U.S., Global WAM and Corporate and Other. Each
          reporting segment is responsible for managing its operating results, developing products, defining strategies for services and distribution based on the profile and needs of its business and market.&#160; The Company&#8217;s significant product and service
          offerings are shown below.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Wealth and
            asset management businesses (Global WAM) </font>&#8211; include mutual funds and exchange traded funds, group retirement and savings products, and institutional asset management services across all major asset classes. These products and services
          are distributed through multiple distribution channels, including agents and brokers affiliated with the Company, independent securities brokerage firms and financial advisors, pension plan consultants and banks.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Insurance and
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          credit products to Canadian customers.</font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Corporate and
            Other Segment </font>&#8211; comprised of investment performance on assets backing capital, net of amounts allocated to operating segments; costs incurred by the corporate office related to shareholder activities (not allocated to the operating
          segments); financing costs; Property and Casualty Reinsurance Business; and run-off reinsurance operations including variable annuities and accident and health<font style="font-family: 'Times New Roman', serif; font-size: 11pt;">.</font></font></div>
      <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Effective January 1, 2019, the Company has updated its methodology for allocating capital and the related
          earnings to each reporting segment from the Corporate and Other segments. Prior period amounts have been restated to reflect this change.</font></div>
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              <td style="width: 22.5pt; vertical-align: top; align: right;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(a)</font></div>
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              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">By Segment</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;"><a name="RANGE!B7:H31"></a>For the three months ended</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Corporate</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Asia</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Canada</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">WAM</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">and Other</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Revenue</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Life and health insurance</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,461</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,105</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,487</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,077</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Annuities and pensions<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">708</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">115</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(586</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">237</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net premium income</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,169</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,220</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">901</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">24</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,314</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net investment income</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,254</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,582</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,588</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">226</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">12,673</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other revenue</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">328</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">288</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">651</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,311</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(16</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,562</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total revenue</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,751</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">7,090</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,140</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,334</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">234</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23,549</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Contract benefits and expenses</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Life and health insurance</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,220</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,596</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(8</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">14,266</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Annuities and pensions</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,029</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,219</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(704</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">37</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,581</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net benefits and claims</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,487</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,439</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,892</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">37</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(8</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">16,847</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Interest expense</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">54</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">124</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">139</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">328</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other expenses</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,281</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">755</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">694</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,028</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">92</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,850</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total contract benefits and expenses</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">7,822</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,318</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,595</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,067</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">223</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">21,025</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Income (loss) before income taxes</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">929</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">772</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">545</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">267</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">11</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,524</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Income tax recovery (expense)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(117</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(78</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(104</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(34</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">44</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(289</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net income (loss)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">812</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">694</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">441</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">233</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">55</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,235</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Less net income (loss) attributed to:</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Non-controlling interests</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">74</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(1</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">73</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Participating policyholders</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">43</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(57</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(14</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
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          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net income (loss) attributed to
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">695</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">751</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">441</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">233</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">56</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,176</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">117,022</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">224,036</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">270,476</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">139,444</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">28,936</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">For the three months ended</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 31, 2018</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Asia</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">WAM</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">and Other</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Revenue</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Life and health insurance</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,741</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,024</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,512</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">23</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Annuities and pensions</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">745</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">129</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">151</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,025</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net premium income</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,486</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,153</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,663</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">23</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,325</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net investment income</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(439</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">669</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(2,284</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(30</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(2,081</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other revenue</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">264</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">362</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">627</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,344</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(95</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,502</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total revenue</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,311</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,184</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">6</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,347</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(102</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,746</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Contract benefits and expenses</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Life and health insurance</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,591</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">11</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,187</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">9</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(297</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net benefits and claims</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,626</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,748</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(1,508</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">13</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">11</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,890</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Interest expense</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">43</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">91</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">11</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">141</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">286</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other expenses</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,110</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">742</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">842</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,081</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">81</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,856</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total contract benefits and expenses</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,581</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(655</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,094</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">233</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,032</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Income (loss) before income taxes</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">532</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">603</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">661</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">253</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(335</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,714</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Income tax recovery (expense)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(92</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(132</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(133</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(30</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">50</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(337</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net income (loss)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">440</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">471</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">528</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">223</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(285</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,377</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Less net income (loss) attributed to:</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Non-controlling interests</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">56</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(2</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">54</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Participating policyholders</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(68</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">19</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(49</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; text-indent: -3.8pt; margin-left: 3.8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net income (loss) attributed to
                  shareholders</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">452</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">452</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">528</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">223</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(283</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,372</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 28%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total assets</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">102,769</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">216,314</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">263,537</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">133,326</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">23,877</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">739,823</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>

      </table>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3bcc3b1c0f264485b3e0a65d353645ee" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; margin-bottom: 2pt; width: 100%;">

            <tr>
              <td style="width: 18.35pt; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></font></div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="text-align: left; line-height: 9.1pt; margin-bottom: 2pt;"><font style="font-family: &quot;Arial Narrow&quot;,sans-serif; font-size: 8pt;">During the period, the Company ceded premiums to RGA and Jackson for the JHNY
                    transactions, refer to note 5(d) for details.</font></div>
              </td>
            </tr>

        </table>
      </div>
      <div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">(b)</font></div>
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                  <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">By Geographic Location</font></div>
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                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">For the three months ended</font></div>
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              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Asia</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Canada</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">U.S.</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Revenue</font></div>
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              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom;" colspan="2">&#160;</td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Life and health insurance</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,481</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,003</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,487</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">106</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,077</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Annuities and pensions</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">708</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">115</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(586</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold; color: #000000;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">237</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net premium income</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">5,189</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,118</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">901</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">106</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">8,314</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net investment income</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,346</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,649</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,626</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">52</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">12,673</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;" colspan="1">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other revenue</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">526</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">659</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">1,375</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">2,562</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total revenue</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">9,061</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">7,426</font></div>
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              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">6,902</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">160</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
              <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">23,549</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;" colspan="1">&#160;</td>
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
        </div>
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">For the three months ended</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">March 31, 2018</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Asia</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Canada</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">U.S.</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Total</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Revenue</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Life and health insurance</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,759</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,918</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,512</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">111</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">7,300</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Annuities and pensions</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">745</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">129</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">151</font></div>
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            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; color: #000000;">-</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,025</font></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Net premium income</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,504</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,663</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">111</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,325</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Net investment income</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(420</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">760</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(2,440</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">19</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(2,081</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
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          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other revenue</font></div>
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            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">468</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">733</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,305</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(4</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">2,502</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total revenue</font></div>
            </td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,552</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,540</font></div>
            </td>
            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">528</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">126</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
            <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
            </td>
            <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">
              <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">8,746</font></div>
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            <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);">&#160;</td>
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      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
      <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
      </div>
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        <div id="DSPFPageFooter">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
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      <div style="line-height: 14.4pt;">
        <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
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        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
            <div>
              <table cellspacing="0" cellpadding="0" id="z273d46de4c934ca59f2040f7b39cac2b" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                  <tr>
                    <td style="width: 54pt; vertical-align: top;"><a name="_Toc276641196"></a><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 14</font></td>
                    <td style="width: auto; vertical-align: top; text-align: left;">
                      <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Segregated Funds</font></div>
                    </td>
                  </tr>

              </table>
            </div>
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
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        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The Company manages a number of segregated funds on behalf of policyholders. Policyholders are provided
            with the opportunity to invest in different categories of segregated funds that respectively hold a range of underlying investments. <a name="_MON_1427285141"></a><a name="_MON_1427285263"></a><a name="_MON_1427285269"></a><a name="_MON_1427285287"></a><a name="_MON_1427285297"></a>The underlying investments of the segregated funds consist of both individual securities and mutual funds (collectively &#8220;net assets&#8221;). The carrying value and change in segregated funds
            net assets are as follows.</font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">&#160;</font><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Segregated funds net assets</font><a name="_MON_1410079358"></a><a name="_MON_1411468037"></a><a name="_MON_1411468063"></a><a name="_MON_1411468084"></a><a name="_MON_1419834364"></a><a name="_MON_1427291436"></a><a name="_MON_1384950336"></a><a name="_MON_1384950364"></a><a name="_MON_1384950374"></a><a name="_MON_1388230407"></a><a name="_MON_1389171983"></a><a name="_MON_1389172182"></a><a name="_MON_1389269415"></a></font></div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <table cellspacing="0" cellpadding="0" id="z276606753fa24144be2a838179964f6c" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">As at</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">March 31, 2019</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">December 31, 2018</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Investments at market value</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Cash and short-term securities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">3,460</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">3,700</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Debt securities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">16,351</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">15,313</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Equities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">12,784</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">11,661</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Mutual funds</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">298,100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">277,133</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 16pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other investments</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">4,640</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">4,678</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Accrued investment income</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">319</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">1,811</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Other assets and liabilities, net</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">(812</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">(700</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total segregated funds net assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,842</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">313,596</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Composition of segregated funds net assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Held by policyholders</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,425</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">313,209</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">Held by the Company</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">417</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">387</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">Total segregated funds net assets</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold; color: #000000;">334,842</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; color: #000000;">313,596</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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        <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Changes in segregated funds net assets<a name="_MON_1391422751"></a><a name="_MON_1410079394"></a><a name="_MON_1419834611"></a><a name="_MON_1427291449"></a><a name="_MON_1384175241"></a><a name="_MON_1384175248"></a><a name="_MON_1384175255"></a><a name="_MON_1384950391"></a><a name="_MON_1384950405"></a><a name="_MON_1384955326"></a><a name="_MON_1387701802"></a><a name="_MON_1387785168"></a><a name="_MON_1388230438"></a><a name="_MON_1388230546"></a><a name="_MON_1388311339"></a><a name="_MON_1389269392"></a><a name="_MON_1389269439"></a><a name="_MON_1389457447"></a></font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended March 31,</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2019</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2018</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net policyholder cash flow</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Deposits from policyholders</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">10,586</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,728</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net transfers to general fund</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(249</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(367</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Payments to policyholders</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(11,568</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(11,392</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,231</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,031</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Investment related</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Interest and dividends</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,249</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">908</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net realized and unrealized investment gains (losses)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">26,681</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,339</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27,930</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,431</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Other</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Management and administration fees</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(895</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Impact of changes in foreign exchange rates</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">6,060</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(5,453</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">5,165</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net additions (deductions)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,246</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,703</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net assets, beginning of period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">313,596</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">324,808</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 76%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Segregated funds net assets, end of period</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">334,842</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">326,511</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>

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        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Segregated funds assets may be exposed to a variety of financial and other risks.
            These risks are primarily mitigated by investment guidelines that are actively monitored by professional and experienced portfolio advisors. The Company is not exposed to these risks beyond the liabilities related to the guarantees associated
            with certain variable life and annuity products. Accordingly, the Company&#8217;s exposure to loss from segregated fund products is limited to the value of these guarantees.</font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">These guarantees are recorded within the Company&#8217;s insurance contract liabilities.
            Assets supporting these guarantees are recognized in invested assets according to their investment type. The &#8220;Risk Management and Risk Factors Update&#8221; section of the Company&#8217;s First Quarter 2019 Management Discussion and Analysis provides
            information regarding the risks associated with variable annuity and segregated fund guarantees.</font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
          </font></div>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
          </font></div>
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          <div id="DSPFPageFooter">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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            <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
              <div style="line-height: 0pt;"><br style="line-height: 0pt;">
              </div>
              <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial
                    Corporation - First Quarter 2019</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
            </div>
          </div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">57</font></div>
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        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"> <br>
          </font></div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="text-align: left; line-height: 13.7pt; margin-top: 12pt; margin-bottom: 6pt;">
            <div>
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                    <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 15</font></td>
                    <td style="width: auto; vertical-align: top; text-align: left;">
                      <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Information Provided in Connection with Investments in Deferred Annuity Contracts and SignatureNotes Issued or Assumed by John Hancock
                          Life Insurance Company (U.S.A.)</font></div>
                    </td>
                  </tr>

              </table>
            </div>
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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        <div style="text-align: left; line-height: 12.55pt; margin-top: 6pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">The following condensed consolidating financial information, presented in accordance
            with IFRS, and the related disclosure have been included in these Interim Consolidated Financial Statements with respect to JHUSA in compliance with Regulation S-X and Rule 12h-5 of the United States Securities and Exchange Commission (the
            &#8220;Commission&#8221;). These financial statements are (i) incorporated by reference in the registration statements of MFC and JHUSA that relate to MFC&#8217;s guarantee of certain securities to be issued by JHUSA and (ii) are provided in reliance on an
            exemption from continuous disclosure obligations of JHUSA.&#160; For information about JHUSA, the MFC guarantees and restrictions on the ability of MFC to obtain funds from its subsidiaries by dividend or loan, refer to note 23 to the Company&#8217;s 2018
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        <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Financial Position</font></div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">As at March 31, 2019</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> (Guarantor)</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">JHUSA</font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Issuer)</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> subsidiaries</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidation</font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> adjustments</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidated</font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> MFC</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Invested assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">27</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">103,830</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">255,959</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(358</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">359,458</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investments in unconsolidated subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">56,536</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,445</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,029</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(82,010</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">62,457</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,827</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(29,854</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">42,430</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">245</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,925</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">46,104</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(20,673</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">43,601</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">178,954</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">157,356</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,885</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">334,425</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">56,808</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">370,611</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">487,275</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(134,780</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">779,914</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Liabilities and equity</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insurance contract liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">154,464</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">211,329</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(30,524</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">335,269</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment contract liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,157</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,054</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,209</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">966</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">17,388</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">47,254</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(20,448</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">45,160</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Long-term debt</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,672</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,672</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Capital instruments</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,324</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">619</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,185</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net liabilities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">178,954</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">157,356</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,885</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">334,425</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' equity</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">47,846</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">18,029</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">63,892</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(81,921</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">47,846</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders' equity</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">77</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">77</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,071</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,071</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total liabilities and equity</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">56,808</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">370,611</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">487,275</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(134,780</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">779,914</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Financial Position</font></div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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        <table cellspacing="0" cellpadding="0" id="z0458c326869b4568a6723aa6bc203b9a" style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; width: 100%;">

            <tr>
              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC<br>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(Issuer)</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> subsidiaries</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidation</font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> adjustments</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidated</font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> MFC</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Assets</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Invested assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">105,043</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">248,962</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(362</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">353,664</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investments in unconsolidated subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54,015</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,356</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,738</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(79,109</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Reinsurance assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">63,435</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">9,136</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(29,518</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">43,053</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">331</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,025</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">43,213</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(20,224</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">40,345</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">168,476</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146,671</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,938</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54,367</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">361,335</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">465,720</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(131,151</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">750,271</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Liabilities and equity</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Insurance contract liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">155,162</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">203,682</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(30,190</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">328,654</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Investment contract liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,191</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,076</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,265</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">275</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">18,136</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">46,072</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(19,992</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">44,491</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Long-term debt</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,769</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,769</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Capital instruments</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,359</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">632</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">4,741</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,732</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Segregated funds net liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">168,476</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">146,671</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,938</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">313,209</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders' equity</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">45,964</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">17,738</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">61,291</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(79,029</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">45,964</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders' equity</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">94</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">94</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,093</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,093</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total liabilities and equity</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54,367</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">361,335</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">750,271</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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          <div><br>
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          <div><br>
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          <div><br>
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          <div><br>
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          <font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"> </font></div>
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              <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial
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                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">For the three months ended</font></div>
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              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;"><br>
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">JHUSA</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidated</font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> MFC</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium income</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">1,183</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">7,131</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8,314</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income (loss)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(8</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,406</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">9,301</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(26</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">12,673</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net other revenue</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">767</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,835</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,044</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,562</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,356</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">19,267</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,070</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">23,549</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net benefits and claims</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">4,413</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">13,097</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(663</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,847</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commissions, investment and general expenses</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">8</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">768</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,353</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(377</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">3,752</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other expenses</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">53</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">303</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(30</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">426</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">108</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">5,234</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">16,753</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(1,070</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">21,025</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(112</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">122</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,514</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,524</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax (expense) recovery</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">29</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(316</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(289</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) after income taxes</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(83</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">120</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,198</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,235</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Equity in net income (loss) of unconsolidated subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,259</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">238</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">358</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2,855</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,176</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">358</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,556</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2,855</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,235</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
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              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">73</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">73</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,176</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">358</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,497</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2,855</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,176</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,176</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">358</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,556</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">(2,855</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">2,235</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;">Condensed Consolidated Statement of Income</font></div>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
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                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">For the three months ended</font></div>
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              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;"><br>
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">March 31, 2018</font></div>
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              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">MFC</font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> (Guarantor)</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">JHUSA<br>
                    (Issuer)</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
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                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> subsidiaries</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidation</font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> adjustments</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="2" rowspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Consolidated</font></div>
                <div style="text-align: right; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;"> MFC</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" rowspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Revenue</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net premium income</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,151</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,174</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,325</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net investment income (loss)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,096</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">27</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(19</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,081</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net other revenue</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">422</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,471</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">609</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,502</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total revenue</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(523</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,672</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">590</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">8,746</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Contract benefits and expenses</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net benefits and claims</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(1,823</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,662</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,051</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">2,890</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Commissions, investment and general expenses</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">809</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,386</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(436</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">3,762</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Other expenses</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">92</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">50</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">263</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(25</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">380</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Total contract benefits and expenses</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">95</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(964</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,311</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">590</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">7,032</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) before income taxes</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(88</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">441</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,361</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,714</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Income tax (expense) recovery</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">23</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(82</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(278</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(337</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Income (loss) after income taxes</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(65</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">359</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,083</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,377</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Equity in net income (loss) of unconsolidated subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,437</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">242</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">601</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,280</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt; font-weight: bold;">Net income (loss)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,372</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">601</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,684</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,280</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,377</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Net income (loss) attributed to:</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Non-controlling interests</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">54</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Participating policyholders</font></div>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Times New Roman', serif; font-size: 9pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">34</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(49</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(34</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(49</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 9pt; line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Shareholders</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,372</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">567</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,679</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,372</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,372</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">601</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,684</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">(2,280</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 10.25pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">1,377</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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        <div style="text-align: left; line-height: 12.55pt; margin-top: 12pt; margin-bottom: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; font-weight: bold;"> <br>
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            <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
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              <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net income (loss)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,176</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">358</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,556</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,855</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,235</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Adjustments:</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Equity in net income of unconsolidated subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,259</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(238</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(358</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,855</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in insurance contract liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,147</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">8,260</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">11,407</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in investment contract liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">30</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">43</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; text-indent: -4.65pt; margin-left: 12.65pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Increase) decrease in reinsurance assets excluding coinsurance
                    transactions</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(357</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">771</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">414</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of (premium) discount on invested assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">7</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">23</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">30</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other amortization</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">29</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">125</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">155</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; text-indent: -4.65pt; margin-left: 12.65pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net realized and unrealized (gains) losses and impairment on assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2,226</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(7,084</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(9,311</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Deferred income tax expense (recovery)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(30</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">163</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">132</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Stock option expense</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash provided by (used in) operating activities before undernoted items</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(113</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">731</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,490</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in policy related and operating receivables and payables</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,568</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">455</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1,197</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) operating activities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(197</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(836</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">4,945</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">3,911</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                <div style="text-align: left; line-height: 9.1pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Investing activities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Purchases and mortgage advances</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(5,416</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(14,109</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(19,525</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Disposals and repayments</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">5,860</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">10,065</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,925</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in investment broker net receivables and payables</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">132</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">130</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net cash increase (decrease) from sale and purchase of subsidiaries and businesses</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">253</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">253</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Return of capital from unconsolidated subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">67</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(67</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from parent</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(815</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">815</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(81</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">81</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) investing activities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(81</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">509</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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                <div style="text-align: left; line-height: 9.1pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Financing activities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">203</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">203</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Redemption of capital instruments</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(500</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(500</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in deposits from Bank clients, net</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">308</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">308</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Lease payments</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(25</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(27</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders' dividends paid in cash</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(339</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividends paid to parent</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares repurchased</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(206</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(206</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares issued, net</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">14</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Return of capital to parent</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(67</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">67</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to parent</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">81</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(81</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">815</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(815</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) financing activities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">284</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(2</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(828</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(547</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                <div style="text-align: left; line-height: 9.1pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) during the period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">6</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(329</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">470</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">147</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; text-indent: -3.35pt; margin-left: 3.35pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Effect of foreign exchange rate changes on cash and short-term securities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(54</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(152</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(206</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Balance, beginning of period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,317</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,044</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,382</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">27</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,362</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,323</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Beginning of period</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,783</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,411</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,215</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(466</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(367</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(833</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, beginning of period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,317</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,044</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,382</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">End of period</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">27</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,345</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,725</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">16,097</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(411</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(363</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(774</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, end of period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">27</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,934</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">13,362</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">15,323</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="line-height: 0pt;"><font style="line-height: 0pt;">&#160;</font></div>
                <div style="text-align: left; line-height: 9.1pt; margin-top: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Supplemental disclosures on cash flow information:</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest received</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">28</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,100</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">1,724</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">(91</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">2,761</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest paid</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">303</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt; font-weight: bold;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">302</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,372</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">601</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,684</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,280</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,377</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,437</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(242</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(601</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,280</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in insurance contract liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3,735</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,168</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(2,567</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) in investment contract liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">64</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">44</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(Increase) decrease in reinsurance assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">852</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(873</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Amortization of (premium) discount on invested assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">41</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">56</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Other amortization</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">18</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">120</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">139</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; text-indent: -4.65pt; margin-left: 12.65pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net realized and unrealized (gains) losses and impairment on assets</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,567</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,825</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Deferred income tax expense (recovery)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(23</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">24</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; margin-left: 8pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Stock option expense</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Cash provided by (used in) operating activities before undernoted items</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(90</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">750</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,195</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,855</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividends from unconsolidated subsidiary</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in policy related and operating receivables and payables</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(29</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1,013</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,035</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(7</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) operating activities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(260</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,230</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,848</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Investing activities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Purchases and mortgage advances</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(11,103</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(12,507</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(23,610</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Disposals and repayments</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,094</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">8,798</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">19,892</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in investment broker net receivables and payables</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(154</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">133</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Investment in common shares of subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(250</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">250</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Capital contribution to unconsolidated subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(47</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from parent</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes receivable from subsidiaries</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20,135</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) investing activities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20,385</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(117</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">41,051</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Financing activities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">137</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Redemption of capital instruments</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(200</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(200</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Changes in deposits from Bank clients, net</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">840</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">840</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Shareholders' dividends paid in cash</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(468</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(468</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Dividends paid to parent</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(3</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Contributions from (distributions to) non-controlling interests, net</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Common shares issued, net</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">250</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(250</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Preferred shares issued, net</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">245</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">245</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Capital contributions by parent</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(1</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Return of capital to parent</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(47</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">47</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to parent</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20,135</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20,135</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Notes payable to subsidiaries</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20,712</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(20,712</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash provided by (used in) financing activities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">20,510</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21,114</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">576</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Increase (decrease) during the period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">6</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(377</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,056</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">685</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; text-indent: -3.65pt; margin-left: 3.65pt; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Effect of foreign exchange rate changes on cash and short-term securities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">113</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">232</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">345</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Balance, beginning of period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,638</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,439</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,098</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Balance, end of period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,374</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12,727</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,128</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Cash and short-term securities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Beginning of period</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">4,133</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,811</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,965</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(495</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(372</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(867</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, beginning of period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">21</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,638</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">11,439</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">15,098</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">End of period</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Gross cash and short-term securities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,929</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">13,064</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">17,020</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Net payments in transit, included in other liabilities</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(555</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(337</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(892</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
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              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Net cash and short-term securities, end of period</font></div>
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              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">3,374</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12,727</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">16,128</font></div>
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              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt; font-weight: bold;">Supplemental disclosures on cash flow information:</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
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            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest received</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">27</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,053</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">1,528</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(85</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">$</font></div>
              </td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">2,523</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Interest paid</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">131</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">12</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">189</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(85</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">247</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; background-color: #FFFFFF;">&#160;</td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: bottom; width: 40%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="text-align: left; line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">Income taxes paid (refund)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">(5</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">)</font></div>
              </td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">273</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Times New Roman', serif; font-size: 8pt;">-</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: right; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
              <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">
                <div style="line-height: 9.1pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 8pt;">268</font></div>
              </td>
              <td valign="bottom" nowrap="nowrap" colspan="1" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: #000000 solid 2px; background-color: #FFFFFF;">&#160;</td>
            </tr>

        </table>
        <div style="line-height: 1.15pt;"><br style="line-height: 1.15pt;">
        </div>
        <div style="line-height: 10.25pt;"><br style="line-height: 10.25pt;">
        </div>
        <div style="background-color: #D9D9D9; line-height: 14.4pt; border-bottom: 0.5pt solid black;">
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
          <div style="text-align: left; line-height: 13.7pt; margin-top: 6pt; margin-bottom: 6pt;">
            <div>
              <table cellspacing="0" cellpadding="0" id="z811ee489bbda4b1bbbbad916fb4257e1" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

                  <tr>
                    <td style="width: 54pt; vertical-align: top;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Note 16</font></td>
                    <td style="width: auto; vertical-align: top; text-align: left;">
                      <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 12pt; font-weight: bold;">Comparatives</font></div>
                    </td>
                  </tr>

              </table>
            </div>
          </div>
          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
          </div>
        </div>
        <div style="text-align: left; line-height: 12.55pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">Certain comparative amounts have been reclassified to conform to the current period&#8217;s presentation.</font><br>
        </div>
        <div style="text-align: left; line-height: 1.35pt; margin-bottom: 8pt;"><a name="RANGE!B49:K79"></a><a name="RANGE!B30:H40"></a><a name="RANGE!B6:G15"></a><a name="RANGE!B193:G200"></a><a name="_MON_1407225971"></a><a name="_MON_1407308722"></a><a name="_MON_1409383119"></a><a name="_MON_1412082191"></a><a name="_MON_1427725803"></a><a name="_MON_1396421832"></a><a name="_MON_1397633802"></a><a name="_MON_1397912065"></a><a name="_MON_1397912138"></a><a name="_MON_1397912151"></a><a name="_MON_1397912161"></a><a name="_MON_1399373418"></a><a name="_MON_1399891097"></a><a name="_MON_1404284157"></a><a name="_MON_1405855603"></a><a name="_MON_1406040088"></a><a name="_MON_1427278387"></a><a name="_MON_1427798006"></a><a name="_MON_1427798029"></a><a name="_MON_1427804355"></a><a name="_MON_1384330562"></a><a name="_MON_1384947830"></a><a name="_MON_1387606829"></a><a name="_MON_1387782220"></a><a name="_MON_1388821203"></a><a name="_MON_1388839556"></a><a name="_MON_1388840728"></a><a name="_MON_1389104038"></a><a name="_MON_1389267466"></a><a name="_MON_1410703794"></a><a name="_MON_1411392871"></a><a name="_MON_1411392902"></a><a name="_MON_1411543021"></a><a name="_MON_1420469613"></a><a name="_MON_1389169239"></a><a name="_MON_1391500183"></a><a name="_MON_1410703951"></a><a name="_MON_1411393047"></a><a name="_MON_1411393068"></a><a name="_MON_1411393102"></a><a name="_MON_1420368536"></a><a name="_MON_1425299269"></a><a name="_MON_1425300184"></a><a name="_MON_1425300510"></a><a name="_MON_1427804700"></a><a name="_MON_1427804910"></a><a name="_MON_1427805492"></a><a name="_MON_1427814212"></a><a name="_MON_1387782904"></a><a name="_MON_1387782910"></a><a name="_MON_1387798119"></a><a name="RANGE!A7:G11"></a><a name="RANGE!B6:H31"></a><a name="RANGE!B6:I24"></a><a name="RANGE!B8:H30"></a></div>
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          <div style="line-height: 0pt;"><br style="line-height: 0pt;">
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          <div style="line-height: 14.4pt; border-top: 0.5pt solid black; padding-top: 1pt;">
            <div style="line-height: 0pt;"><br style="line-height: 0pt;">
            </div>
            <div style="text-align: left; line-height: 12.55pt; margin-top: 2pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 9pt;">Manulife Financial Corporation
                  - First Quarter 2019</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt">&#160;</font></font></div>
          </div>
        </div>
        <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">61</font></div>
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    &#160;
    <div>
      <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Arial Narrow', sans-serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 11pt">
        <div style="LINE-HEIGHT: 13.7pt">
          <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Arial Narrow', sans-serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 11pt">
            <div style="TEXT-ALIGN: left; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Arial Narrow', sans-serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 16pt; FONT-WEIGHT: bold"><font style="BACKGROUND-COLOR: #b6b6b6; FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY:
                'Arial Narrow', 'sans-serif'; FONT-SIZE: 16pt; FONT-WEIGHT: bold">SHAREHOLDER INFORMATION</font></div>
          </div>
          <div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt">
            <div style="TEXT-INDENT: 0pt; DISPLAY: block">
              <div>
                <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">

                    <tr>
                      <td valign="top" align="left" style="BORDER-BOTTOM: black 2px solid; BORDER-LEFT: black 2px solid; WIDTH: 35.63%; BORDER-TOP: black 2px solid; BORDER-RIGHT: black 2px solid" rowspan="2">
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: times new roman; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt">&#160;<font style="FONT-FAMILY: 'Arial Narrow', 'sans-serif';
                            FONT-SIZE: 10pt; FONT-WEIGHT: bold">MANULIFE FINANCIAL CORPORATION<br>
                          </font></div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;HEAD OFFICE</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;200 Bloor Street East</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Toronto, ON Canada M4W 1E5</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Telephone: 416 926-3000</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Fax: 416 926-5454</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Web site: <font style="DISPLAY: inline; TEXT-DECORATION: underline">www.manulife.com</font></div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.6pt">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.6pt">&#160;INVESTOR RELATIONS</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt">&#160;Financial analysts, portfolio managers and</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt">&#160;other investors requiring financial information </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt">&#160;may contact our Investor Relations Department </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt">&#160;or access our Web site at <font style="TEXT-DECORATION: underline">www.manulife.com</font></div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt">&#160;Fax: 416 926-3503</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt">&#160;E-mail: <font style="FONT-VARIANT: normal; FONT-STYLE: normal;
                            FONT-WEIGHT: normal"><u>investor_relations@manulife.com</u></font></div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.6pt">&#160;SHAREHOLDER SERVICES</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.6pt">&#160;For information or assistance regarding </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.6pt">&#160;your share account, including dividends, </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.6pt">&#160;changes of address or ownership, lost </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.6pt">&#160;certificates, to eliminate duplicate mailings </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0.6pt">&#160;or to receive shareholder material </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;electronically</font>,
                          please contact our Transfer </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt">&#160;Agents in Canada, the United States, Hong </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt">&#160;Kong or the Philippines. If you live outside one </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt">&#160;of these countries, please contact our Canadian </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0.6pt">&#160;Transfer Agent.</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                      </td>
                      <td valign="top" align="left" style="BORDER-BOTTOM: black 2px solid; WIDTH: 33.96%; BORDER-TOP: black 2px solid; BORDER-RIGHT: black 2px solid" rowspan="2">
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt">&#160;TRANSFER AGENTS</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt">&#160;Canada</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;AST Trust Company (Canada)</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;P.O. Box 700, Station B </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Montreal, QC Canada H3B 3K3</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Toll Free: 1 800 783-9495</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Collect: 416 682-3864</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;E-mail: <font style="TEXT-DECORATION: underline">inquiries@astfinancial.com</font></div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Online: <font style="TEXT-DECORATION: underline">www.astfinancial.com/ca-en</font></div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 6.6pt">&#160;AST Trust Company (Canada)&#160;offices are also&#160;&#160; </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 6.6pt">&#160;located&#160;in Toronto<font style="DISPLAY: inline">,</font> Vancouver
                          and Calgary.</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt">&#160;United States</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;American Stock Transfer &amp; Trust Company, LLC</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;P.O. Box 199036</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Brooklyn, NY</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;United States&#160; 11219</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Toll Free: 1 800 249-7702</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Collect: 416 682-3864<br>
                        </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;E-mail: <font style="FONT-VARIANT: normal; FONT-STYLE: normal;
                            FONT-WEIGHT: normal"><u>manulifeinquiries@astfinancial.com</u></font></div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Online: <font style="TEXT-DECORATION: underline">www.astfinancial.com</font></div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt">&#160;Hong Kong&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: times new roman; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">
                          <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; FONT-SIZE: 10pt">&#160;Tricor Investor Services&#160;Limited</div>
                          <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; FONT-SIZE: 10pt">&#160;Level 22, Hopewell Centre</div>
                          <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; FONT-SIZE: 10pt">&#160;183 Queen's Road East</div>
                          <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; FONT-SIZE: 10pt">&#160;Wan Chai,&#160;Hong Kong</div>
                          <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 13.7pt; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; FONT-SIZE: 10pt">&#160;Telephone: 852 2980-1333<br>
                            &#160;Email: <font style="FONT-VARIANT: normal; FONT-STYLE: normal; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; FONT-SIZE: 10pt; FONT-WEIGHT: normal"><u>is-enquiries@hk.tricorglobal.com</u></font></div>
                        </div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Online:&#160;<font style="FONT-VARIANT: normal; FONT-STYLE: normal;
                            FONT-WEIGHT: normal"><u>www.tricorglobal.com/services/</u></font><font style="FONT-VARIANT: normal; FONT-STYLE: normal; FONT-WEIGHT: normal"><u>investor</u></font><font style="FONT-VARIANT: normal; FONT-STYLE: normal;
                            FONT-WEIGHT: normal"><u>-services</u></font></div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                      </td>
                      <td valign="top" align="left" style="BORDER-BOTTOM: #000000 2px solid; WIDTH: 28%; BORDER-TOP: black 2px solid; BORDER-RIGHT: black 2px solid">
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt">&#160;Philippines</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Rizal Commercial Banking Corporation</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Ground Floor, West Wing</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;GPL (Grepalife) Building</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;221 Senator Gil Puyat Avenue</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline">&#160;Makati City,&#160;Metro Manila, </font><font style="DISPLAY: inline">Philippines</font></div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Telephone: 632 318-8567</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;E-mail: <font style="TEXT-DECORATION: underline">rcbcstocktransfer@rcbc.com</font></div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Online: <font style="TEXT-DECORATION: underline">www.rcbc.com</font></div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt">&#160;AUDITORS</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Ernst &amp; Young LLP</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Chartered Professional Accountants</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Licensed Public Accountants</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">&#160;Toronto, Canada</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                      </td>
                    </tr>
                    <tr>
                      <td valign="top" align="left" style="BORDER-BOTTOM: black 2px solid; WIDTH: 28%; BORDER-RIGHT: black 2px solid">
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline">&#160;The following Manulife documents&#160;</font><font style="DISPLAY: inline">are</font></div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline">&#160;available</font> online at <font style="DISPLAY: inline; TEXT-DECORATION: underline">www.manulife.com</font></div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
                        <div style="text-indent: 0pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt;"><font style="DISPLAY: inline">&#183;</font><font style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY: inline">Annual Report and Proxy Circular</font></div>
                        <div style="text-indent: 0pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt;"><font style="DISPLAY: inline">&#183;</font><font style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY: inline">Notice of Annual Meeting</font></div>
                        <div style="text-indent: 0pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt;"><font style="DISPLAY: inline">&#183;</font><font style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY: inline">Shareholders Reports</font></div>
                        <div style="text-indent: 0pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt;"><font style="DISPLAY: inline">&#183;</font><font style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY: inline">Public Accountability Statement</font></div>
                        <div style="text-indent: 0pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt;"><font style="DISPLAY: inline">&#183;</font><font style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY: inline">Corporate Governance material</font></div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
              <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
            </div>
            <div style="TEXT-INDENT: 0pt; DISPLAY: block">
              <div style="TEXT-INDENT: 0pt; DISPLAY: block">
                <div>
                  <table align="left" cellspacing="0" cellpadding="0" border="0" style="WIDTH: 100%; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">

                      <tr>
                        <td valign="top" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 43.85%; border-top: 2px solid rgb(0, 0, 0);" rowspan="6">
                          <div style="text-align: justify; background-color: lightgrey; text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right:
                            148.3pt; text-decoration: underline;">RATING</div>
                          <div style="text-align: justify; background-color: lightgrey; text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 8.1pt;">Financial
                            strength is a key factor in generating new business, maintaining and expanding distribution relations and providing a base for expansion, acquisitions and growth. As at March 31, 2019, Manulife had total capital of C$57.3
                            billion, including&#160;C$47.8 billion of total shareholders&#8217; equity. The Manufacturers Life Insurance Company&#8217;s financial strength and claims paying ability&#160;ratings are among the strongest in the insurance industry.</div>
                        </td>
                        <td bgcolor="lightgrey" style="font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; padding-left: 3px; padding-right: 3px; border-top: 2px solid rgb(0, 0, 0); padding-bottom: 2px; text-align: center;
                          vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);" colspan="4">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</td>
                      </tr>
                      <tr bgcolor="#ffff00" style="HEIGHT: 32px">
                        <td bgcolor="lightgrey" style="width: 2%; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; text-align: center; vertical-align: bottom;
                          border-left: 2px solid rgb(0, 0, 0);">
                          <div>&#160;</div>
                        </td>
                        <td valign="middle" align="left" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt; TEXT-DECORATION: underline">Rating Agency</div>
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">S&amp;P Global Ratings</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-align: left; text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="text-align: left; text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt; text-decoration: underline;">Rating</div>
                          <div style="text-align: left; text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">AA-</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-align: left; text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt; TEXT-DECORATION: underline">Rank</div>
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">(4<font style="DISPLAY: inline; VERTICAL-ALIGN: text-top">th</font>
                            of 21 ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00" style="HEIGHT: 18px">
                        <td bgcolor="lightgrey" style="width: 2%; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; text-align: center; vertical-align: bottom;
                          border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" align="left" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">Moody&#8217;s Investors Services</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-align: left; text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">A1</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-align: left; text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">(5<font style="DISPLAY: inline; VERTICAL-ALIGN: text-top">th</font>
                            of 21 ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00">
                        <td bgcolor="lightgrey" style="width: 2%; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; text-align: center; vertical-align: bottom;
                          border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" align="left" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">Fitch Ratings Inc.</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-align: left; text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">AA-</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-align: left; text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">(4<font style="DISPLAY: inline; VERTICAL-ALIGN: text-top">th</font>
                            of 19 ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00">
                        <td bgcolor="lightgrey" style="width: 2%; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px; text-align: center; vertical-align: bottom;
                          border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" align="left" bgcolor="lightgrey" style="width: 20.32%; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">DBRS Limited</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-align: left; text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">AA (low)</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-align: left; text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px; padding-bottom: 2px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">(4<font style="DISPLAY: inline; VERTICAL-ALIGN: text-top">th</font>&#160;of





















                            22&#160;ratings)</div>
                        </td>
                      </tr>
                      <tr bgcolor="#ffff00">
                        <td bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 2%; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; padding-left: 3px; padding-right: 3px; text-align: center;
                          vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" align="left" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 20.32%; padding-left: 3px; padding-right: 3px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">A.M. Best Company</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); text-align: left; text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">A+ (Superior)</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); text-align: left; text-indent: 0pt; width: 16%; margin-left: 0pt; margin-right: 0pt; padding-left: 3px; padding-right: 3px;">
                          <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">(2<font style="DISPLAY: inline; VERTICAL-ALIGN: text-top">nd</font>
                            of 13 ratings)</div>
                        </td>
                      </tr>

                  </table>
                </div>
                <div style="text-indent: 0pt; display: block; clear: both;">&#160;</div>
              </div>
              <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
              <div style="text-indent: 0pt; display: block; text-align: left;">
                <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">
                  <table align="center" cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: times new roman; font-size: 10pt;">

                      <tr>
                        <td valign="top" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 43.1%; border-top: 2px solid rgb(0, 0, 0);" rowspan="6">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 19.45pt; text-decoration: underline;">COMMON STOCK
                            TRADING DATA</div>
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 8.1pt;">The following values are the high, low and close prices plus the
                            average daily trading volume for Manulife Financial Corporation&#8217;s common stock on the Toronto Stock Exchange, the U.S. exchanges, The Stock Exchange of Hong Kong and the Philippine Stock Exchange for the first quarter. The
                            common stock symbol is <font style="display: inline; font-weight: bold;">MFC</font> on all exchanges except Hong Kong where it is <font style="display: inline; font-weight: bold;">945</font><font style="display: inline;">.</font></div>
                        </td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="6">
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;">&#160;&#160;&#160;&#160; <font style="display: inline;">As at March 31, 2019, there were 1,970 million common shares outstanding.</font> <br>
                          </div>
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline;"> <br>
                            </font></div>
                        </td>
                      </tr>
                      <tr style="height: 56px;">
                        <td valign="bottom" bgcolor="lightgrey" style="padding-bottom: 2px; width: 2%; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 14%;">
                          <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: -5.4pt;">
                            <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: -5.4pt;">January 1&#160;&#8211;&#160;</div>
                            <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: -5.4pt;">March 31,</div>
                            <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: -5.4pt;">2019</div>
                          </div>
                        </td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 9%;">
                          <div style="font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; font-weight: bold; text-align: center;">Toronto</div>
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 0pt; text-align: center;"><font style="display: inline;">Canadian </font><font style="display: inline;">$</font></div>
                        </td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 10%;">
                          <div style="display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; font-weight: bold; text-align: center;">U.S. </div>
                          <div style="display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; font-weight: normal; text-align: center;">Composite</div>
                          <div style="display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; text-align: center;"><font style="display: inline;">United States </font><font style="display: inline;">$</font></div>
                        </td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 9%;">
                          <div style="display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; font-weight: bold; text-align: center;">Hong Kong</div>
                          <div style="display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; text-align: center;"><font style="display: inline;">Hong Kong </font><font style="display: inline;">$</font></div>
                        </td>
                        <td valign="bottom" bgcolor="lightgrey" style="border-bottom: 2px solid black; width: 9%;">
                          <div style="font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; font-weight: bold; text-align: center;">Philippines</div>
                          <div style="display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; text-align: center;">Philippine </div>
                          <div style="display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; text-align: center;">Pesos&#160; </div>
                        </td>
                      </tr>
                      <tr style="height: 19px;">
                        <td valign="middle" bgcolor="lightgrey" style="width: 2%; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 14%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">High</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt; margin-right: 0pt; text-align: center;">$23.85</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 10%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 18pt; font-size: 10pt; margin-right: 0pt; text-align: center;">$17.96</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt; margin-right: 0pt; text-align: center;">$138.90</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; text-align: center;">P 825</div>
                        </td>
                      </tr>
                      <tr style="height: 18px;">
                        <td valign="middle" bgcolor="lightgrey" style="width: 2%; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 14%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Low</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt; margin-right: 0pt; text-align: center;">$18.94</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 10%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 18pt; font-size: 10pt; margin-right: 0pt; text-align: center;">$13.90</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt; margin-right: 0pt; text-align: center;">$112.00</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; text-align: center;">&#160;P 750</div>
                        </td>
                      </tr>
                      <tr>
                        <td valign="middle" bgcolor="lightgrey" style="width: 2%; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 14%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Close</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt; margin-right: 0pt; text-align: center;">$22.60</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 10%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 18pt; font-size: 10pt; margin-right: 0pt; text-align: center;">$16.91</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="text-indent: 0pt; width: 9%; margin-left: 0pt; margin-right: 0pt;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 0pt; text-align: center;">&#160;&#160;&#160; $133.40</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="width: 9%;">
                          <div style="display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; text-align: center;">P 785<br>
                          </div>
                        </td>
                      </tr>
                      <tr>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 2%; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 10pt; border-left: 2px solid rgb(0, 0, 0);">&#160;</td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 14%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Average Daily&#160;</div>
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Volume (000)</div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt; margin-right: 0pt; text-align: center;">9,420<br>
                          </div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 10%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 18pt; font-size: 10pt; margin-right: 0pt; text-align: center;">2,172<br>
                          </div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 9pt; font-size: 10pt; margin-right: 0pt; text-align: center;">27<br>
                          </div>
                        </td>
                        <td valign="middle" bgcolor="lightgrey" style="border-bottom: 2px solid rgb(0, 0, 0); width: 9%;">
                          <div style="text-indent: 0pt; display: block; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; margin-left: 0pt; font-size: 10pt; margin-right: 0pt; text-align: center;">&#160;&#160;0.15</div>
                        </td>
                      </tr>

                  </table>
                </div>
              </div>
            </div>
          </div>
        </div>
        <div>&#160;</div>
        <div>&#160;<br>
        </div>
      </div>
      <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Arial Narrow', sans-serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 11pt">&#160;
        <div>&#160;
          <div style="LINE-HEIGHT: 13.7pt">
            <div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt">
              <div style="TEXT-INDENT: 0pt; DISPLAY: block">
                <div style="text-indent: 0pt; display: block; text-align: left;"><br>
                  <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
                    <div style="width: 100%;" id="DSPFPageFooter">
                      <div><br>
                      </div>
                      <div style="clear: both; margin-top: 11pt; margin-bottom: 11pt;" id="DSPFPageBreakArea">
                        <div style="width: 100%;">Manulife Financial Corporation &#8211; First Quarter 2019</div>
                        <div></div>
                      </div>
                    </div>
                    <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">62</font></div>
                    <div style="page-break-after: always;" id="DSPFPageBreak">
                      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
                    <div id="DSPFPageHeader"></div>
                  </div>
                </div>
              </div>
              <div>
                <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">

                    <tr bgcolor="#c0c0c0">
                      <td valign="top" align="left" style="BORDER-BOTTOM: black 2px solid; WIDTH: 84%">
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: -18pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 18pt; FONT-SIZE: 11pt; FONT-WEIGHT: bold; MARGIN-RIGHT: 0pt">Consent to receive documents electronically</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
              <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">&#160;</div>
              <div>
                <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">

                    <tr style="HEIGHT: 237px">
                      <td valign="top" style="WIDTH: 43%">
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">Electronic documents available from Manulife </div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.1pt">Manulife is pleased to offer Electronic Documents. Access the</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.1pt">information when you want, no more waiting for the mail.</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">The Manulife documents available electronically are:</div>
                        <div style="text-indent: 18pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 11pt;"><font style="DISPLAY: inline">&#183;</font><font style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY:
                            inline">Annual Report and Proxy Circular</font></div>
                        <div style="text-indent: 18pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 11pt;"><font style="DISPLAY: inline">&#183;</font><font style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY:
                            inline">Notice of Annual Meeting</font></div>
                        <div style="text-indent: 18pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 11pt;"><font style="DISPLAY: inline">&#183;</font><font style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY:
                            inline">Shareholder Reports</font></div>
                        <div style="text-indent: 18pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 11pt;"><font style="DISPLAY: inline">&#183;</font><font style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY:
                            inline">Public Accountability Statement</font></div>
                        <div style="text-indent: 18pt; font-family: &quot;Arial Narrow&quot;,&quot;sans-serif&quot;; font-size: 11pt;"><font style="DISPLAY: inline">&#183;</font><font style="LETTER-SPACING: 9pt; COLOR: black">&#160;</font><font style="DISPLAY:
                            inline">Corporate Governance material</font></div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                      </td>
                      <td valign="top" style="WIDTH: 41%">
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.1pt">These documents will be available to you on our Web site at <font style="DISPLAY: inline; TEXT-DECORATION: underline">www.manulife.com</font> at the same time as they are mailed to other shareholders. Documents relating to the annual meeting, including annual reports will be available on the
                          Web site at least until the next version is available.</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.1pt">We will notify you when documents will be available on the Web site
                          and confirm the instructions for accessing the documents at the same time. In the event that the documents are not available on our Web site, paper copies will be mailed to you.</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.1pt">This information is also available for viewing or download under
                          quarterly reports from the Investor Relations section of our Web site at <font style="DISPLAY: inline; TEXT-DECORATION: underline">www.manulife.com</font></div>
                      </td>
                    </tr>

                </table>
              </div>
              <div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
              </div>
              <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: Times New Roman; MARGIN-LEFT: 0pt; FONT-SIZE: 10pt; MARGIN-RIGHT: 0pt">.</div>
              <div style="TEXT-ALIGN: justify; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; FONT-SIZE: 11pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8230;</font><font style="DISPLAY:
                  inline; FONT-WEIGHT: bold">.</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.&#8230;&#8230;&#8230;</font>Detach here <font style="DISPLAY: inline; FONT-WEIGHT: bold">..</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">..</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</font></div>
              <div style="TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'"><br>
              </div>
              <div style="TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'"><br>
              </div>
              <div>
                <table cellspacing="0" cellpadding="0" style="WIDTH: 100%; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">

                    <tr>
                      <td valign="top" style="WIDTH: 43%">
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">To receive documents electronically when they are available
                          through </div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">Manulife&#8217;s electronic delivery service, complete this form and </div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">return it as indicated.</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">I have read and understand the statement on the reverse and
                          consent to </div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">receive electronically the Manulife documents listed in the </div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">manner described. I acknowledge that I have the computer
                          requirements </div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">to access the documents that are made available on Manulife&#8217;s </div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">Web site. I understand that I am not required to consent to
                          electronic </div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">delivery and that I may revoke my consent at any time.</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">Please note: We will contact you by phone only if there is a
                          problem with </div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">your email address.</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">The information provided is confidential and will not be used for
                          any </div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 0pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 8.85pt">purpose other than that described.</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                      </td>
                      <td valign="top" style="WIDTH: 41%">
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">Please Print:</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">_________________________________________________________</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">Shareholder Name</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">_________________________________________________________</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">Contact Phone Number</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">_________________________________________________________</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">Shareholder email Address</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">_________________________________________________________</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">Shareholder Signature</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">_________________________________________________________</div>
                        <div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; FONT-FAMILY: 'Arial Narrow', 'sans-serif'; MARGIN-LEFT: 9pt; FONT-SIZE: 11pt; MARGIN-RIGHT: 0pt">Date</div>
                        <div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>
                      </td>
                    </tr>

                </table>
              </div>
              <div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
              </div>
              <div>&#160;</div>
            </div>
          </div>
          <div>&#160;</div>
          <div>&#160;</div>
          <div>&#160;</div>
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        <div>&#160;</div>
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      <div style="TEXT-ALIGN: justify; LINE-HEIGHT: 12.55pt; FONT-FAMILY: 'Arial Narrow', sans-serif; MARGIN-BOTTOM: 6pt; FONT-SIZE: 11pt">&#160;</div>
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      <div style="width: 100%;">Manulife Financial Corporation &#8211; First Quarter 2019</div>
      <div></div>
    </div>
  </div>
  <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Arial Narrow', 'sans-serif'; font-size: 9pt; color: #000000; font-weight: normal; font-style: normal;" id="DSPFPageNumber">63</font></div>
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<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>exhibit99-2.htm
<DESCRIPTION>EXHIBIT99-2-CEOCERT
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Manulife
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">
  <div>
    <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Form 52-109F2</font></div>
    <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Certification of Interim Filings</font></div>
    <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Full Certificate</font></div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">I, Roy Gori, President and Chief Executive Officer of Manulife Financial Corporation, certify the following:</font></div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">1.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Review</font>:&#160; I have reviewed the interim financial report and
                    interim MD&amp;A (together, the &#8220;interim filings&#8221;) of Manulife&#160;Financial Corporation<font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">&#160;</font>(the &#8220;issuer&#8221;) for the interim period ended March
                    31, 2019.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">2.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">No misrepresentations</font>:&#160; Based on my knowledge, having exercised
                    reasonable diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the
                    circumstances under which it was made, with respect to the period covered by the interim filings.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">3.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Fair presentation</font>:&#160; Based on my knowledge, having exercised
                    reasonable diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of
                    the issuer, as of the date of and for the periods presented in the interim filings.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">4.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Responsibility</font>:&#160; The issuer&#8217;s other certifying officer(s) and I
                    are responsible for establishing and maintaining disclosure controls and procedures (DC&amp;P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 <font style="font-family:
                      'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Certification of Disclosure in Issuer&#8217;s Annual and Interim Filings, </font>for the issuer.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Design</font>:&#160; Subject to the limitations, if any, described in
                    paragraphs 5.2 and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the end of the period covered by the interim filings</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">designed DC&amp;P, or caused it to be designed under our supervision, to provide reasonable assurance that</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 99pt;"><br>
              </td>
              <td style="width: 13.5pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 99pt;"><br>
              </td>
              <td style="width: 13.5pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">(ii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is
                    recorded, processed, summarized and reported within the time periods specified in securities legislation; and</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 72pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the
                    preparation of financial statements for external purposes in accordance with the issuer&#8217;s GAAP.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.1</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Control framework</font>:&#160; The control framework the issuer&#8217;s other
                    certifying officer(s) and I used to design the issuer&#8217;s ICFR is Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.2</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">N/A</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.3</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">N/A</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">6.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Reporting changes in ICFR</font>:&#160; The issuer has disclosed in its
                    interim MD&amp;A any change in the issuer&#8217;s ICFR that occurred during the period beginning on January 1, 2019 and ended on March 31, 2019 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Date:&#160;&#160; May 1, 2019</font></div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;"><u>/s/ Roy Gori</u></font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width:
        180pt">&#160;</font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Roy Gori</font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">President and Chief Executive Officer</font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">&#160;</font></div>
  </div>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>4
<FILENAME>exhibit99-3.htm
<DESCRIPTION>EXHIBIT99-3-CFOCERT
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Manulife
         Document created using EDGARfilings PROfile 5.1.0.0
         Copyright 1995 - 2019 Broadridge -->
  </head>
<body text="#000000" bgcolor="#ffffff" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt;">
  <div>
    <div id="DSPFPageHeader">
      <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
      </div>
      <div style="line-height: 13.7pt;"><br style="line-height: 13.7pt;">
      </div>
    </div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Form 52-109F2</font></div>
    <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Certification of Interim Filings</font></div>
    <div style="text-align: center; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-weight: bold;">Full Certificate</font></div>
    <div style="line-height: 11.4pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">I, Philip J. Witherington, Chief Financial Officer of Manulife Financial Corporation, certify the following:</font></div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;" class="DSPFListTable" id="zde0e2c2008844d8592a769b947d566ba">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">1.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Review</font>:&#160; I have reviewed the interim financial report and
                    interim MD&amp;A (together, the &#8220;interim filings&#8221;) of Manulife&#160;Financial Corporation<font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">&#160;</font>(the &#8220;issuer&#8221;) for the interim period ended March
                    31, 2019.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;" class="DSPFListTable" id="z9250010d794041b98f3dcc67e87dcd47">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">2.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">No misrepresentations</font>:&#160; Based on my knowledge, having exercised
                    reasonable diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the
                    circumstances under which it was made, with respect to the period covered by the interim filings.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;" class="DSPFListTable" id="z44c37f6f11944c45be318a4e112b9a07">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">3.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Fair presentation</font>:&#160; Based on my knowledge, having exercised
                    reasonable diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of
                    the issuer, as of the date of and for the periods presented in the interim filings.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Arial Narrow', sans-serif; font-size: 11pt; width: 100%;" class="DSPFListTable" id="zd3052f42554747c6880f890e10c6329f">

            <tr>
              <td style="width: 36pt;"><br>
              </td>
              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">4.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Responsibility</font>:&#160; The issuer&#8217;s other certifying officer(s) and I
                    are responsible for establishing and maintaining disclosure controls and procedures (DC&amp;P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 <font style="font-family:
                      'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Certification of Disclosure in Issuer&#8217;s Annual and Interim Filings, </font>for the issuer.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
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              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Design</font>:&#160; Subject to the limitations, if any, described in
                    paragraphs 5.2 and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the end of the period covered by the interim filings</font></div>
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    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
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              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">(a)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">designed DC&amp;P, or caused it to be designed under our supervision, to provide reasonable assurance that</font></div>
              </td>
            </tr>

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      </div>
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            <tr>
              <td style="width: 99pt;"><br>
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              <td style="width: 13.5pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">(i)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and</font></div>
              </td>
            </tr>

        </table>
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    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
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            <tr>
              <td style="width: 99pt;"><br>
              </td>
              <td style="width: 13.5pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">(ii)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is
                    recorded, processed, summarized and reported within the time periods specified in securities legislation; and</font></div>
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      </div>
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    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
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              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">(b)</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the
                    preparation of financial statements for external purposes in accordance with the issuer&#8217;s GAAP.</font></div>
              </td>
            </tr>

        </table>
      </div>
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    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
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              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.1</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Control framework</font>:&#160; The control framework the issuer&#8217;s other
                    certifying officer(s) and I used to design the issuer&#8217;s ICFR is Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
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            <tr>
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              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.2</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">N/A</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
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            <tr>
              <td style="width: 36pt;"><br>
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              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">5.3</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">N/A</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: left; line-height: 11.4pt; margin-bottom: 6pt;">
      <div>
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              <td style="width: 36pt;"><br>
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              <td style="width: 18pt; vertical-align: top; align: right;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">6.</font></td>
              <td style="width: auto; vertical-align: top; text-align: left;">
                <div><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;">Reporting changes in ICFR</font>:&#160; The issuer has disclosed in its
                    interim MD&amp;A any change in the issuer&#8217;s ICFR that occurred during the period beginning on January 1, 2019 and ended on March 31, 2019 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Date:&#160; May 1, 2019</font></div>
    <div style="line-height: 11.4pt; margin-bottom: 6pt;"><br style="line-height: 11.4pt;">
    </div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt; font-style: italic;"><u>/s/ Philip J. Witherington</u></font><font style="display: inline-block; text-indent: 0px; font-size:
        1px; width: 180pt" id="TRGRRTFtoHTMLTab">&#160;</font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Philip J. Witherington</font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;">Chief Financial Officer</font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"> <br>
      </font></div>
    <div style="text-align: justify; line-height: 11.4pt;"><font style="font-family: 'Arial Narrow', sans-serif; font-size: 10pt;"> <br>
      </font></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
